- Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au/termsandconditions. Certain transactions will earn 0.5 points per dollar with merchants classified as; “utilities” including gas, water, electricity and telecommunications providers; “government”, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and “insurance” excluding insurances offered by American Express.
- Insurance cover is underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and is subject to the terms, conditions and exclusions contained in the American Express Essential Credit Card Insurances policy between American Express and ACE available here. For Smartphone Screen Insurance, maximum of 2 claims per 12 month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.TMTrademark of American Express Company. Credit Terms and Conditions apply.