The American Express Platinum Business Card provides services that small businesses may need, from extended payment days to the Platinum Concierge Service and Comprehensive Travel Insurance.⁴

Platinum Concierge Service

Hosting an important client in an unfamiliar city? Not to worry. With insider knowledge on a host of destinations, we can recommend, book, and try to get you the best seats in the house, whether it’s dining or entertainment. Need a hotel recommendation? Your Platinum Concierge has it covered. We can recommend, book, and get you upgraded with our partner hotels. Our Platinum Concierge Services will take care of your travel and entertainment needs so that you can concentrate on your business needs.     

Comprehensive Travel Insurance

Worldwide Travel Insurance provides cover for you and your family as well as supplementary Cardmembers, whether travelling together or travelling alone on business and leisure trips of up to 120 days. This is not only for accidents but also for travel inconvenience.⁴

Fine Hotels and Resorts

With the American Express Business Card, you qualify for the Fine Hotels and Resorts Programme which gives you access to complimentary benefits when you book through the Platinum Travel Service.⁷

Payment Terms
Maximise your cash flow with up to 54 days interest free¹ and get purchasing power that can grow your business.

No preset spending limit
With the Business Platinum Rewards Card, your purchasing power adjusts with Card usage. If you pay on time and maintain a good credit history over time you can increase your spending power the more you charge to the Card.²

For bigger company requirements, such as business equipment and international travel, our Customer Services team of trained professionals are authorised to make quick decisions on higher spending limits.

Membership Rewards ®

The more business expenses you put on your Card, the more points you earn- and more points means more rewards. Earn 1 Membership Reward point for virtually every full £1 you spend⁵ and watch your points accumulate fast. There is no limit to the number of points you can earn, and your points never expire.

Then use your points to save money by investing back into your business. You can redeem Membership Rewards points towards your American Express Card balance with Points for Credit to pay for your everyday purchases, or to redeem for a wide range of products and experiences, as well as transfers to a number of frequent flyer and hotel programmes.⁵

Supplementary Cards
Apply for up to five complimentary Supplementary Cards.⁶ You can add one free Business Platinum Card for your business partner, and up to four additional Gold Cards for your employees. That way, you can extend Cardmember benefits to them and easily keep track of their expenses. With all business expenditures coming out of the one business account, you'll be able to see exactly where the money's going on your statements. You'll also be saved from having to sort through expenses claims. And pre-set payment limits ensure they'll never go over-budget.

FX International Payments
Send foreign currency wires and draft payments overseas quickly, securely and cost-effectively.⁸Learn more

Paperless billing
Get monthly bills online and enjoy greater security, more flexibility, and less clutter.

Account Management
24-hour secure online access lets you check your balance, past statements, available credit, and keep track of all purchases made on your Card.

Welcome Bonus

Earn a Welcome Bonus of 60,000 Membership Rewards points when you spend £6,000 in the first three months of Cardmembership. That’s enough for a return flight to New York or Dubai in Premium Economy with British Airways. Terms, taxes and charges apply.³ 

Membership Rewards

Earn one Membership Reward point for virtually every full £1 you spend on the card⁵, and the more spend, the more points you earn. There is no limit to the points you can earn, and your points never expire.

Redeem for a wide range of rewards at Membership Rewards Programme. Learn more

Choose merchandise from partners like BOSE, Molton Brown, L'Occitane, Sony and Apple. Try one of a range of experiences such as the Time Out Gourmet Escapes or Spa and Zen experiences. Or use your points to pay for travel booked through our online Membership Rewards Travel Agency. You can also transfer them to one of our partner frequent traveller programmes, such as Hilton Honors, Virgin Atlantic Flying Club, British Airways and Eurostar.

American Express Platinum Business Cardmembers get protection the world over. Whether you're travelling for business, or taking care of business interests, should the worst happen and your flight or your baggage is delayed, or you need help abroad, you'll be covered with our Comprehensive Worldwide Travel Insurance. And with Purchase and Refund Protection you can shop with confidence.

Comprehensive Travel Insurance – Worldwide Travel Insurance provides cover for you and your family as well as supplementary Cardmembers, whether travelling together or travelling alone on business and leisure trips of up to 120 days. This is not only for accidents but also for travel inconvenience.⁴

Medical Assistance, Expenses and Repatriation – Up to £2 million cover for treatment, plus additional cover for extended stay, hospital benefit and more, should the unexpected occur when you travel.

Cancelling, Postponing, Abandoning, Cutting Short a Trip – up to £7,500 per person.⁴

Car Rental Benefits – Worldwide cover for theft or damage up to £50,000 and liability cover up to £500,000.⁴

Emergency Assistance – If you run into trouble anywhere in the world, legal or medical assistance is just a phone call away.

Purchase Protection – Protects eligible items against accidental damage and theft for 90 days, up to £2,500 per item.⁴

American Express^® Platinum Business Cardmembers enjoy privileges the world over. Enjoy exclusive discounts and memberships with our worldwide partners. Our world class service and Preferred Seating Programme provides exclusive access to some of the hottest tickets and tables in town.

Priority Pass
Priority Pass membership is complimentary to you and your Platinum supplementary Cardmember, giving you both access to a network of over 600 airport lounges worldwide. Simply show your boarding card and Priority Pass on arrival.

Preferred Seating
Make your nights out with colleagues or clients stories to share with Preferred Seating from American Express, giving you access to some of the hottest tickets and tables in town.

Worldwide 24-hour customer service
Global Assist® provides help when you travel outside the UK, in your own language, 24/7.

Fast Emergency Card Replacement
Report a lost, damaged or stolen Card to us and we’ll try to get a replacement to you within 48 hours, wherever you are in the world – for no extra charge.

To apply for the Platinum Business Card, you should be able to say yes to the following:

• I am aged 18 or over
• The company has been trading for more than one year and has a current UK Bank or Building Society account
  
• My personal income is over £20,000
• I have a permanent UK home address
• I/The Business have/has no County Court Judgements for non-payment of debt
• Pay annual fee of £450 (Tax deductable)

To ensure timely completion of the application for your Platinum Business Card, it’s best to make sure you have the following information with you before you start to apply for the Card.

Personal details:

• Your bank or building society account details.
• Your gross annual income.
• Any existing American Express Card number (this can help speed up the decision-making process of your application).

Business details: 
When completing the application, please note that the address required is the registered address of the business. To complete the application process, we may request additional details for verification and authentication purposes. Do ensure you have the following details at hand, if relevant for your business.

• Name, date of birth, and address details of any shareholders who own 25% or more of the business.
• Name, date of birth, and address details of at least two directors of the business if applicable.