For Small Businesses
For Large Businesses
Key Benefits
Earn up to 2.25 points per $1 spent
Reward yourself, your clients and your employees, or pay off your Card balance with your Membership Rewards points.
Access 1,200+ Airport Lounges
Stay refreshed while travelling and enjoy access to free Wi-Fi (where available) while waiting for flights at over 1,200 lounges in 130 countries and counting4C.
Dedicated Account Manager
Your dedicated Account Manager is there for commercial enquiries relating to your business expenses – from questions about working capital to financing requirements and everything in between.
Earn rewards faster with Employee Cards
Add up to 99 Employee Cards at no additional cost5C.
Rewards
Earn Membership Rewards points on your business spend
Cash Flow
Compare our Business Cards

American Express® Platinum Business Card
Welcome Bonus
New American Express Card Members receive 200,000 Bonus Membership Rewards Points plus a $300 credit. Apply by 24 March 2021 and spend $5,000 within 3 months of approval date6C
Annual Fee
$1,750

American Express Business Explorer® Credit Card
Welcome Bonus
New American Express Card Members receive 100,000 bonus Membership Rewards points. Apply by 24 March 2021 and spend $3,000 within 3 months of approval date7D.
Annual Fee
$149

American Express® Gold Business Card
Welcome Bonus
New American Express Card Members receive 100,000 bonus Membership Rewards points. Apply by 24 March 2021 and spend $1,000 within 2 months of approval date21B. Membership Rewards enrolment required, fees apply.
Annual Fee
$169
$80 Membership Rewards fee (enrolment optional)
Travel
Wake up on top of the world wherever you go
Have access to 1,200+ Airport Lounges globally
Save on First and Business
Complimentary Accor Plus membership
Fine Hotels & Resorts privileges
Save on luxury accommodation
Receive dedicated support, 24/7
Insurance
Enjoy peace of mind when travelling for business
Cover for medical emergencies
Travel Accident Insurance
Business trip completion cover
Travel cancellation and travel inconvenience insurance
Complimentary baggage insurance
Business Tools
KEEP TRACK OF CARD EXPENDITURE
Download statements and transaction details, view balances and keep track of business expenditure using Quicken™, Microsoft® Excel or MYOB®.
COMPLIMENTARY AUSTRALIAN FINANCIAL REVIEW SUBSCRIPTION
Valued at $628 p.a. you’ll enjoy access to afr.com.au from any device, a digital version of today’s paper, archive access, exclusive daily emails and more19C.
PAY WITH YOUR SMART DEVICES
You can also enjoy the convenience of fast and secure mobile payments with Apple Pay, Samsung Pay and Google Pay20C.
Service & Support
Receive protection and support for your business and employees
Receive an emergency Card within 48 hours
Be protected online
Make secure payments to virtually anyone
Access cash worldwide
Check You're Eligible
To apply for an American Express Platinum Business Card, you’ll need to meet the following criteria:
Be over 18 years of age
Be an Australian citizen or a permanent resident
Have a good credit history and no payment defaults
Have an annual business revenue of $75,000 or more
Your business must have a valid ABN registered for GST