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With an American Express Rewards Card, you have the additional benefit of earning rewards virtually every time you use your Card. And, depending on your Card, your rewards can be cashback, Nectar points, Avios, Starpoints or Membership Rewards® points which you can exchange for complimentary travel, special treats and unique experiences.
What's more, every American Express Cardmember enjoys Preferred Seating from American Express, which reserves tickets to some of the hottest shows exclusively for our Cardmembers. Whether your passion is concerts, theatre, or film, you'll be sitting comfortably with Preferred Seating from American Express.
American Express Rewards Cards offer you:
The range of benefits and level of cover varies from Card to Card, so take a look and see what each Rewards Card has to offer. Explore your options further by browsing the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Rewards Cards at the same time.
Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 by phone, text, email or mail. And instead of passing you from one person to another, the first person to answer your call will do their best to see it through until it's resolved.
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own Secure System to minimise the risk of fraud, whether you use your Card at home, online or abroad. Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
If things should go wrong, we'll soon put them right. Our Rewards Cards offer Refund Protection and Purchase Protection on eligible items bought in the UK on your Card for up to 90 days. Depending on which Rewards Card you have, if you bought an eligible item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.
Wherever your travels take you, you can take your American Express Rewards Card. Even better, one of our Rewards Cards – the Gold The Preferred Rewards Gold Card – allows you to earn double rewards points on virtually all your overseas spending.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to pounds sterling. If it's in another currency, it's converted to US dollars and then to pounds sterling.
We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account whenever you want, either online or on your mobile. View your current balance, get updates on your American Express Rewards Card spending sent direct to your phone, pay your bills easily, and manage your contact preferences.
To save time, use the following checklist to see if you meet our standard eligibility criteria:
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your American Express Rewards Card.
Your application takes less than 10 minutes and you can get a response in 60 seconds.
American Express Services Europe Limited ('AESEL') makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.
AESEL registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139, is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, AESEL is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.