¹ Employee Card Misuse Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0960 or Policy ECMP-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000102. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policies. This benefit is not available to residents of Puerto Rico, U.S. Virgin Islands, American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage applies to eligible unauthorized charges made by Additional Card Members only. Basic Card Member must cancel the Additional Card not more than two business days after the cessation of the Additional Card Member’s employment. Coverage period is limited to the 75 days prior to the Additional Card Member ceasing to be in the employ of the company. Basic Card Member will be required to provide proof of loss.