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American Express Ski and Snowboard Travel Insurance

Winter Sports Travel Insurance

Designed for individuals participating in snowboarding, skiing and other winter sports related activities.

Due to the unique risks associated with participation in winter spots activities, many Ski and Snowboard operators require individuals and families to purchase specialist winter sports travel insurance.

American Express Winter Sports Travel Insurance not only provides cover for you and your winter sports equipment, but cover for piste closure, unused ski packs and avalanche benefits too. Leaving you to sashay the slopes in style, knowing we're expecting the unexpected and have you covered.

This option is for policyholders who require cover for both on and off piste skiing, ski equipment and piste closure when they are taking part in winter sports. This option is available on all policies, but is not available to policyholders aged 70 or over, taking part in winter sports for the first time.

Features at a glance

  • Offpiste skiing and snowboarding cover

    Off-piste is defined as any skiing or snowboarding which does not take place on any normally marked public open pistes

  • Cover for different winter sports activities – including skiing, snowboarding, bobsleigh, heliskiing, ice hockey, luge, paraskiing, skeleton, ski jumping, ski racing and ski stunting
  • Winter sports equipment, avalanche and piste closure cover
  • 24-hour worldwide assistance

Benefit Cover

  • Winter Sports Option

    Cover is applicable for the following durations:

    • Single Trip : 17 days per period of insurance
    • Annual Essential : 17 days during the policy year
    • Annual Select : 17 days during the policy year
    • Annual Prestige : up to 31 days in total per trip, and no                                   more than 120 days in total during                                   the policy year
    • Gap Cover : one third of the total policy duration

    Age and geographical restrictions apply please see policy terms and conditions.

    including:

    • Piste closure to £200/£20 per day (£750/£50 per day for Prestige)

      If you cannot ski at your pre-booked resort for more than 24 consecutive hours, because of a lack of snow causing a total closure of the lift system, we will pay you a cash benefit if no alternative skiing is available. If alternative skiing is available we will pay for reasonable transportation costs and lift pass charges which you have to pay to travel to and from a similar ski resort or area to ski.

    • Avalanche benefit to £150/£30 per day

      Additional accommodation and travel expenses reasonably incurred following cancellation of scheduled public transport caused by avalanches or landslides.

    • Winter Sports Equipment to £500 (£750 for Prestige)

      We will cover your Winter Sports Equipment against loss, theft or damage occurring during your trip.

    • For any one article/pair/set to £300 (£750 for Prestige)
    • Delay of Equipment over 12 hrs to £300/£20 per day (£525/£35 per day for Prestige)
    • Unused ski pack charges to £350
5% Online Discounts

Travel Insurance quick quote

Travel Insurance quick quote

Single Trip: For those planning only one trip in a year.
Annual:For those planning more than one trip in a year.
Gap:For longer term breaks and gap years.

Annual policies could save you time and money compared to purchasing a Single Trip policy. See our FAQs for more details.

European Cover:
The following countries are included within our definition of Europe: Albania; Andorra; Austria; Azores; Balearics; Belarus;Belgium; Bulgaria; Canary Islands; Channel Islands; Corsica; Croatia; Cyprus; Czech Republic; Denmark; Egypt; Estonia; Finland; France; Germany; Gibraltar; Greece; Hungary; Iceland; Israel; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Madeira; Malta; Moldova; Monaco; Morocco; Netherlands; Norway; Poland; Portugal; Republic of Ireland; Romania; Russia west of the Ural Mountains; San Marino; Sardinia; Sicily; Slovak Republic; Slovenia; Spain; Sweden; Switzerland; Tunisia; Turkey; Ukraine; and the United Kingdom area*.

Worldwide Cover:
All countries worldwide including the United Kingdom area*.

Worldwide Cover excluding North America and the Caribbean: All countries worldwide including the United Kingdom area* but excluding North America and the Caribbean.

North America.
The United States of America and Canada.

The Caribbean
Anguilla; Antigua and Barbuda; Aruba; Bahamas; Barbados; Bermuda; British Virgin Islands; Cayman Islands; Cuba; Dominica; Dominican Republic; Grenada; Guadeloupe; Haiti; Jamaica; Martinique; Montserrat; Navassa Island; Netherlands Antilles; Puerto Rico; Saint Barthelemy; Saint Kitts and Nevis; Saint Lucia; Saint Martin; Saint Vincent and the Grenadines, Trinidad and Tobago; Turks and Caicos Islands; the US Virgin Islands; and includes cruising in waters around these islands.

*Please refer to Important Notes about your Policy, for limitations which apply to trips solely within the United Kingdom area. This can be found under Policy Terms and Conditions.

Couple and family policies cover those who have been living at the same address for the past 6 months. Family policies include cover for children under 18 years of age (21 years for Prestige policies).

Please note a family policy can only have a maximum of 2 adults.

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Have a question?

Check our FAQs or call

0800 028 7573


Monday - Friday 9am - 5pm

For all online travel insurance applications, you will not receive advice or a recommendation from us. We will ask you questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

All travel insurance quotations are valid for 7 days subject to no material changes in your requirements or personal details.

American Express Insurance Services Europe Limited, registered in England and Wales. Company Number 05048826, registered office 76 Buckingham Palace Road, London, SW1W 9AX authorised and regulated by the Financial Services Authority. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.