The Platinum Card® One Card, So many Benefits

With The Platinum Card comes access to insider knowledge on a host of destinations and the contacts
to organise package or tailor-made holidays. It’s the
one thing you’ll want to take when you go.

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Apply now for a helping hand towards your next adventure.

Get a response in just 60 seconds

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American Express Platinum Card® Add to Saved Cards

Rewards programme
Membership Rewards
Spending limit
No pre-set spending limit
Annual fee
£300 annual fee
Interest on purchases
No interest charges - just pay your balance in full every month

Lounge Access

Enjoy airport lounge access and where possible upgrades, special fares or even a companion flight ticket when book with us.

Platinum Service

Get more from your Platinum Card by letting us do things for you, including buying and delivering gifts, giving expert advice on the latest destinations, hotels and restaurants, and arranging conference facilities in an unfamiliar city. And when you book your holiday through us we’ll make sure you maximize the many travel benefits you’re entitled to.

Supplementary Cards

Make the most of your Platinum Card membership by sharing your benefits with up to five others. You can give up to 1 Supplementary Platinum Card to a loved one, and up to 4 supplementary (Green or Gold) Cards to others. Any time a supplementary Cardmember makes a purchase on their Card, you accumulate the Membership Rewards points.

Membership Rewards

Earn Membership Rewards points on your spend. They’re redeemable for a wide range of products, experiences, travel and hotel stays.

Charley Boorman travel vodcasts

Join Charley as his vodcasts reveal the one thing to do in some of Europe's top cities, whether you're there on holiday or on business.

Comprehensive Travel Insurance Benefit

Relax in the knowledge that you and your family and those of your supplementary Cardmembers will be protected when you travel.

Additional Cards

You can also request an Additional Platinum Card just for yourself. By having two, you can use one for business and one for personal expenses.

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Are there more special perks?

Your Platinum Card isn't just a Card to help you make purchases. It's also a Card that grants you access to some of the most exclusive events and experiences in the world.

Preferred Seating

Platinum Service can source tickets to theatre, sporting and cultural events across the world. And through our relationship with the event promoter, you could be one of the first in line to get tickets to some of the hottest shows and events.

Priority Pass

Priority Pass membership is free to you and your Platinum supplementary Cardmember, giving both of you access to a network of over 600 airport lounges worldwide. Simply show your boarding card and Priority Pass on arrival.

Partner Lounge

When you fly with Continental Airlines, Northwest Airlines or bmi, and you travel with Eurostar you are also entitled to access to their respective lounges (partner terms and conditions apply).

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How can we travel like a VIP?

As a Platinum Cardmember, your travel experiences will be like no other.

Priority Pass

Priority Pass membership is complimentary to you and your Platinum supplementary Cardmember, giving both of you access to a network of over 600 airport lounges worldwide. Simply show your boarding card and Priority Pass on arrival.

Partner lounge

When you fly with Continental Airlines, Northwest Airlines or bmi, and you travel with Eurostar you are also entitled to access to their respective lounges.

Airport parking discount

Thinking of parking at the airport? Book your parking space in advance with your Platinum Card to enjoy special savings.

Best price on selected airfares

When you call Platinum Service to arrange your air travel, you will get the latest competitive airfares and benefits to destinations all over the world.

Stay at some of the finest hotels

Get away to one of many specially selected hotels worldwide and enjoy privileges we have negotiated on your behalf. You get preferential room rates, a room upgrade on arrival (when available), daily complimentary breakfast for two, and a convenient 4pm check-out.

Elite membership with partner loyalty programmes

Enrol in the loyalty programmes of our partner hotels, and as a Platinum Cardmember you'll enjoy special benefits, such as complimentary room upgrades, as a matter of course.

Cruise in luxury

Whenever you choose to set sail with one of our partner luxury cruiseliners, take comfort in knowing that your Platinum Card entitles you to a wide range of benefits, including on-board credits and unique discounts negotiated by us for you.

Car hire saving

When you hire a car through Hertz, your complimentary programme membership means you will enjoy preferential benefits including free car upgrades and special discounts.

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How can we be of Assistance?

If you're travelling, make us your first port of call.

Platinum Service

With insider knowledge on a host of destinations, the contacts to organise package and tailor-made holidays, and the ability to negotiate discounts on your behalf, Platinum Service really does make your holiday plain sailing.

