American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
AustraliaChange Country
Business Cards

For Small Businesses

View All Business Cards
Compare Business Cards

For Large Businesses

View All Corporate Cards
Compare Corporate Cards
International Payments
International Payments
American Express AccessLine®
View All International Payments
Payment Solutions
American Express vPayment™
Buyer Initiated Payments
View All Payment Solutions
Resources
Business Home
Business Trends & Insights

For Small Businesses

Learn about Business Cards
Business Customer Centre
Order Cards for Employees

For Large Businesses

Corporate Customer Centre
Program Administrators
Call to apply
American Express Gold Business Card
American Express® Gold Business Card
Exclusive Offer - Receive 100,000 Membership Rewards points when you apply by 24 March 2021 are approved, and meet the minimum spend criteria of $1,000 in the first 2 months. Available to new American Express Card Members only.21B Membership Rewards enrolment required, fees apply.
Annual Fee:
$169.
Annual Employee Card Fee:
$119 per Card (Up to 99 Employee Cards)5B
Charge Card:
Up to 51 days to pay for purchases2B.
Apply Now

American Express® Gold Business Card

Exclusive Offer - Receive 100,000 Membership Rewards points when you apply by 24 March 2021 are approved, and meet the minimum spend criteria of $1,000 in the first 2 months. Available to new American Express Card Members only.21B Membership Rewards enrolment required, fees apply.
Annual Fee:
$169.
Annual Employee Card Fee:
$119 per Card (Up to 99 Employee Cards)5B
Charge Card:
Up to 51 days to pay for purchases2B.

Key Benefits

Earn up to 1.5 points per $1 spent

Reward yourself, your clients and your employees, or pay off your Card balance with your Membership Rewards points3B.

Save time with transaction data feeds

If you're enrolled with MYOB, transactions on your Card will be transferred via an automatic feed, for quick and easy reconciliation4B.

Earn rewards faster with Employee Cards

Add up to 99 Employee Cards, while keeping track of your expenses5B.

Swipe right to view more

Receive 100,000 bonus Membership Rewards points

Simply spend $1,000 on your new Gold Business Card within 2 months of your approval date. Offer ends 24 March 202121B. New American Express Card Members only. Membership Rewards enrolment required, fees apply.

Rewards

Earn Membership Rewards points on your business spend

Earn up to 1.5 points per $1 spent

Join the Membership Rewards program and earn 1.5 points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent6B. $80 Membership Rewards annual fee applies (enrolment optional)

Turn points into travel and accomodation

You can also transfer points to your choice of 9 Airline Partners7B or use points towards hotels and holidays with American Express Travel Online8B.

Accumulate points with no expiry

With no expiry9B, you can accumulate rewards points to use for larger rewards, like long haul flights8B and big-ticket items at davidjones.com.au10B.

A year’s complimentary access to the Centr fitness app

Put your wellbeing first with a year’s complimentary access to the Centr app, designed by Chris Hemsworth’s team of trainers. The app includes a range of training programs, meal plans with dietician approved recipes, guided meditation and much more22B.

Cash Flow

No pre-set spending limit1B

Unlike a Credit Card, there isn’t a pre-set spending limit. A Charge Card must be paid in full each month and as your spending and repayment patterns evolve, so do your purchase approvals.

Up to 51 cash flow days2B

You have up to 51 days from the time you make a purchase until that repayment is due – that’s valuable time to pay suppliers while you wait to get paid.

Flexible Payment Option20B

If you prefer not to pay your monthly Closing Balance in full, you have the option to carry a portion of it forward, up to your FPO Limit each month. With an instant line of credit, you can free up your cash flow without depending on an overdraft or business loan. Interest charges apply.

Compare our Business Cards

American Express Gold Business Card

American Express® Gold Business Card

Welcome Bonus

New American Express Card Members receive 100,000 bonus Membership Rewards points. Apply by 24 March 2021 and spend $1,000 within 2 months of approval date21B. Membership Rewards enrolment required, fees apply.

Annual Fee

$169
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases2B

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent6B

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members receive 200,000 Bonus Membership Rewards Points plus a $300 credit. Apply by 24 March 2021 and spend $5,000 within 3 months of approval date6C

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases2C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent3C

American Express Business Explorer Credit Card

American Express Business Explorer® Credit Card

Welcome Bonus

New American Express Card Members receive 100,000 bonus Membership Rewards points. Apply by 24 March 2021 and spend $3,000 within 3 months of approval date7D.

Annual Fee

$149

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases2D. Introductory interest rate of 3.99% p.a. on new purchases for the first 6 months5D, 19.99% p.a. thereafter1D.

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent3D

Swipe right to view more

Travel & Insurance

Enjoy peace of mind when travelling for business

Cover for business travel

If you have an accident while travelling for business, you’ll be covered for emergency medical expenses up to $300,000 when your trip is booked using your Gold Business Card11B.

Business trip completion cover

If you’re unable to complete a business trip due to serious injury or sickness, you will receive up to $20,000 for another person to take your place if you used your Card to book the travel – coverage includes money towards flights, accommodation and meal expenses11B.

Travel cancellation and travel inconvenience insurance

When you use your Card to pay for your travel, receive reimbursement of refreshments, accommodation and essential clothing due to a delayed or cancelled flight, missed connections, and delayed or lost luggage11B.

Complimentary baggage insurance

Your luggage and possessions will be covered up to $30,000 when you use your Gold Business Card to pay for your travel. Includes cover for lost, stolen or damaged baggage, money and documents11B.

Business Tools

Boost efficiency with a range of innovative tools

ACCESS CASH WORLDWIDE

You can also use your Gold Business Card to access cash from ATMs across the globe16B.

SAVE TIME WITH MYOB

If you use MYOB accounting software, you can set up an automatic data feed of your Card transactions4B.

PAY WITH YOUR SMART DEVICES

You can also enjoy the convenience of fast and secure mobile payments with Apple Pay, Samsung Pay and Google Pay12B.

Swipe right to view more

Service & Support

Receive protection and support for your business and employees

Receive an emergency Card within 48 hours

If your Card is ever lost or stolen, you can usually get a replacement within 48 hours, virtually anywhere in the world13B.

Be protected online

Your business won’t be liable for any unauthorised online transactions made with your Card14B

Make secure payments to virtually anyone

When you apply for American Express AccessLine™, you can make fast, secure payments, even to merchants who don't accept Card payments, while earning points at the same time15B.

Check You're Eligible

To apply for an American Express Gold Business Card, you’ll need to meet the following criteria:

Be over 18 years of age

Be an Australian citizen or a permanent resident

Have a good credit history and no payment defaults

Have an annual business revenue of $75,000 or more

Your business must have a valid ABN registered for GST

Swipe right to view more

Ready to apply?

World-class rewards and travel benefits to support your business.

Call 139 323

Monday to Friday 9:00am to 5:00pm AEST

Apply NowSpeak to a Specialist
American Express Gold Business Card
American Express® Gold Business Card
Terms & Conditions