Depending on your choice of American Express Premium Card, you can look forward to:
- A welcome bonus of rewards to get you started
- The ability to earn rewards at faster rates on virtually all your spend
- Purchase protection
- Online fraud guarantee
- Exclusive travel benefits, such as companion tickets and travel insurance
- Enhanced levels of protection and insurance at home and abroad
- One-of-a-kind privileges such as elite tier status in frequent flyer programmes and access to over 600 airport VIP lounges worldwide
- A team of Customer Care Professionals to assist you 24/7
- Access to our Preferred Seating programme.
The variety of benefits and cover varies from Card to Card, so take a look and see exactly what each one has to offer. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Premium Cards at the same time.
Choosing the right Card
Our Premium Cards are designed for the discerning Cardmember – whether at home or abroad.
Would you like to earn Avios or Starpoints? You can turn your everyday spend into complimentary flights and nights with one of our partner Cards.
Would you like added flexibility in how you use your rewards? Consider one of our Premium Cards, which offer Membership Rewards®. Points can be transferred to number of frequent flyer and hotel programmes, including British Airways, Starwood, and Virgin Atlantic, or redeemed for a special treat.
Perhaps you would also like access to over 600 airport VIP lounges worldwide and special hotel upgrades and service? Then consider our Platinum Card, which also provides you with comprehensive worldwide travel insurance and a concierge service.
24/7 Customer Service
Whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone, text, email or mail. No matter where you are in the world, our Global Assist® team provides emergency help whenever you need it, anytime of the day or night.
Card security and protection
If things should go wrong, we'll soon put them right. All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad. Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
For added protection, our Premium Cards also offer 90 days Refund Protection on eligible items bought in the UK, as well as Purchase Protection which means if you bought an eligible item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.
Accepted around the world
American Express Premium Cards are accepted all over the world. Even better, our Preferred Rewards Gold Card allows you to earn double Membership Rewards points on all your overseas spend.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to pounds sterling. If it's in another currency, it's converted to US dollars and then to pounds sterling.
Manage your account online or on your mobile
We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account anytime, anywhere – either online or on your mobile. View your current balance, have updates sent to your phone, pay your bills easily, and manage your contact preferences.
