Buy a pair of shoes or a new kitchen and your transaction is processed through our secure system. Unlike other card issuers, an American Express® transaction usually involves only three parties: you, the merchant and American Express.
The benefits to you are:
- there's less risk of fraud because there's usually no third party involvement
- we can spot issues quickly as soon as they arise
- we can resolve problems faster where we have a direct relationship with all parties
Have more questions?
Visit our Fraud FAQs
for additional information about how we protect your transactions.