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Earn up to 1.5 Membership Rewards point for every $1 spent1
Up to 51 days to pay for purchases2
Complimentary Travel Insurance3
Pay suppliers with AccessLine® – even if they don’t accept Card payments4
As an American Express Corporate Gold Card Member, you’re eligible to enrol in the Membership Rewards Ascent or Choices program and can earn points on all spend.1
Your Membership Rewards points won’t expire and there’s no limit to the number of points you can earn.5
If you’re a Corporate Card Member, you may only enrol if your Company has chosen to participate in the program. Speak to your Program Administrator for more details.
If you're not currently enrolled for Membership Rewards and you'd like to find out more about the Membership Rewards program, please contact us on 1300 363 276 (7.30am – 7pm AEST Monday to Friday).
Earn 1.5 points for every $1 spent except spend on government where you will earn 1 point for every $1 spent.1
Plus, the Membership Rewards earn rate for FX International Payments (FXIP) is 1 point for every $15 transferred.10
Put simply, you get Membership Rewards points everywhere you spend and your points earning power is unlimited.
Transfer your points to 9 Airline Partners6 including Velocity Frequent Flyer, KrisFlyer, Emirates Skyward and more, as well as 2 Hotel Partners.6 Airline Rewards and Hotel Partner redemptions are not available on Membership Rewards Choices program.
You can even use points to shop online at David Jones7 or redeem for Gift Cards8 with our retail and entertainment partners, or pay down the balance on your Card.9
Transfer your points to 9 Airline Partners6
The sky's the limit when it comes to where your points can take you.
Simply transfer your points to your preferred Airline Partner and book your flights from there. Remember, you need to be a member of a Frequent Flyer program to be able to transfer points to your chosen airline.6
Choose from:
Airline Rewards redemptions are not available on Membership Rewards Choices program.
Transfer points to Hilton Honors and Marriott Bonvoy™
Use your Membership Rewards points for hotel stays at Hilton Honors or Marriott Bonvoy™.
Hilton Honors
Hilton Honors points can be used for a wide variety of rewards in the Hilton Honors program, including free hotel nights, dream vacation packages, relaxing cruises or merchandise from an array of premier retailers.6
Marriott Bonvoy™
Marriott Bonvoy™ offers you the best rates at over 860 esteemed hotels. These include: Sheraton® Hotels and Resorts, Four Points® by Sheraton, W® Hotels, Le Méridien® and more, with no blockouts.6
Hotel Partner redemptions are not available on Membership Rewards Choices program.
Redeem points with Travel Agency Partners
American Express Travel Online
With American Express Travel Online, you can use points to book your next trip and enjoy no restrictions, no block out dates, no booking fees, and exceptional service every step of the way.11
With over 30 airline partners, odds are, you’ll be able to fly your favourite. Plus, our partnership with Webjet means you can use your Membership Rewards points to pay when booking online.12
If you prefer to book and plan your trip in person, visit your local Helloworld Travel branch and book your next trip using points or a combination of points and payment.12
Travel redemptions are not available on Membership Rewards Choices program.
Give friends and family the gift of choice
Shop online at David Jones or redeem for Gift Cards.
David Jones
You can shop online at David Jones7 with your points, or a combination of points and Card payment, for everything from fashion and beauty to homewares.
Gift Cards
Discover more ways to enjoy your Membership Rewards points by redeeming Gift Cards8 of your choice from the American Express Gift Card collection. Choose from our wide selection of retail, travel and entertainment Gift Cards including Westfield, iTunes, Coles Group & Myer, The Restaurant Choice, Spa Finder and more.
Points for Credit
Use points to pay down the balance on your Card.9
Pay local and international suppliers – even if they don’t accept Card payments.4
Purchase your favourite things with just a swipe of your smartphone.13
We can usually get a replacement to you within 2 business days.14
Call 1300 362 639 from Australia or
+612 9271 2444 from overseas.
1. Points earn: Subject to the Terms and Conditions of the Membership Rewards program. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.
3. Insurance: The American Express Corporate Cards insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip, commencing and ending in Australia, in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.
4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine.
5. As long as your Account remains current and in good standing.
6. Points transfer. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an Airline Rewards or Frequent Guest Partner Program you must be a member of the Partner Program. Membership of the Partner Program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable Program. A joining fee may apply.
7. Subject to the Terms and Conditions of the Membership Rewards program and the David Jones Partner Terms and Conditions available at DAVIDJONES.COM.AU. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. Minimum redemption amounts apply. If redeeming with Points + Pay, the 'pay' component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You’ll earn Membership Rewards points on the ‘pay’ component of your purchase only.
