Annual Essential Travel Insurance
Perfect for European and Worldwide* multi-trips. The essential annual insurance for you and your family.
Annual Essential Travel Insurance is perfect for Individuals, families and couples who require economical protection while travelling for leisure purposes within Europe or Worldwide (excluding North America and the Caribbean area) on multiple trips in a year. Available up to age 65 years inclusive.
* Cover excludes travel to North America, Canada and the Caribbean area.
Features at a glance
- Affordable cover for European and Worldwide (excluding North America and Caribbean) travel
- Cover for UK trips included
- Winter Sports cover available as an additional option.
Benefit Cover
- Medical Emergency & Repatriation Service to £10 million
Cover for a bodily injury or sudden and unforeseen illness suffered by you while you are on a trip outside your country of departure, subject to Policy Terms and Conditions
including:
- Burial or cremation abroad or repatriation of body to the UK to £3,500
- Emergency dental treatment to £1,000
- UK medical transfer to hospital to £500
- Person to join/stay with you to £500
- Cancellation & Curtailment to £3,000
Cover provided if you need to cancel your trip before you leave, or curtail your trip having already departed, subject to Terms and Conditions.
including:
- If £1,500 loss to home
- when a deposit is lost
- Excursion cover
- Personal Accident to £10,000
Maximum reimbursement for a bodily injury sustained on the trip, subject to Policy Terms and Conditions.
including:
- Death (18-65) £10,000
- Death (under 18 or 66 and over) £1,000
- Loss of/lost use of/one or more limbs £10,000
- Loss of sight in one/both eyes £10,000
- Permanent total disablement £10,000
- Personal Baggage to £1,500
Cover if your Personal Baggage is lost, stolen or damaged, subject to Policy Terms and Conditions.
including:
- For any one item/pair/set to £150
- For valuables in total to £150
- Personal Baggage Delay to £100
Cover if your Personal Baggage is delayed on your outward journey, subject to Policy Terms and Conditions.
(outward trip) including:
- If delayed more than 12 hrs to £100
- Money to £200
This section provides cover for your money, tickets, vouchers and passport if they are lost, stolen, damaged or destroyed. Full details are outlined within the policy Terms and Conditions.
including:
- Under 16 to £50
- Loss of cash to £100
- Loss of passport (reasonable travel/ accommodation costs) to £100
- Legal Advice
This Section provides cover for any Legal Advice you may require and Legal Expenses arising in connection with your trip. Full details are outlined within the policy Terms and Conditions.
- Telephone guidance and assistance on any legal problem arising in connection with your trip or in connection with your home Available from the start of your trip and up to seven days after you complete your trip
- Personal Liability to £1 million
Your legal responsibility to pay compensation and legal costs to others where you accidentally cause physical injury, or death of anyone during your trip; and/or loss of, or damage to, property during your trip. Subject to Terms and Conditions.
- Missed Departure to £250
Additional costs you have to pay when you travel to your international departure point or you miss a connection and you have taken every reasonable step to ensure you get there on time but you are still delayed on your way because of cancellation, failure or disruption of public transport. The immobilisation of the vehicle in which you are traveling due to accident or breakdown. Subject to Terms and Conditions.
- Travel Delay to £100
This section provides cover if your travel is delayed due to strike or Industrial action, adverse weather conditions or a mechanical breakdown of public transport. Full details are outlined within the policy Terms and Conditions.
including:
- If delayed more than 12 hrs £20
- For each additional 12hr delay £20
- Personal Assistance Services
Benefits payable for a hospital in-patient stay outside of the United Kingdom area, subject to Terms & Conditions
including:
- Transfer of emergency funds to £200
Travel Insurance quick quote
Award Winning Travel Insurance
Discounts
- 5% Online Discount
- Baggage Exclusion
- EHIC Discount
- Cancellation Exclusion
- Double Excess
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* Summer discount on Annual Essentials
Price includes the 20% discount. 20% applies only to Annual Essential European policies purchased between 1 May 2013 and 31 August 2013 inclusive. We reserve the right to withdraw the offer at anytime
Search and rescue cover only available when adding a winter sports option to your policy.
For all online Travel Insurance applications, you will not receive advice or a recommendation from us. We will ask you questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
All Travel Insurance quotations are valid for seven days subject to no material changes to your requirements or personal details.
American Express Insurance Services Europe Limited, registered in England and Wales. Company Number 05048826, registered office 78 Buckingham Palace Road, London, SW1W 9AX authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.
