The Starwood Preferred Guest^®
Credit Card from American Express

• Read Terms & Conditions
• Read Summary Box
• Read Insurance Documentation
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

1. You will receive 20,000 bonus Starpoints when you spend and charge £1,000 within the first three months of Cardmembership. Please note that it can take up to two months for bonus Starpoints to be awarded to your account. Please see complete information on complimentary nights by visiting spg.com.
2. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card.  Please read this document to understand the limits and  exclusions that may apply.
3. Terms and Conditions apply to Starpoints redemptions and are subject to availability. Detailed information can be found here. All applicable terms and conditions will be provided within your Welcome Pack if you are approved.
4. Starpoints are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

ALOFT, ELEMENT, FOUR POINTS, LE MERIDIEN, PREFERRED GUEST, SHERATON, SPG, ST. REGIS, STARPOINTS, THE LUXURY COLLECTION, W, WESTIN, and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc. or its affiliates.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The information relating to the financial information of the Card is the responsibility of American Express Services Europe Limited and SPG accepts no responsibility for inaccuracies. Starwood Hotels & Resorts Worldwide Inc, registered in England and Wales is an introducer appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited. The American Express Starwood Preferred Guest Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.