American Express Rewards Cards offer you:
- A welcome bonus of rewards to get you started
- The ability to earn rewards on virtually all your spend
- Purchase protection
- Online fraud guarantee
- Selected Cards include Travel Inconvenience and/or Travel Accident benefits
- 24/7 customer service
- Access to our Preferred Seating programme.
The range of benefits and level of cover varies from Card to Card, so take a look and see what each Rewards Card has to offer. Explore your options further by browsing the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Rewards Cards at the same time.
24/7 Customer Service
Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 by phone, text, email or mail. And instead of passing you from one person to another, the first person to answer your call will do their best to see it through until it's resolved.
Card security and protection
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own Secure System to minimise the risk of fraud, whether you use your Card at home, online or abroad. Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
If things should go wrong, we'll soon put them right. Our Rewards Cards offer Refund Protection and Purchase Protection on eligible items bought in the UK on your Card for up to 90 days. Depending on which Rewards Card you have, if you bought an eligible item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.
Accepted around the world
Wherever your travels take you, you can take your American Express Rewards Card. Even better, one of our Rewards Cards – the Gold The Preferred Rewards Gold Card – allows you to earn double rewards points on virtually all your overseas spending.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to pounds sterling. If it's in another currency, it's converted to US dollars and then to pounds sterling.
Manage your account online or on your mobile
We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account whenever you want, either online or on your mobile. View your current balance, get updates on your American Express Rewards Card spending sent direct to your phone, pay your bills easily, and manage your contact preferences.
