For Small Businesses
For Large Businesses
Key Benefits
Earn up to 2 Velocity Points per $1 spent5G
You’ll earn 2 points per $1 spent on Virgin Australia services, up to 1 point per $1 spent on other purchases and 0.5 points per $1 government spend.
Transform more expenses into points5G
With no pre-set spending limit, you can use your Card for almost any business expense while earning up to two Velocity Points per $1 spent.
Put your feet up in the Virgin Australia lounge6G
Escape the crowds with two complimentary passes to the Virgin Australia lounge at selected domestic airports each year.
Use your Velocity Points for travel perks
Redeem your points on both business and personal travel, upgrades, or products from the Velocity Rewards Store.
Velocity Frequent Flyer
Supercharge your points with Velocity.
- 2 points per $1 on travel spend with Virgin Australia
- 1 point per $1 on everyday spend
- 0.5 points per $1 on ATO and government spend.
Plus, you’ll enjoy uncapped points earn and the convenience of an automatic monthly points transfer to your Velocity account.
Save on business travel courtesy of your points
Cash Flow Management
Seize opportunities at a moment’s notice with inbuilt cash flow.
No pre-set spending limit
Easily manage and consolidate employee expenditure
Compare our Business Cards

American Express® Velocity Business Card
Welcome Bonus
New American Express Card Members receive 150,000 bonus Velocity Points plus your Annual Card fee waived for the first year. Apply by 2 November 2022 and spend $3,000 within 2 months of your approval date.1G
Annual Fee
$249

American Express® Platinum Business Card
Welcome Bonus
New American Express Card Members receive 400,000 Membership Rewards Bonus Points. Apply by 7 September 2022 and spend $12,000 in the first 3 months of your approval date1C.
Annual Fee
$1,750

American Express® Gold Business Card
Welcome Bonus
New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 5 October 2022 and spend $1,000 in the first 2 months of your approval date1B. Membership Rewards enrolment required, fees apply.
Annual Fee
$169
$80 Membership Rewards fee (enrolment optional)
Travel Extras
Take your business benefits with you on the go.
Enjoy complimentary Travel Insurance
Coverage includes:
- Medical Emergency Expenses Cover up to $2,500,000
- Business Trip Completion Cover up to $20,000
- Trip Cancellation and Amendment Cover up to $10,000
- Personal Liability Cover up to $1,000,000
Card Member Perks
TWO COMPLIMENTARY PASSES TO THE VIRGIN AUSTRALIA LOUNGE EACH YEAR
Enjoy two single-entry passes to select domestic Virgin Australia lounges each year.6G
LEAVE YOUR WALLET AT HOME
Use Apple Pay®, Samsung Pay®, or GooglePay® on your mobile or wearable device to pay quickly and securely using your linked Card.11G
KEEP YOUR FINANCES AT YOUR FINGERTIPS WITH THE AMEX APP12G
Monitor and manage your business spend and Card benefits when you’re on the go with the Amex App. Plus get 24/7 support whenever you need it with the Live Chat service.
Business Management and Support
Stay on top of all aspects of your Card with American Express management support features.
Automate your financial reporting
Quickly replace Cards when you need them
Eligibility
This Card is designed for businesses with turnover up to $2 million.
To apply for an American Express Velocity Business Card you need to:
This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.
be aged 18 years or over
be an Australian citizen or permanent resident
be a Director or Controller of the business
have a good credit history and no payment defaults
have an annual business revenue of $75,000 or more
have a valid ABN registered for GST
Information to have ready:
your personal income and your business revenue
your driver’s licence (if you have one)
the details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner)