Search United Kingdom website
Print this page

HELP THEM COPE IN MORE WAYS THAN ONE

Term Life Plus Overview

American Express Term Life Plus

Unlike other life insurance policies, American Express Term Life Plus offers more than just financial benefits – it provides access to professional bereavement counselling for you and your loved ones if you were to die or be diagnosed with a terminal illness. Not only that, but it also offers double benefits if you were to die abroad, meaning that your loved ones could receive up to £300,000.

To find out more and buy now call 0845 370 5747

Life insurance made easy
  • Simple application process
  • Instant decision
  • Up to £150,000 of cover
  • Death and terminal illness benefits
Features and benefits

Key features

We have created Term Life Plus with the needs of both you and your loved ones in mind. Take a look at the key benefits below to see how unique this policy really is.

Different in more ways than one
  • A lump sum payment of up to £150,000 if you were to die during the term of the policy
  • A lump sum payment of up to £150,000 if you were to be diagnosed with a terminal illness
  • A double lump sum payment of up to £300,000 if you were to die abroad
  • Access to a Bereavement Counselling and Medical Advisory Helpline
  • Plus, you will have the option to write the policy in trust, to ensure your loved ones receive the lump sum as quickly as possible.
  • Call us on 0845 370 5747 for a free, no obligation quote.
Policy information

Policy information

Term Life Plus is designed to give you and your loved ones the financial security and peace of mind that you’d want to give them yourself, regardless of whether it’s your only life insurance policy, or if it’s one that runs alongside any other existing policies that you may have.

Exclusions and conditions include:
  • If death is the result of suicide or self-inflicted injury during the first 12 months of the policy, or the result of natural causes and occurs within the first 30 days of the policy
  • The terminal illness benefit is only paid if in a consultant’s opinion, life expectancy is less than 12 months, and it would not be paid during the last 12 months of the policy unless death occurs
  • Any death benefit paid by this policy may affect your inheritance tax position, if it is not written in trust
  • Call us on 0845 370 5747 for a free, no obligation quote.

Please click here for the full Terms and Conditions

American Express Insurance Services Europe Limited, registered in England and Wales Company Number 05048826, registered office 76 Buckingham Palace Road, London SW1W 9AX is authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.