Explore your
American Express^®
Corporate Gold Card Membership benefits.

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.

2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.

3. Insurance: The American Express® Corporate Card insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) – see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs

4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine.

5. Emergency Global Assist: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions. Only available when you travel more than 200km from your home, for up to 90 consecutive days.

6. Push notifications must be enabled to receive alerts about flight delays.

7. Corporate Cash: Corporate Card Members are only eligible to enrol in Corporate Cash if the Company has agreed to participate and has pre-registered in the program. A fee applies. All Cash application forms must be signed by the Card Member and the Company's nominated Corporate Cash Verifying Officer. Please contact your Program Administrator for more information.

8. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

9. Emergency Card Replacement. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.

2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.

3. Insurance: The American Express® Corporate Card insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) – see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine.

5. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

6. Online Fraud Protection Guarantee: Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.

7. Online Account Access: Corporate Card Accounts are eligible to enrol for online services. Centrally Billed Accounts, where charges on all Card Accounts are billed to the Company instead of the individual Card Members, may be excluded. Use of online payments and electronic expense report services are subject to your Company practices and policies. Card Members must enrol at americanexpress.com.au/register

8. Online Statements: By agreeing to receive statements online, you must register for online services and you understand you will not receive paper statements by mail. You must check your nominated email address regularly as you will be notified at your nominated email address when your online statement is available to view. You can elect to change this nomination or your email address at anytime by changing your preferences in your Online Services Account or by notifying us on 1300 366 220.

9. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

10. Concur ExpenseIt: Available to clients that use American Express and Concur ExpenseIt.

1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.

2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.

3. Insurance: The American Express® Corporate Gold Card insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) – see the full Terms and Conditions. You must use your American Express® Corporate Gold Card to pay for your return trip in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into Account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine. The information here has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of FX International Payments in relation to your individual requirements. Your privacy is important to us. For further information, please refer to the relevant (Telegraphic Transfers and Forward Exchange Contracts) Product Disclosure Statement (PDS).

5. Subject to the Terms and Conditions of the Membership Rewards program you are actively enrolled in, available here. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax advisor for further information.

6. Concur ExpenseIt: Available to clients that use American Express and Concur ExpenseIt. 

7. Mobile Wallets:  Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

8. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.