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With up to 4 Nectar points collected on every full £1 you spend at participating sponsors including Hertz, BP and Viking Direct, there’s never been a faster way to collect Nectar rewards on your business purchases. |
| Collect Nectar Points |
Up to 4 points for every full £1 spent at most Nectar sponsors when the Nectar Credit Card and Nectar loyalty card are used at the same time |
| APR |
Representative 19 .9% APR variable  . |
| Improved Cashflow |
Flexible repayment options and up to 56 days interest-free. |
| No Annual Fee |
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| Apply today, and if you are accepted for the Nectar for Business Credit Card, you could benefit from the following American Express business tools: |
Easy International
Payments |
Send foreign currency wires and draft payments overseas quickly, securely and cost-effectively with FX International Payments from American Express. Learn more |
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Manage Your Account
Online |
24-hour secure online access lets you check your balance, past statements, available credit, and keep track of all purchases made on your Card. |
| Pay Over Time |
Flexible repayment options, competitive interest rates, and up to 56 days interest-free help you solve the challenges of running a business – even when large purchases are involved. |
| Paperless Billing |
Receive your monthly bills online in minutes and enjoy greater security, more flexibility, and less clutter. |
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Emergency Card
Replacement |
Report a lost, damaged or stolen Card to us and we’ll try to get a replacement to you within 24 hours, wherever you are in the world – free of charge. |
| Global Assist™ |
Provides you with 24-hour medical and legal assistance advice line when travelling outside of the UK.
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Worldwide, 24-hour
Customer Service |
Just call us on 0845 600 4120 for help and advice, day or night, 365 days a year. |
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- 4 points per £1 consists of collecting 2 points for virtually every full £1 you spend on your Nectar Credit Card and 2 points on your Nectar loyalty card at most participating sponsors. For BP and Expedia, different points levels apply. See nectar.com for details. Nectar points are not earned on Balance Transfers unless stated otherwise, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express Cash Transactions, interest, any spending in excess of your Credit Limit, charges for dishonoured cheques, late payment or Referral Charges and American Express Credit Card finance charges. American Express reserves the right to vary the Nectar points you collect from American Express on spending at any Nectar sponsor.Written details are available upon request. Applicants must be 18 years old or over. Approval subject to status. The Nectar Credit Card is issued by American Express Services Europe Limited with Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, UK. Registered in England and Wales with Number: 1833139
- American Express may vary the %APR, interest rates and other charges from time to time. The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). Of course you may pay off your balance in full at any time. The Nectar for Business Credit Card Balance Transfer calculation of 19.9% p.a. assumes a monthly interest rate of 1.46% p.a. interest based on the average line of credit of £1,500 with no annual fee. The Nectar for Business Credit Card standard interest rate for goods and services is representative 19.9%APR variable for goods and services and 27.9% per annum, 2.08% per month including Transaction Charge for Cash Withdrawals. You will have access to a credit limit of at least £700. There is a commission of 2.99% on foreign charges. There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note your statements sent to you each month when you have used your card will not incur this charge). There is a cash withdrawal charge which is £3.00 or 3% of the withdrawal, whichever is greater.
- American Express reserves the right to refuse any Balance Transfer requests. For example, we cannot accept Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any American Express Accounts. American Express is not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from our receipt of your statements and we will advise you when payment is made. Payments to your Card Account are applied first to transferred balances, including transferred balances benefiting from promotional rates.
- When you use your Card online you will not be held responsible for unauthorised charges.
- American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card . Please read this document to understand the limits and exclusions that may apply.
American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.
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