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American Express Gold Business Card
American Express® Gold Business Card
Exclusive Offer - Receive 100,000 Membership Rewards Bonus Points when you apply by 12 January 2022, are approved, and meet the minimum spend criteria of $1,000 in the first 2 months. Available to new American Express Card Members only.1B Membership Rewards enrolment required, fees apply.
Annual Fee:
$169.
Annual Employee Card Fee:
$119 per Card (Up to 99 Employee Cards)2B
Charge Card:
Enjoy no pre-set spending limit3B and up to 51 days to pay for purchases.4B

American Express® Gold Business Card

Exclusive Offer - Receive 100,000 Membership Rewards Bonus Points when you apply by 12 January 2022, are approved, and meet the minimum spend criteria of $1,000 in the first 2 months. Available to new American Express Card Members only.1B Membership Rewards enrolment required, fees apply.
Annual Fee:
$169.
Annual Employee Card Fee:
$119 per Card (Up to 99 Employee Cards)2B
Charge Card:
Enjoy no pre-set spending limit3B and up to 51 days to pay for purchases.4B

Key Benefits

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Receive 100,000 bonus Membership Rewards points

Simply spend $1,000 on your new Gold Business Card within 2 months of your approval date. Offer ends 12 January 2022.1B New American Express Card Members only. Membership Rewards enrolment required, fees apply.

Cash Flow Management

Make your money work for you with a Gold Business Card.

Make the most of no pre-set spending limit3B

Your Gold Business Card has no pre-set spending limit. As you establish a spending and payment history, the amount you are able to charge on the Card can increase. Also, because it is paid in full each month, you won’t be charged interest on the balance.

Extend your cash flow by up to 51 days4B

Free up your cash flow with up to 51 days to pay for purchases.

Flexible Payment Option8B

With Flexible Payment Option (FPO), you can pay off a portion of your monthly balance, up to an FPO limit, over time, freeing up your cash flow. This can help you take advantage of new opportunities or weather financial changes. Interest charges apply.

Pay anyone, anywhere on Card

When you enrol in AccessLine™, you’ll be able to use your Card to pay almost any supplier for business expenses, from rent to equipment, even if they don’t accept card payments.9B Plus, you’ll continue to have up to 51 cash flow days4B and still earn points on every dollar spent. Enrolment is required.

Maximise your cash flow by monitoring employee expenditure

Gain added visibility and control over your business’ finances by consolidating key employee expenditure with Employee Cards – all while earning points at the same rate as your Primary Card.

Gold Card Membership Rewards Program

Rewards for both you and your business with every purchase made on your Card.

Earn up to 1.5 Membership Rewards points on every dollar spent5B

Enrol in Membership Rewards to receive 1.5 points per $1 on everyday spend, and 1 point per $1 on all ATO and government spend, with no limit or expiry on points earned. Annual Membership Rewards enrolment fee applies (enrolment optional).10B

Back your business by using points to help offset expenses

From trade shows to rent, use your points to pay off any transaction – including your annual Card fee and Membership Rewards annual fee.11B Or turn your points into cash by redeeming them for Gift Cards12B at major retailers including Bunnings, Wish and Flight Centre.

Let your rewards bolster your next business trip

Redeem your points to pay for flights, accommodation, and car rental at Webjet, helloworld,13B and the American Express online travel booking service.14B Or transfer your points to nine leading airline partners including Virgin Australia and Air New Zealand. From the airline points, you can then transfer to two leading hotel partners for your accommodation needs.15B

Compare our Business Cards

American Express Gold Business Card

American Express® Gold Business Card

Welcome Bonus

New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 12 January 2022 and spend $1,000 within 2 months of approval date.1B Membership Rewards enrolment required, fees apply.

Annual Fee

$169
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases4B

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent5B

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members receive 200,000 Membership Rewards Bonus Points plus a $300 credit. Apply by 12 January 2022 and spend $5,000 within 3 months of approval date.1C

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases4C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent5C

American Express Business Explorer Credit Card

American Express Business Explorer® Credit Card

Welcome Bonus

New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 12 January 2022 and spend $3,000 within 3 months of approval date.1D

Annual Fee

$149

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases.3D Introductory interest rate of 3.99% p.a. on new purchases for the first 6 months,6D 19.99% p.a. thereafter.7D

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent5D

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Travel Extras

Conduct business without borders thanks to your Gold Business Card benefits.

Have peace of mind on the go with comprehensive Travel Insurance

Travel safely and securely with complimentary domestic and international Travel Insurance for you, your partner, and your employee Card Members who hold an Employee Card.7B

Coverage includes:
- Travel emergency medical insurance cover up to $2,500,000
- Business trip completion cover up to $20,000
- Travel cancellation cover up to $10,000
- Personal third-party liability cover up to $1,000,000.

Exclusive car rental savings

Rent a car with Hertz16B or Avis17B globally to receive exclusive savings and upgrades.

Withdraw cash worldwide

Access cash wherever you are. Use your Gold Business Card to withdraw funds directly from your nominated bank account at ATMs domestically and globally.

Card Member Perks

Enjoy exclusive memberships, benefits, and rewards.

ENJOY A 12-MONTH COMPLIMENTARY SUBSCRIPTION TO THE CENTR FITNESS APP18B

Work out your way with daily meal plans, training programs, and meditation through your complimentary subscription to Centr – Chris Hemsworth’s world-class wellness app. Offer ends 14 February 2022.

PLUG INTO UP TO $75 CREDIT TWICE A YEAR WITH DELL TECHNOLOGIES

Enrol your Card and spend with Dell Technologies to receive your transaction amount back as a credit. Get up to $75 in credit between 1st January and 30th June and up to $75 in credit between 1st July and 31st December each year. That’s a total of up to $150 back each year.6B

TRACK YOUR CARD ON THE GO WITH AMEX APP 19B

Manage and view activity from your Account, access your benefits, redeem points, and request support from anywhere in the world with the Amex App.

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Business Management and Support

Know your business is supported with 24/7 service.

Streamline your financial reporting

Make reconciliation hassle-free with automatic transaction feeds from your Card Accounts into Microsoft® Excel, MYOB®,20B and Quicken™.

Use your smart device to pay21B

Leave your wallet at home and use your mobile or wearable device to pay on your linked Card in Apple Pay®, Samsung Pay®, or Google Pay®.

Replacement Cards within 48 hours

Virtually anywhere you are in the world, American Express can usually replace you or your employee’s lost or stolen Card within two days.22B

Secure your Gold Business Card with fraud protection

Your Gold Business Card is protected with global fraud detection and unauthorised transaction liability coverage, helping to shield your business from unauthorised transactions on your Account.23B

Check You're Eligible

To apply for an American Express Gold Business Card, you’ll need to meet the following criteria:

Be over 18 years of age

Be an Australian citizen or a permanent resident

Have a good credit history and no payment defaults

Have an annual business revenue of $75,000 or more

Your business must have a valid ABN registered for GST

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Ready to apply?

World-class rewards and travel benefits to support your business.

Call 139 323

Monday to Friday 9:00am to 5:00pm AEST

American Express Gold Business Card
American Express® Gold Business Card