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American Express My Essentials – Insurance for Gadgets, mobile phones and personal possessions with optional card protection

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American Express My Essentials – Gadget, mobile phone, personal possessions and card protection

Imagine the situation – you drop your brand new mobile phone and smash the screen. Or you lose your briefcase complete with keys, money and cards. Or the children spill hot chocolate all over your laptop. Your partner may even have their bag stolen along with their camera, sunglasses and the brand new watch you bought them for Christmas.

Now imagine the relief- when you realise that as a My Essentials member, you're covered.

We know how stressful and inconvenient situations like this can be, which is why we’ve introduced
American Express My Essentials to give you and your household members peace of mind.

Gadget, mobile phone and personal possessions Just £9.99 per month1

Gadget, mobile phone, personal possession and card protection Just £12.99 per month2


Gadget and Possession cover:

  • From handbags to cameras, mobiles to watches you can be covered. Items worth up to £250 are automatically covered, but anything with a value of between £250 and £1,500 will need to be registered with us first.

Loss of Key Insurance:

  • Emergency call out of a locksmith if you are accidently locked out
  • 24 hour recovery of your car if the locksmith cannot gain entry to your vehicle
  • Car hire up to 3 days or transport costs if your car has to be recovered
  • Replacement lock and key service for your home, home office, any vehicle, and safes.3

Assistance and support services:

  • We give you a 24 hour helpline
  • If you are stranded we include £200 to cover a hotel or taxi home
  • We block your mobile if stolen and text your loved ones to notify them.

Complete Card Protection:

  • If your wallet or purse go missing we'll alert all your card issuers to cancel your cards and issue replacements. If the cards are used fraudulently, you are covered for up to £100,000 for misuse.

Have a question?

To find out more or to buy call:
0800 232 277 Monday - Friday 9am - 8pm
Saturday 9am - 5pm

Existing customers call:
0800 022 4355 Monday - Friday 8.30am - 8pm
Saturday 9am - 5pm

Terms of Conditions.
Gadget, mobile phone and personal possessions.
Gadget, mobile phone, personal possessions and card protection

1  Equivalent to £119.88 and is inclusive of VAT and Insurance Premium Tax (IPT)
2  Equivalent to £155.88 and is inclusive of VAT and Insurance Premium Tax (IPT)
3  Subject to £600 limit

American Express Insurance Services Europe Limited, registered in England and Wales Company Number 05048826, registered office 76 Buckingham Palace Road, London SW1W 9AX is authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.

Administered by Affinion International Limited. Registered in England No. 1008797. Registered address: Charter Court, 50 Windsor Road, Slough, Berkshire SL1 2EJ. Affinion International Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only. Our FSA registered number is 311584 and our VAT number is 787444677.