Make travel more rewarding for business or pleasure Access the most pleasant and luxurious surroundings with the greatest possible ease, whether you’re abroad on business, or entertaining clients at home. Earn rewards points for virtually every £1 you spend Protect almost everything you buy against accidental damage and theft for 90 days, up to £2,500 per item1 Enjoy travel accident benefit up to £50,000 when you buy your tickets with your card1 Annual Fee of £300

Earn 5% cashback on purchases for the first three months and up to 2% cashback after that. You’re free to spend your cashback however you like. Enjoy the highest introductory cashback rate on the market1 Typical 23.4% APR variable ongoing2 Annual Fee of only £29 Benefit from flexible repayment options and up to 56 days interest free Spend your cashback on whatever you like

Nectar points on all business purchases There’s never been a faster way to earn Nectar rewards on business purchases. Earn up to 4 Nectar points on every £1 you spend at participating sponsors such as Hertz, BP and Viking Direct. Be rewarded with 1,000 Nectar points when you first use your card1 Relax with flexible repayment options and up to 56 days interest free Pay no annual fee Typical 18.9% APR variable ongoing2

Important Information

The Platinum Business Charge Card

1. American Express Services Europe Limited (‘AESEL’) makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card.

The Platinum Business CashBack Card

1. The rebate is not payable in respect of any month in which the minimum payment is not received by the due date. The rebate is not payable in respect of cash withdrawals, interest, fees, balance transfers, or expenditure in any one month exceeding the amount of your Credit Limit or if the minimum amount of Cashback rebate earned in 12 months is less than ten pounds. An annual rebate on the aggregate amount of all Transactions (other than the exclusions stated above) will be payable to you by us to a maximum of £1000 per account per 12 month period at the following rates:
   • 0.5% for aggregate amounts up to £5,000; and
   • 1% for aggregate amounts from £5,001 to £10,000; and
   • 2% for aggregate amounts in excess of £10,001.
2. American Express may vary the %APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course you may pay off your balance in full at any time.Typical rate 18.9% p.a. (variable) on card purchases, 1.46% per month, that's a typical rate of 23.4% APR (variable) including the £29 annual fee. The American Express Platinum Business Cashback Card interest for Cash Withdrawals is 27.9% interest p.a., 2.08% per month. You will have access to a credit limit of at least £1,500. There is a commission of 2.99% on foreign charges. There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note your statements sent to you each month when you have used your card will not incur this charge). There is a cash withdrawal charge which is £3.00 or 3% of the withdrawal (whichever is the greater).

The Nectar Business Card

1. If approved for the Nectar for Business Credit Card from American Express you will receive 1,000 Nectar bonus points when the card is used for the first time.
2. American Express may vary the %APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course you may pay off your balance in full at any time. The Nectar for Business Credit Card from American Express Balance Transfer calculation of 18.9% p.a. assumes a monthly interest rate of 1.46% p.a. interest based on the average line of credit of £1,500 with no annual fee. The Nectar for Business Credit Card from American Express standard interest rate for goods and services is typical 18.9%APR variable for goods and services and 27.9% per annum, 2.08% per month including Transaction Charge for Cash Withdrawals. You will have access to a credit limit of at least £700. There is a commission of 2.99% on foreign charges. There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note your statements sent to you each month when you have used your card will not incur this charge). There is a cash withdrawal charge which is £3.00 or 3% of the withdrawal, whichever is greater.

Offered by American Express Services Europe Limited. Registered Office: Belgrave House 76 Buckingham Palace Road London SW1W 9AX. Registered in England and Wales with Number: 1833139