8. Gift Cards. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for details. Minimum redemption amounts apply.
9. Points for Credit. Points may be redeemed by the Card Member for a credit on the Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other Accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within three business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund. If redeeming with Points + Pay, the ‘pay’ component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You’ll earn Membership Rewards points on the ‘pay’ component of your purchase only. Minimum redemption amounts apply.
10. FXIP Service is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. FXIP transactions are excluded from the standard MR earn rate as per the Membership Rewards Terms and Conditions.
11. American Express Travel Online: You can redeem points for prepaid travel of a nominated value through American Express Travel Online with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Points cannot be used for Cruise Privileges bookings. All travel bookings are subject to availability. Subject to the American Express Travel Online standard booking Terms and Conditions.
12. Travel Agency Partners: Minimum redemption amounts apply. You can redeem points for prepaid travel of a nominated value through Webjet.com.au and Helloworld with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Partner Terms and Conditions apply. Subject to the Membership Rewards Terms and Conditions and the Partners' booking Terms and Conditions.
13. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.
14. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
With complimentary Travel Insurance and 24/7 support if you ever lose your Card, you can travel the world worry-free.
Use your Corporate Gold Card to book your trip to receive complimentary domestic & international Travel Insurance.3
Emergency Global Assist is available virtually anywhere in the world, whenever you travel more than 200km from home, for up to 90 days.
Call +61 2 9231 6517 reverse charge from anywhere in the world, 24 hours a day.5
Use your Corporate Gold Card to book your trip to receive complimentary domestic & international Travel Insurance.3
Your Corporate Gold Travel Insurance3 includes:
In the event of a medical emergency
Should the unexpected occur whilst you’re travelling, make sure you contact Chubb Assistance as soon as practicable on +621 9335 3292. Chubb Assistance will ensure you receive fast and effective treatment from a doctor who speaks your language. Your claim may be affected should you not contact us as soon as practicable.
For the full Corporate Gold Insurance Terms and Conditions, please click here
If you have a legal or medical emergency while travelling, you can call our 24/7 Emergency Global Assist hotline and speak with an English-speaking lawyer, doctor or service provider (who can help with lost luggage and passports).
Emergency Global Assist is available virtually anywhere in the world, whenever you travel more than 200km from home, for up to 90 days.
Call +61 2 9231 6517 reverse charge from anywhere in the world, 24 hours a day.5
American Express Maps
Find recommendations while on business trips.
American Express Maps provide one easy experience helping you:
Tripcase®
Download and sync the TripCase® app with your Card to keep track of your travel plans and Card benefits wherever you go.
You’ll receive alerts about flight delays6, on-the-go reminders about Corporate Card benefits and a master itinerary that consolidates all travel bookings made with your Card.
Corporate Cash service7 allows you to use your Card to access cash at over one million ATMs worldwide.
Cash withdrawal is billed to individual Corporate Card Accounts and appears as a charge on the next statement following the withdrawal.
A transaction fee applies to each withdrawal.7
Pay local and international suppliers – even if they don’t accept Card payments.4
Purchase your favourite things with just a swipe of your smartphone.8
We can usually get a replacement to you within 2 business days.9
Call 1300 362 639 from Australia or
+612 9271 2444 from overseas.
1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.
3. Insurance: The American Express Corporate Cards insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip, commencing and ending in Australia, in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.
4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine.
5. Emergency Global Assist: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions. Only available when you travel more than 200km from your home, for up to 90 consecutive days.
6. Push notifications must be enabled to receive alerts about flight delays.
7. Corporate Cash: Corporate Card Members are only eligible to enrol in Corporate Cash if the Company has agreed to participate and has pre-registered in the program. A fee applies. All Cash application forms must be signed by the Card Member and the Company's nominated Corporate Cash Verifying Officer. Please contact your Program Administrator for more information.
8. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.
9. Emergency Card Replacement. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
We’ve created a range of services and tools to help make doing business easier, wherever you are.
American Express Card Services is your go-to for everything to do with your Account, including:
Simply call 1300 362 639.
If your Card is lost or stolen, we can usually get a replacement one to you within 2 business days at no extra cost.5
Just call 1300 362 639 from Australia or +612 9271 2444 from overseas.
Receive a replacement Card virtually anywhere in the world
If your Card is lost or stolen, we can usually get a replacement one to you within 2 business days at no extra cost.5
Just make sure you inform us as soon as possible to ensure that you won't be liable for any unauthorised charges.
Call 1300 362 639 from Australia or +612 9271 2444 from overseas.
Benefit from instantly replacing your Card on your mobile wallet if you already have this provisioned on your phone.
