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The best ways to earn more cashback.

It’s easy to earn more cashback with the American Express Platinum Cashback Credit Card. Take a look at these simple ways to get even more back from your Card. Click on the tabs below to find out more.

How to earn more cashback

There’s no end to our cashback

Our 1.25% cashback offer is ongoing – there’s no closing date. In fact the only time the rate changes is when it goes UP. Plus, there’s no limit to the amount of cashback you can earn.

After a year with us you’ll enjoy another full month of 2.5% cashback up to £100, provided a total of £10,000 has been spent and charged on the Card during the previous 12 months. It’s our way of saying thank you.

It’s benefits like these that make the Platinum Cashback Credit Card the most generous cashback Card on the market.


Be rewarded for the things you buy already

Image showing a woman shopping with her child

The weekly shop, filling up the car, paying your household bills. All those everyday purchases add up, and so will the cashback if you pay with your Platinum Cashback Credit Card.

You don’t have to spend any more than you did before. Just use your Card for the things you buy already. The more you put on your Card in total over the course of the year, the higher the rate of cashback you’ll earn.

More Cards mean more Cashback

Add an extra Card for a family member or someone close to you. It’s simple, complimentary and you’ll get cashback for virtually everything they buy too. Remember, they must also be UK residents aged 18 or over.

This is one of the fastest ways to boost the amount of cashback you earn. So when it comes to treating yourself, you’ll really notice the difference.

You’ll both have more cashback to play with

This one works both ways. You get £25 cashback for every friend who joins, and your friend gets £25 cashback when they spend on their Card for the first time. They also get 5% cashback (up to £100) for the first 3 months of Cardmembership, so it’s well worth letting them know4. Introducing someone is easy. Just complete their contact details, write a personal message and we’ll take care of the rest. Terms apply.

Claim vouchers for bigger rewards

Why not make even more of your Platinum Cashback Credit Card? If you choose to redeem your cashback with retail vouchers, you’ll get an extra 10% on top of your entire cashback balance.

You can choose from a range of fabulous high street brands. Just look out for all the details in your welcome pack.



Exclusive deals and discounts with Selects

With American Express Selects, you’ll get great deals on car rental, cruises, fashion, hotels and more.

What’s more, when you pay for a Selects deal with your Card, you don’t just get the specially negotiated prices. You also earn cashback on almost everything you buy. Take a look around Selects today, you never know what might catch your eye.

Come back with more cashback

As well as helping you unwind, your holiday can reward you in other ways too – with a lot of cashback. So if you’ve got a break planned, the next step is to pay for it using your Card.

The best place to start is American Express Travel. You’ll find all kinds of ideas on places to go and things to do, often at specially negotiated rates. Imagine how much cashback a two-week family holiday in the Maldives would get you.

Settle your account in full. Maximise your cashback.

Setting up a Direct Debit to pay your Card account in full every month isn’t just convenient. It’s also another way to make the most of your cashback.

Your minimum payment due at the end of each month may be up to 2% or £25 (whichever is higher) – check your statement to confirm your minimum due. But you could also choose to pay your balance in full. By paying your entire balance automatically every month (instead of just part of it) you’ll avoid paying interest – so you can hang on to more of your cashback.

Get an additional £25 cashback

Introduce a friend to American Express and you’ll get an additional £25 cashback when they are approved. And so could they.

Get closer to the action

For the latest on tickets to some of the hottest shows get the Preferred Seating eNewsletter and you won’t miss a thing.

Important Information

*As of 3 January 2012 the American Express Platinum Cashback Credit Card offered the highest total cashback across all purchases over a full 2 year period. Based on the total cashback earned over 2 years (after annual fees have been deducted) on a monthly spend of £750; including an introductory bonus of 5% in the first 3 months of Cardmembership and a flat ongoing rate of 1.25% on all purchases (calculated using the ONS Family Spending 2011 Edition household expenditures by category).


1. Cashback is earned on every full pound spent per purchase. Amounts eligible for cashback will be rounded down per purchase to the nearest full pound. An annual cashback on the aggregate amount of all purchases will be payable to you by us at the following rate:   a) 1.25% on the aggregate amount of all purchases b) An additional cashback of 1.25% on the aggregate amount of all purchases made during your card anniversary month will be payable to you by us if you have made purchases in excess of £10,001 on your card in the preceding 12 months.Cashback will be paid by us during each card anniversary month on the expenditure that has taken place during the preceding 12 months. Your card anniversary month is the one month period each year following the date on which your account was opened (for example, if your account was opened on 10 January, your card anniversary month will run from 11 January to 10 February each year). Cashback amounts will be rounded down to the nearest full pence. The total amount of expenditure which is eligible for cashback in any one month is limited to the amount of the credit limit. Payment of your cashback balance will be made by crediting your account.

2. Payments must be made monthly. The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). The principal amount owing means the total amount owing less interest, repayment protection insurance, annual/monthly fee amounts, and default fees. Default fees include over limit fees, late payment fees and dishonoured payment fees. Payment must be received by us within 25 days of the date of the statement we will send to you.

3. A card membership annual fee of £25 is payable annually at the beginning of each membership year.

4. You will receive £25 bonus cashback when your friend is approved for the Card. Your friend will receive £25 bonus cashback when they spend on their Card for the first time. If they have already applied for the Platinum Cashback Credit Card without using this referral, you and your friend will not be eligible for the bonus cashback. Any bonus cashback will be applied at the same time as any annual rebate.

American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.

Written details available on request. Applicants must be 18 years old or over. Approval subject to status and terms and conditions apply. The Platinum Cashback Credit Card is offered by American Express Services Europe Limited. Registered in England and Wales with Number 1833139 and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services.