Here's a summary of everything you might want to know about the Preferred Rewards Gold Card. Because, in the world of YES, there's a lot of good news to remember.

Savings and offers?YES
  • 20,000 bonus points2 – enough for two return flights* to selected European cities with British Airways3? Taxes, fees and terms apply.
  • Spend £15,000 or more during the year and earn an additional 7,500 bonus points each year you renew your Card.
  • First year FREE – save £125 in your first year of Cardmembership
  • Redeem Membership Rewards points directly for airline tickets on hundreds of airlines through the Membership Rewards Travel Agency, with no blackout dates.
  • Two complimentary lounge visits5 a year at over 350 airport lounges worldwide from our partner LOUNGE CLUB™.
  • One Supplementary Card for a friend of family member at no extra cost to help you earn points faster. You may apply for more - each additional Card after the first Supplementary Card will be charged at £45.
  • Preferred Seating11 - exclusive access to some of the UK's hottest shows and events.
Double Points?YES
  • 2 points for every full £1 spent and charged on travel-related purchases - from train fares to plane fares4.
  • 2 points for every full £1 spent and charged while you're abroad4.
  • 2 points for every full £1 spent and charged at most supermarkets and petrol stations in your first year of Cardmembership - imagine what you could turn your weekly shop into6.
  • 1 point for every full £1 spent and charged to your Card virtually everywhere else.
  • There's no cap on the points you can earn, and no expiry date either. Your points are there for whenever you need them.
Use your points on travel and more?YES
  • Transfer points to frequent flyer, hotel, and car hire programmes.
  • Book travel through Membership Rewards Travel Agency and pay for it with points.
  • Redeem for retail purchases, restaurant gift cards, entertainment, Ticketmaster, and much more.
  • With Tripflex™ you can use your points to pay for virtually any travel purchase on your Card from any tour operator, travel agent or travel website up to 3 months after the date your transaction is charged to your account.
Travel Perks?YES
  • Travel Inconvenience Insurance8 - up to £200 per person for meals or hotels if your flight is delayed for over 4 hours. Or if you're left without luggage for more than 4 hours at your destination, get up to £200 per person for toiletries and clothes and up to a further £200 per person for extended luggage delay.
  • Travel Accident Insurance8 - you will also get Travel Accident cover up to £250,000 in the event of loss of life, sight or limb on public transport when tickets are charged on the Card.
  • Global Assist® Service - help when you travel outside the UK, in your own language, 24/7.
  • Emergency Card Replacement - we aim to get a replacement Card to you, wherever you are, within two working days.
Shopping Protection?YES
  • Purchase Protection8 - if you're unfortunate enough to have something you bought stolen or accidentally damaged within 90 days of buying it, we'll replace or repair it, or refund you its value up to a maximum of £2,500 per eligible item.
  • Refund Protection8 - if you find that a UK store won't give you a refund on an item that you take back within 90 days of buying it, we'll pay you its value up to £300.
  • Online Fraud Guarantee - should there be any unauthorised charges to your account, you won't be liable.
Extras?YES
  • 24/7 award-winning Customer Service team - online, on your mobile or by landline.
  • American Express Mobile - service your account on the go with our
    iPhone app.
  • No pre-set spending limit9 - the Preferred Rewards Gold Card is a charge card. This means we don't put a fixed, inflexible spending limit on your Card. Instead, we prefer to get to know you and your spending patterns and give you all the spend flexibility we reasonably can. And, providing you pay your balance off in full each month, you won't have to pay any fees either.
Earn 20,000 andbonus points2
your first year of membership is on us!

Important Information

Read Terms & Conditions
Read Summary Box
Read Insurance Documentation

1. The annual fee is £125. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £125 annual fee will automatically be charged to your account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Charge Cardmembers.

2. 20,000 Membership Rewards bonus points will be awarded to your account once you have been approved and you have spent and charged £2,000 within the first three months of Cardmembership. Please note that it can take up to 60 days for bonus points to be awarded to your account. Existing Cardmembers already enrolled into the Membership Rewards Programme will not be eligible for the 20,000 bonus points. All introductory offers are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 6 months.

3. Based on airline transfer redemption with British Airways Executive Club. Rewards flights are subject to applicable taxes, fees, charges and surcharges. Full Executive Club terms and conditions apply, visit ba.com for details.

4. You will earn Membership Rewards points for transactions charged and billed to your account at the following rates: 1 point for every full £1 spent and charged per transaction, 2 points for every full £1 spent and charged per transaction at major airlines, car hire, rail, cruise, lodging and travel package/agencies, and 2 points for certain transactions made in a currency other than UK Sterling with the exception of internet transactions. Membership Rewards points are not earned on Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, Fees and Interest Charges for Returned Payments, Finance Charges, Late Payment and Referral Charges, Fees/charges including joining, annual and Membership Rewards fees.

5. We will share certain membership information about you with the Priority Travel Group Holdings Limited (“PTG”) who administer the LOUNGE CLUB™ programme. PTG will provide complimentary membership for the primary Card holder to LOUNGE CLUB™, and issue a card and lounge directory. You will be entitled to two complimentary lounge visits at participating lounges each year you hold a valid Preferred Rewards Gold Card, which may be used by the primary Cardmember or by the primary Cardmember and one guest. Once you have activated your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your LOUNGE CLUB™ card to arrive in the mail. Use of the airport lounges will be governed by the terms and conditions of LOUNGE CLUB™ which are available in full at loungeclub.com, which you agree to comply with by applying for a Card. You also confirm that lounges may charge lounge usage fees at the prevailing rate (currently £15 per person) for any lounge visits that exceed the two complimentary lounge visits per membership year to your American Express Preferred Rewards Gold Card. The lounge usage fees charged are at the discretion of PTG and any changes to the lounge access fee will be advised by them.

6. You will accrue points for certain transactions at the rate of 2 points for virtually every full £1 spent and charged per transaction at major supermarkets and petrol stations for your first year of Cardmembership. After the first year Card anniversary date this will revert back to 1 point.

7. Applicants must be aged 18 years old or over.

8. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

9. Purchases are approved on a variety of factors including your credit record, account history and personal resources. Proof of personal resources may be required.

10. 7,500 Membership Rewards bonus points will be awarded to your account every year at Card renewal if you have made purchases of at least £15,000 within a 12 month period ending on the anniversary of your Preferred Rewards Gold Card membership. Should you qualify in any given year, the 7,500 bonus points will be awarded to your account up to 60 days after your Card renewal.

11. Subject to availability. Terms and Conditions apply. Please visit amex.co.uk/access for further details.

Written details are available on request or call 0800 700 222. Applicants must be 18 years old or over.

*Amazon.co.uk is not a sponsor of this promotion. Amazon, Amazon.co.uk, the Amazon.co.uk logo, and the smile logo are trademarks or registered trademarks of Amazon EU SARL or its affiliates. Amazon.co.uk Gift Certificates (“GCs”) may be redeemed on the Amazon.co.uk website or affiliated website Javari.co.uk towards the purchase of eligible products listed in our online catalogue and sold by Amazon.co.uk or any other seller selling through Amazon.co.uk. GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. Amazon.co.uk is not responsible if a GC is lost, stolen, destroyed or used without permission. See www.amazon.co.uk/gc-legal for complete terms and conditions. GCs are issued and © 2012 by Amazon EU Sarl.

AESEL registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139, AESEL is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, AESEL is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.