With our Fraud Protection Guarantee, you can use your Corporate Card with confidence, knowing you’re protected against unauthorised purchases.6
If you notice anything unusual on your Card statement, notify us straight away and you’ll be covered for any unauthorised purchases.
Contact us 1300 362 639
Because we know your time is valuable, we’ve made it easy to manage your Account online.7
Additionally, with the American Express Mobile App, you can view your statements8, make payments and check your points balance from anywhere in the world.
With American Express, you can make Card payments and manage your Account on any device using Apple Pay®, Samsung Pay® or Google Pay®.
You’ll also continue to enjoy all the rewards and benefits of your American Express Membership when paying with your compatible device.
To get started, simply load your Card details to the relevant app on your mobile, and use it to pay.9
Idea Exchange 2020
Let’s share what it means to do business
The Idea Exchange is back for 2020 – bringing new opportunities for our community of business customers to share their curiosity, smarts and success.
American Express Experiences®
Enjoy some of the world’s most unforgettable experiences with American Express experiences®. Access pre-sale tickets to your favourite artists, or the best seats in the house with American Express Reserved Seating offers.
Plus, you’ll have the chance to relax before the show in one of our dedicated exclusive Card Member lounges at Qudos Bank Arena Sydney, the First State Super Theatre in Sydney, or the Brisbane Entertainment Centre.
Pay local and international suppliers – even if they don’t accept Card payments.4
Purchase your favourite things with just a swipe of your smartphone.9
We can usually get a replacement to you within 2 business days.5
Call 1300 362 639 from Australia or
+612 9271 2444 from overseas.
1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.
3. Insurance: The American Express Corporate Cards insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip, commencing and ending in Australia, in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.
4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine.
5. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
6. Fraud Protection Guarantee: Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.
7. Online Account Access: Corporate Card Accounts are eligible to enrol for online services. Centrally Billed Accounts, where charges on all Card Accounts are billed to the Company instead of the individual Card Members, may be excluded. Use of online payments and electronic expense report services are subject to your Company practices and policies. Card Members must enrol at americanexpress.com.au/register
8. Online Statements: By agreeing to receive statements online, you must register for online services and you understand you will not receive paper statements by mail. You must check your nominated email address regularly as you will be notified at your nominated email address when your online statement is available to view. You can elect to change this nomination or your email address at anytime by changing your preferences in your Online Services Account or by notifying us on 1300 366 220.
9. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.
10. Concur ExpenseIt: Available to clients that use American Express and Concur ExpenseIt.
Your American Express® Corporate Gold Card gives you access to services and tools to help you manage your expenses.
Looking for a simple way to extend your cash flow on larger invoices or recurring bills every month?2
Your Corporate Gold Card provides up to 51 days5 to pay for purchases, assisting with cash flow.
You can make fast and secure payments to virtually all your suppliers – both domestic and international – even if they don’t accept Card payments.4
Looking for a simple way to extend your cash flow on larger invoices or recurring bills every month?2
Ask for your Corporate Card statement to be issued the day before your regular invoices are due and your cash flow can be extended by up to 51 days.
If you’re planning to make a large purchase on your Card, you can also use the Check Spending Power tool once you’ve set up your Online Account.
With AccessLine4, you can make fast and secure payments - both domestic and international – even if they don’t accept Card payments.
What’s more you can earn American Express Membership Rewards points in the process.5
American Express Go is a faster, more flexible and entirely virtual way for employees and non-employees, such as contractors, recruits and infrequent travellers to make payments on-the-go.
Pay local and international suppliers – even if they don’t accept Card payments.4
Purchase your favourite things with just a swipe of your smartphone.7
We can usually get a replacement to you within 2 business days.8
Call 1300 362 639 from Australia or
+612 9271 2444 from overseas.
1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program. Your Company must allow participation in Membership Rewards. Fees apply. You will earn 1.5 points for every $1 spent on all spend except government where you will earn 1 point for every $1 spent. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation, Federal/State and Local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn points at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Up to 51 days cash flow. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. As long as your Account remains current and in good standing.
3. Insurance: The American Express Corporate Cards insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions. You must use your American Express® Corporate Card to pay for your return trip, commencing and ending in Australia, in order to be eligible for the travel insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.
4. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including Terms and Conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments Account and be registered to use AccessLine. The information here has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of FX International Payments in relation to your individual requirements. Your privacy is important to us. For further information, please refer to the relevant (Telegraphic Transfers and Forward Exchange Contracts) Product Disclosure Statement (PDS).
5. Subject to the Terms and Conditions of the Membership Rewards program you are actively enrolled in, available here. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax advisor for further information.
6. Concur ExpenseIt: Available to clients that use American Express and Concur ExpenseIt.
7. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.
8. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 362 639. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.