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Compare American Express Travel Insurance

Compare travel insurance

Our benefits at a glance table allows you to quickly and easily compare our Travel Insurance policies.

Annual Essential/
Single Trip1
Annual Select Annual Prestige Gap
 
  • Comprehensive, affordable cover for European and Worldwide4 travel.
  • Cover for UK trips included.
  • Winter Sports cover available as an additional option.
  • Cover for independent travel on all family and couple policies
  • Children covered up to 18 years old
  • Independently booked accommodation cover included as standard
  • 2011 5 Star Defaqto rating
  • Cover for independent travel on all family and couple policies
  • Children covered up to 21 years old
  • Car hire insurance and damage waiver included as standard
  • Excesses limited to Personal Baggage and Money sections
  • BCP airport parking and services discounts
  • Discounted airport lounge access
  • Comprehensive European and Worldwide back packer cover
  • Return home to the UK for special occasions permitted3
  • Personal Assistance Services included as standard
Geographical limits Europe or Worldwide4 Europe or Worldwide Europe or Worldwide Europe or Worldwide
Maximum trip duration
  • 31 Days for Essential policies
  • 93 Days for Single Trip
  • 45 Days Europe
  • 45 Days Worldwide
  • 31 or 62 Days Europe
  • 90 or 120 Days Worldwide
  • 24 months Europe
  • 12 months Worldwide2
Age restriction
  • Essential policies: 65 years old
  • Single Trip: 79 for European and 69 for Worldwide
  • 79 European policies
  • 69 Worldwide policies
  • 79 European policies
  • 69 Worldwide policies
49 years old
Emergency medical expenses and repatriation £10 Million £10 Million £15 Million £10 Million
Personal liability £1 Million £2 Million £2 Million £2 Million
Personal accident £10,000 £30,000 £50,000 £30,000
Forced cancellation or curtailment £3,000 £5,000 £12,500 £5,000
Independently booked accommodation N/A £5,000 £5,000 N/A
Baggage cover £1,500 £2,500 £2,500 £1,500
Money cover £200 £500 £750 £500
Missed departure £250 £1,000 £1,000 £750
Delayed baggage £100 £200 £500 £200
Compensation for travel delays £100 £350 £350 £200
Personal assistance services Included Included Included Included
UK travel Included Included Included N/A
Additional options available
  • Winter Sports
  • Adventure Sports
  • Stranded Traveller Assistance
  • Golf Cover
  • Business Cover
  • Excess Waiver
  • Cancellation Exclusion
  • Winter Sports
  • Adventure Sports
  • Stranded Traveller Assistance
  • Golf Cover
  • Business Cover
  • Excess Waiver
  • Cancellation Exclusion
  • Winter Sports
  • Adventure Sports
  • Stranded Traveller Assistance
  • Golf Cover
  • Business Cover
  • Excess Waiver
  • Cancellation Exclusion
  • Winter Sports
  • Adventure Sports
  • Stranded Traveller Assistance
  • Golf Cover

1 American Express Single Trip policies provide the same levels of cover as Annual Essential policies

2 Maximum Trip length for Worldwide Including North America Travel is 9 months

3 Return home during the period of insurance limited to 14 day stay before re-embarking upon trip.

4 Worldwide excluding North America and the Caribbean for Annual Essential policies.Single Trip Worldwide including or excluding North American and the Caribbean policies are available


Please be aware that some of the above benefits are subject to a standard £50 excess per person in a claim situation, unless the Excess Waiver option premium has been paid. Total policy premium can be discounted if standard excess is increased to £100 using ‘Double excess’ discount option. £100 excesses cannot be waived by the purchase of the excess waiver option.

Have a question?

Check our FAQs or call 0800 028 7573

Monday - Friday 9am - 8pm Saturday 9am - 5pm

5% online discount

Travel Insurance

5 Star rated Travel Insurance

For all online travel insurance applications, you will not receive advice or a recommendation from us. We will ask you questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

All travel insurance quotations are valid for 7 days subject to no material changes in your requirements or personal details.

American Express Insurance Services Europe Limited, registered in England and Wales. Company Number 05048826, registered office 76 Buckingham Palace Road, London, SW1W 9AX authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.