Before you travel we can also organise all your foreign exchange for you. Just call us and pay with your Platinum Card and we will arrange delivery to your door within two working days. You can enjoy the complete peace of mind that if you find a better deal on the high street, we will refund the difference.

And when you're on land, let us handle your entertainment and dining needs, like sourcing tickets, securing reservations and seeking out deals. Carrying your Platinum Card means that these, and other time-consuming tasks, are no longer your problem. Whether it’s ordering flowers for an anniversary or taking a friend out for a special birthday meal, we can offer you advice and assistance when you need it.

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What will your spend earn you?

Use your Platinum Card every time you shop, dine, and go out.

Membership Rewards

Virtually every time you use your Card you earn points which you can collect and redeem for a wide variety of rewards. Choose merchandise from partners like Mulberry, Sony and Molton Brown. Try one of a range of experiences such as wine tasting at a Conran Restaurant or rally car driving. Or use your points to pay for travel booked through our online Membership Rewards Travel Agency or Platinum Service. You can also transfer them to one of our partner frequent traveller programmes, such as Hilton Honors or bmi Diamond Club.

American Express Selects

As a member of Platinum Card, you can take advantage of the latest travel, shopping, dining, and entertainment offers from participating American Express merchants.

Special Platinum offers with dining, tickets, and events

Secure a table at your favourite restaurant by making your reservation through us. Platinum Service can also source tickets to theatre, sporting and cultural events around the world.

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How can this card provide peace of mind?

Your Platinum Card protects you and your family with one of the most extensive worldwide travel insurance benefits and purchase protection benefits packages available.

Worldwide travel insurance benefits

Relax in the knowledge that you and your family and those of your supplementary Cardmembers will be protected. You're entitled to medical benefits, refunds on typically non-refundable travel expenses, lost baggage insurance, car rental insurance benefits, and even allowances for any travel inconveniences you may experience.

Purchase Protection and Refund Protection

Shop with confidence, knowing you are protected against most eventualities. If any of the eligible items you purchase on your Card are stolen, accidentally damaged, or you're unable to get a refund, you're protected for up to 90 days from the date of purchase.

Online Fraud Guarantee

You're always protected against fraud. And if an unauthorised purchase in made online, you are not liable.

Global Assist

If you find yourself in a difficult situation while traveling, our dedicated telephone helpline, Global Assist, can provide you with medical and emergency assistance 24 hours a day almost anywhere in the world.

Emergency Card replacement

We provide emergency replacement -- which means a Card will be delivered to you, virtually around the world, normally within 2 working days.

Online Services

Get the latest on your Platinum Card including how many Membership Rewards points you have with our online service.

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Who should apply?

To apply online for the Platinum Card, you will need to confirm the following information:

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have a household income of at least £40,000
  • I have no history of bad debt
  • And if self-employed, I have been working for more than one year.

If you satisfy these requirements, an application takes less than 10 minutes and you can get a response in 60 seconds – so apply now for your Platinum Card.

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Please read important information below

Read Terms & Conditions
Read Summary Box
Important information

1. Terms and conditions of Membership Rewards apply. Points are not earned on Express Cash, American Express Travellers Cheques, Foreign Exchange, Cash Advances and other Account Charges including Membership Rewards fees and annual Card fees. Read full terms and conditions here.

2. Membership of the Platinum Card incurs an annual fee of £300.

3. Your Platinum Supplementary Cardmember holds the one Platinum-coloured Supplementary Card you are entitled to. You cannot nominate one of your Gold or Green Supplementary Cardmembers to accept your additional free Priority Pass membership.

4. All platinum cruise privileges are per booking and based on two people sharing accommodation (50% of credit value for single occupancy), and are applicable to cruises of over 6 days. Privileges are valid on applicable accommodation types, destinations and named ships only, when booking through Platinum Travel Service, and are subject to availability. All $ prices refer to American Dollars. American Express and Partner Terms and Conditions apply.

5. For important details and further information on insurance benefits click here to download a copy of your full Summary of Benefits.

6. Lounge access & Priority Pass - Terms and Conditions apply. View full details here

See your Summary of Benefits for full details and requirements. American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card.

Written details are available on request. Applicant must be 18 years old or over. The Platinum Card is offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number: 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services.