1. Points cannot be earned on Cash Advances, American Express Travellers Cheques purchases, Foreign Exchange and Express Cash Transaction and Card Account fees. Excludes all applicable service charges and taxes. Terms and Conditions of Memberships Rewards programme and Partners apply. Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary; exclusion periods apply.
2. Purchases are approved based on a variety of factors including your credit record, Account history and personal resources. Proof of resources and additional security may be required.
3. Purchase Protection: Up to £20,000 for every 365 day period, for eligible items stolen or accidentally damaged within 90 days of purchase. Exclusions apply. See Summary of Benefits for full details and requirements.
   b) Travel Accident Benefit: Up to £250,000 per event when you use the Card to pay in full for public transport. Exclusions apply. See summary of benefits for details.
   c) Travel Inconvenience Benefit: Applicable only when you use the Card to pay in full for scheduled flights. Exclusions apply. See summary of benefits for details.
   d) American Express Services Europe Limited ("AESEL") makes various benefits available to cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers. This includes Purchase Protection and Refund Protection Benefits. You will lose these benefits if you cease to be a cardmember. Full details of the insurance benefits currently available and the exclusions that apply to these benefits will be found in the Summary of Benefits document.

The Gold Business Charge Card is offered by American Express Services Europe Limited. Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: 1833139

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