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Remarkably good cover, surprisingly reasonable rates

Annual Select Travel Insurance

Perfect for multi-trips around Europe and Worldwide, with cover for 45 consecutive days, up to 183 days a year.

Annual Select Travel Insurance is for individuals, couples and families who wish to travel on multiple trips in a year and require high levels of cover including medical, baggage and cancellation while travelling in the UK & Europe, and Worldwide for business or leisure purposes. Annual Select allows your family to be covered, when either travelling with you, or individually.

European cover is available up to the age of 79. Worldwide cover (including North America and the Caribbean) is available up to age 69 years inclusive.

Features at a glance

  • Cover for independent travel on all family and couple policies
  • Children covered up to 18 years old
  • Independently booked accommodation cover included as standard

Benefit Cover

  • Medical Emergency & Repatriation Service to £10 million

    Cover for a bodily injury or sudden and unforeseen illness suffered by you while you are on a trip outside your country of departure, subject to Policy Terms and Conditions

    including:

    • Search & rescue costs to £150,000*
    • Burial or cremation abroad or repatriation of body to the UK to £2,500
    • Emergency dental treatment to £1,000
    • UK medical transfer to hospital to £500
    • Person to join/stay with you to £1,500
  • Cancellation & Curtailment to £5,000

    Cover provided if you need to cancel your trip before you leave, or curtail your trip having already departed, subject to Terms and Conditions.

    including:

    • If £1,500 loss to home
    • when a deposit is lost
    • Excursion cover
  • Personal Accident to £30,000

    Maximum reimbursement for a bodily injury sustained on the trip, subject to Policy Terms and Conditions.

    including:

    • Death (18-69) £30,000
    • Death (under 18 or 70 and over) £1,000
    • Loss of/lost use of/one or more limbs £30,000
    • Loss of sight in one/both eyes £30,000
    • Permanent total disablement £30,000
  • Personal Baggage to £2,500

    Cover if your Personal Baggage is lost, stolen or damaged, subject to Policy Terms and Conditions.

    including:

    • For any one item/pair/set to £250
    • For valuables in total to £300
  • Personal Baggage Delay to £200

    Cover if your Personal Baggage is delayed on your outward journey, subject to Policy Terms and Conditions.

    (outward trip) including:

    • If delayed more than 6 hrs to £200
  • Money to £500

    This section provides cover for your money, tickets, vouchers and passport if they are lost, stolen, damaged or destroyed. Full details are outlined within the policy Terms and Conditions.

    including:

    • Under 16 to £50
    • Loss of cash to £250
    • Loss of passport (reasonable travel/ accommodation costs) to £300
  • Legal Advice & Expenses to £50,000

    This Section provides cover for any Legal Advice you may require and Legal Expenses arising in connection with your trip. Full details are outlined within the policy Terms and Conditions.

    (advance) including:

    • Travel expenses to court outside UK to £250
    • Extra claims, fees & expenses to £50,000
    • Fees for motor offence outside UK to £1,000
    • A bail bond in local currency to £1,000
  • Personal Liability to £2 million

    Your legal responsibility to pay compensation and legal costs to others where you accidentally cause physical injury, or death of anyone during your trip; and/or loss of, or damage to, property during your trip. Subject to Terms and Conditions.

  • Missed Departure and/or Connection(s) to £1000

    Additional costs you have to pay when you travel to your international departure point or you miss a connection and you have taken every reasonable step to ensure you get there on time but you are still delayed on your way because of cancellation, failure or disruption of public transport. The immobilisation of the vehicle in which you are traveling due to accident or breakdown. Subject to Terms and Conditions.

  • Involuntary Denial of Boarding to £400

    This section provides cover if you are involuntarily denied boarding of a scheduled flight due to over booking. Full details are outlined within the policy Terms and Conditions.

    including:

    • If delayed up to 6 hrs to £100
    • If delayed more than 6 hrs to £400
  • Travel Delay to £350

    This section provides cover if your travel is delayed due to strike or Industrial action, adverse weather conditions or a mechanical breakdown of public transport. Full details are outlined within the policy Terms and Conditions.

    including:

    • If delayed more than 6 hrs £35
    • For each additional 12hr delay £35
  • Hospital Cash Benefit to £500

    Benefits payable for a hospital in-patient stay outside of the United Kingdom area, subject to Terms & Conditions

    •   £25 per 24hrs

Have a question?

Check our FAQs or call 0800 028 7573

Monday - Friday 9am - 8pm Saturday 9am - 5pm

Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within our definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean: All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Couple and family policies cover those who have been living at the same address for the past 6 months. Family policies include cover for children under 18 years of age (21 years for Prestige policies).

Please note a family policy can only have a maximum of 2 adults.

Medical Conditions Screened online

5 Star rated Travel Insurance

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5% online discount

* Search and rescue cover only available when adding a Winter sports option to your policy.

For all online travel insurance applications, you will not receive advice or a recommendation from us. We will ask you questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

All travel insurance quotations are valid for 7 days subject to no material changes in your requirements or personal details.

American Express Insurance Services Europe Limited, registered in England and Wales. Company Number 05048826, registered office 76 Buckingham Palace Road, London, SW1W 9AX authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.