Annual Prestige Travel Insurance
Perfect for longer trips anywhere in the world, with the highest levels of cover, including cancellation cover up to £12,500 per person, per trip and up to 120 consecutive days cover.
Annual Prestige Travel Insurance additional benefits include international car hire cover, cover for business and leisure trips and family members.
Children up to the age of 21 can travel independently allowing your family to be covered, when either traveling with you or individually.
Available up to age 69 years inclusive for Worldwide cover, and up to 79 years for European cover.
Features at a glance
- 31 or 62 day trip length European policies available
- 90 or 120 day trip length worldwide policies available
- Cover for independent travel on all family and couple policies
- Children covered up to 21 years old
- Car hire insurance and damage waiver included as standard
- Excesses limited to personal baggage and money sections
- BCP airport parking and services discounts
- Discounted airport lounge access.
Benefit Cover
- Medical Emergency & Repatriation Service to £15 million
Cover for a bodily injury or sudden and unforeseen illness suffered by you while you are on a trip outside your country of departure, subject to Policy Terms and Conditions
including:
- Burial or cremation abroad or repatriation of body to the UK to £5,000
- Emergency dental treatment to £1,000
- UK medical transfer to hospital to £500
- Person to join/stay with you
- Cancellation & Curtailment to £12,500
Cover provided if you need to cancel your trip before you leave, or curtail your trip having already departed, subject to Terms and Conditions.
including:
- If £1,500 loss to home
- when a deposit is lost
- Excursion cover
- Personal Accident to £50,000
Maximum reimbursement for a bodily injury sustained on the trip, subject to Policy Terms and Conditions.
including:
- Death (18-69) £50,000
- Death (under 18 or 70 and over) £1,000
- Loss of/lost use of/one or more limbs £50,000
- Loss of sight in one/both eyes £50,000
- Permanent total disablement £50,000
- Personal Baggage to £2,500
Cover if your Personal Baggage is lost, stolen or damaged, subject to Policy Terms and Conditions.
including:
- For any one item/pair/set to £750
- For valuables in total to £750
- Personal Baggage Delay to £500
Cover if your Personal Baggage is delayed on your outward journey, subject to Policy Terms and Conditions.
(outward trip) including:
- If delayed more than 6 hrs to £250
- If delayed more than 12 hrs to £500
- Money to £750
This section provides cover for your money, tickets, vouchers and passport if they are lost, stolen, damaged or destroyed. Full details are outlined within the policy Terms and Conditions.
including:
- Under 16 to £50
- Loss of cash to £250
- Loss of passport (reasonable travel/ accommodation costs) £500
- Car Hire Benefits
This gives valuable cover while you are driving a hire car on a trip within the geographical limits shown on your Certificate of Insurance. Subject to Terms and Conditions.
including:
- Loss Damage Waiver to £25,000
- Loss of use to £210
- Drop off charges to £200
- Top-up liability to £500,000
- including:
- Legal Advice & Expenses to £50,000
This Section provides cover for any Legal Advice you may require and Legal Expenses arising in connection with your trip. Full details are outlined within the policy Terms and Conditions.
(advance) including:
- Travel expenses to court outside UK to £250
- Extra claims, fees & expenses to £50,000
- Fees for motor offence outside UK to £1,000
- A bail bond in local currency to £1,000
- Personal Liability to £2 million
Your legal responsibility to pay compensation and legal costs to others where you accidentally cause physical injury, or death of anyone during your trip; and/or loss of, or damage to, property during your trip. Subject to Terms and Conditions.
- Missed Departure and/or Connection(s) to £1,000
Additional costs you have to pay when you travel to your international departure point or you miss a connection and you have taken every reasonable step to ensure you get there on time but you are still delayed on your way because of cancellation, failure or disruption of public transport. The immobilisation of the vehicle in which you are traveling due to accident or breakdown. Subject to Terms and Conditions.
- Involuntary Denial of Boarding to £350
This section provides cover if you are involuntarily denied boarding of a scheduled flight due to over booking. Full details are outlined within the policy Terms and Conditions.
including:
- If delayed up to 6 hrs to £100
- If delayed more than 6 hrs to £400
- Travel Delay to £350
This section provides cover if your travel is delayed due to strike or Industrial action, adverse weather conditions or a mechanical breakdown of public transport. Full details are outlined within the policy Terms and Conditions.
including:
- If delayed more than 6 hrs £50
- For each additional 12hr delay £75
- Hospital Cash Benefit to £1,500
Benefits payable for a hospital in-patient stay outside of the United Kingdom area, subject to Terms & Conditions
- £100 per 24hrs
- Convalescence Benefit to £1,500
Benefits payable for a hospital in-patient stay outside of the United Kingdom area, subject to Terms & Conditions.
- £250 per 24 hours
- Hijack to £500
Psychotherapy sessions covered up to £500, if you are the victim of a hijack. Subject to Terms and Conditions.
- Personal Assistance Services to £1,500
Benefits payable for a hospital in-patient stay outside of the United Kingdom area, subject to Terms & Conditions
including:
- Concierge service
- Transfer of emergency funds to £1,500
- Homecare (parts/materials) to £50 (inc. VAT)
- BCP -
Airport Parking Specialists a) Secure Airport Parking
b) 'Meet and Greet' Parking Service
c) UK Aiport LoungesCall 0871 360 1752 for nationwide airport parking services
- Travel Booking service a) Brochured Holidays
b) Tailor-made Independent Travel
(Business or Leisure)Call 0870 603 0610 for nationwide Travel Booking service
- Kennel & Cattery to £250
We will pay for additional kennel and/or cattery costs up to £250 if you are unable to return home as expected due to any reason for which you make a valid claim under this policy. Subject to Terms and Conditions.
Travel Insurance quick quote
Award Winning Travel Insurance
Discounts
- 5% Online Discount
- Baggage Exclusion
- EHIC Discount
- Cancellation Exclusion
- Double Excess
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* Search and rescue cover only available when adding a Winter sports option to your policy.
For all online travel insurance applications, you will not receive advice or a recommendation from us. We will ask you questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
All travel insurance quotations are valid for 7 days subject to no material changes in your requirements or personal details.
American Express Insurance Services Europe Limited, registered in England and Wales. Company Number 05048826, registered office 76 Buckingham Palace Road, London, SW1W 9AX authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.
