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American Express Business Explorer Credit Card
American Express Business Explorer® Credit Card
Exclusive Offer – Receive 100,000 Membership Rewards Bonus Points when you apply by 5 October 2022, are approved, and spend $3,000 in the first 3 months.1D  Available to new American Express Card Members only.
Annual Fee:
$149
Annual Employee Card Fee:
No fee for up to 99 Employee Cards2D
Credit Card:
Up to 55 interest-free days3D and a fixed credit limit.
Apply Now

American Express Business Explorer® Credit Card

Exclusive Offer – Receive 100,000 Membership Rewards Bonus Points when you apply by 5 October 2022, are approved, and spend $3,000 in the first 3 months.1D  Available to new American Express Card Members only.
Annual Fee:
$149
Annual Employee Card Fee:
No fee for up to 99 Employee Cards2D
Credit Card:
Up to 55 interest-free days3D and a fixed credit limit.

Key Benefits

Earn up to 2 points per $1 spent5D

With unlimited points to be earned and no expiry, use your points to help offset business expenses.

An introductory low rate of 3.99%6D

Take advantage of more opportunities for growth with a low, introductory interest rate on new purchases for the first 6 months, 19.99% p.a. thereafter.7D

Up to 55 interest-free days

Extend your cash flow by up to 55 days with your Business Explorer Credit Card.3D

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Receive 100,000 Membership Rewards Bonus Points

Simply spend $3,000 in the first 3 months of your approval date. Offers ends 5 October 2022.1D  Available to new American Express Card Members only.

Explorer Business Card Membership Rewards Program

Reap the rewards wherever your business takes you.

Earn up to 2 points on every dollar5D

With unlimited earning potential and no expiry on points, grow your business’ points earnings with 2 points for every $1 spent, plus 1 point per dollar on government spend.

Help offset business expenses with points

Use your Membership Rewards points to pay off transactions, including your rent, utilities, or even your Card’s Annual Fee. Or turn your points into Gift Cards8D from leading local retailers like Coles-Myer, JB Hi-Fi and Ticketmaster to reward employees, clients, or yourself.

Travel with your points

Redeem your points directly for flights, accommodation, or car rental with Webjet, helloworld,9D or the American Express Travel Online booking service. Your points can also be transferred to eight leading airline partners, including Virgin Australia and Air New Zealand.10D

Pay for selected transactions with points

Pay for one or more eligible transactions on your statement with points you’ve accrued using your Card.12D

Compare our Business Cards

American Express Business Explorer Credit Card

American Express Business Explorer® Credit Card

Welcome Bonus

New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 5 October 2022, and spend $3,000 within the first 3 months of approval date.1D

Annual Fee

$149

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases.3D Introductory interest rate of 3.99% p.a. on new purchases for the first 6 months,6D 19.99% p.a. thereafter.7D

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent5D

American Express Qantas Business Rewards Card

American Express® Qantas Business Rewards Card

Welcome Bonus

New American Express Card Members receive 150,000 bonus Qantas Points plus a $450 Qantas Flight Voucher. Apply by 10 August 2022, and spend $3,000 in the first 2 months of approval date. Qantas Frequent Flyer number must be provided at the time of application to qualify for the Flight Voucher.1E

Annual Fee

$450

Card Type

Charge Card
Up to 51 days to pay for your purchases4E

Earn Rate

Earn up to 2 Qantas Points per $1 spent5E

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members receive 400,000 Membership Rewards Bonus Points. Apply by 7 September 2022 and spend $12,000 in the first 3 months of your approval date1C.

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases4C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent5C

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Cash Flow Management

Money management tools to help you invest in your business’ vision.

Enjoy an introductory low rate

Make the most of your Business Explorer Card’s low introductory interest rate of 3.99% p.a.6D for the first 6 months of your Card Membership on new purchases, 19.99% p.a. thereafter.7D

Use AccessLine™ to pay virtually any supplier worldwide13D

Enrol in AccessLine to use your Card to pay for business expenses, from equipment to rent, even when card isn’t accepted. Using AccessLine also allows you to earn points on every dollar spent, as well as make use of up to 55 interest-free days.

Extend your cash flow by up to 55 days3D

Give your business financial breathing room with up to 55 interest-free days.

Track and consolidate employee spending

View real-time data, give yourself increased control, and maximise your cash flow when you consolidate all employee expenditure into a single Account with up to 99 complimentary Employee Cards.2D As Employee Cards earn points at the same rate as your Primary Card, you’ll accelerate your business’ points balance too.

Card Member Perks

Discover all the added benefits, features, and value of Business Explorer.

SIT BACK AND RELAX WITH LOUNGE ACCESS

Take the pressure off when travelling with two American Express Lounge passes per year available to you, your partner, and your employee Card Members at Sydney and Melbourne airports.14D

TRAVEL WITH CONFIDENCE THANKS TO COMPLIMENTARY TRAVEL INSURANCE15D

Know you're covered both domestically and internationally with complimentary Travel Insurance for you, your spouse, and your Employee Card Members when you pay for your return trip with your American Express Business Explorer Credit Card.

REDEEM POINTS FOR CREDIT

Use the points your business has earned when making transactions on your Card to help pay down the balance on your Card.11D

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Business Management and Support

Streamline financial tracking with support tools on hand, 24/7.

Simplified and automated reporting features

Instantly consolidate your financial statements and simplify your business’ reconciliation and reporting with direct feeds from your Card Accounts into Quicken™, Microsoft® Excel, and MYOB®.16D

Download the Amex App for on-the-go control

Monitor business spend and activity, access benefits and 24/7 live support, redeem points, and manage your Account anytime, anywhere with the Live Chat Service.17D

Pay with your smart device18D

Make mobile or wearable payments using your linked Business Explorer Card in Apple Pay®, Samsung Pay®, or Google Pay®.

Don’t wait more than 48 hours for a replacement Card

American Express can usually replace you or your employee’s lost or stolen Card, usually within 48 hours almost anywhere in the world.19D

Protect your purchases with world-class fraud detection

American Express’ liability coverage for unauthorised transactions and global fraud detection protects your business from all unauthorised transactions.20D

Eligibility

To apply for an American Express Business Explorer® Credit Card you need to:

This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.

be aged 18 years or over

be an Australian citizen or permanent resident

be a Director or Controller of the business

have a good credit history and no payment defaults

have an annual business revenue of $75,000 or more

have a valid ABN registered for GST

Information to have ready:

your personal income and your business revenue

your driver’s licence (if you have one)

the details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner)

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Ready to apply?

Receive outstanding rewards for yourself and your employees and give your business the help it actually needs.

Call 1800 940 784

Monday to Friday 9:00am to 5:00pm AEST

Apply NowSpeak to a Specialist
American Express Business Explorer Credit Card
American Express Business Explorer® Credit Card
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