For Small Businesses
For Large Businesses
Key Benefits
Make the most of no pre-set spending limit
Take advantage of new business opportunities with no pre-set spending limit.3B
Earn up to 1.5 points for every $1 spent5B
Your business can earn Membership Rewards points on every dollar spent with no limit or expiry and use these to pay off purchases.
Spend with Dell Technologies to receive up to $75 credit twice a year
Enrol your Card and spend with Dell Technologies to receive your transaction amount back as a credit. Get up to $75 in credit between 1st January and 30th June and up to $75 in credit between 1st July and 31st December each year. That’s a total of up to $150 back each year.6B
Travel confidently with complimentary Travel Insurance
Enjoy Travel Insurance that includes up to $2.5 million in Medical Emergency Expenses Cover.7B
Cash Flow Management
Make your money work for you with a Gold Business Card.
Pay anyone, anywhere on Card
Maximise your cash flow by monitoring employee expenditure
Gold Card Membership Rewards Program
Rewards for both you and your business with every purchase made on your Card.
Let your rewards bolster your next business trip
Compare our Business Cards

American Express® Gold Business Card
Welcome Bonus
New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 5 October 2022 and spend $1,000 in the first 2 months of your approval date1B. Membership Rewards enrolment required, fees apply.
Annual Fee
$169
$80 Membership Rewards fee (enrolment optional)

American Express® Platinum Business Card
Welcome Bonus
New American Express Card Members receive 400,000 Membership Rewards Bonus Points. Apply by 7 September 2022 and spend $12,000 in the first 3 months of your approval date1C.
Annual Fee
$1,750

American Express Business Explorer® Credit Card
Welcome Bonus
New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 5 October 2022, and spend $3,000 within the first 3 months of approval date.1D
Annual Fee
$149
Travel Extras
Conduct business without borders thanks to your Gold Business Card benefits.
Enjoy complimentary Travel Insurance
Coverage includes:
- Medical Emergency Expenses Cover up to $2,500,000
- Business Trip Completion Cover up to $20,000
- Trip Cancellation and Amendment Cover up to $10,000
- Personal Liability Cover up to $1,000,000.
Card Member Perks
PLUG INTO UP TO $75 CREDIT TWICE A YEAR WITH DELL TECHNOLOGIES 6B
Save the benefit to your eligible Card via Amex Offers by 31 December 2023 to receive your transaction amount back as a credit. Up to $75 back per redemption period, valid up to 2 times per year. That's a total of up to $150 back per Card Account.
BACK YOUR BUSINESS BY USING POINTS TO HELP OFFSET PURCHASES
From trade shows to rent, use your points to pay off any transaction – including your annual Card fee and Membership Rewards annual fee.11B Or turn your points into cash by redeeming them for Gift Cards12B at major retailers including Bunnings, Wish and Flight Centre.
TRACK YOUR CARD ON THE GO WITH AMEX APP 18B
Manage and view activity from your Account, access your benefits, redeem points, and request support from anywhere in the world with the Amex App.
Business Management and Support
Know your business is supported with 24/7 service.
Streamline your financial reporting
Replacement Cards within 48 hours
Secure your Gold Business Card with fraud protection
Eligibility
To apply for an American Express Gold Business Card you need to:
This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.
be aged 18 years or over
be an Australian citizen or permanent resident
be a Director or Controller of the business
have a good credit history and no payment defaults
have an annual business revenue of $75,000 or more
have a valid ABN registered for GST
Information to have ready:
your personal income and your business revenue
your driver’s licence (if you have one)
the details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner)