American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
American Express Velocity Business Card
American Express® Velocity Business Card
Exclusive offer - Receive 75,000 bonus Velocity Points when you apply by 12 January 2022, are approved and meet the minimum spend criteria of $3,000 within 2 months. New American Express Card Members only.1G
Annual Fee:
$249.
Annual Employee Card Fee:
$99 per Card (Up to 99 Cards)2G.
Charge Card:
Enjoy no pre-set spending limit3G and up to 51 days to pay for purchases.4G

American Express® Velocity Business Card

Exclusive offer - Receive 75,000 bonus Velocity Points when you apply by 12 January 2022, are approved and meet the minimum spend criteria of $3,000 within 2 months. New American Express Card Members only.1G
Annual Fee:
$249.
Annual Employee Card Fee:
$99 per Card (Up to 99 Cards)2G.
Charge Card:
Enjoy no pre-set spending limit3G and up to 51 days to pay for purchases.4G

Key Benefits

Swipe right to view more

Receive 75,000 bonus Velocity Points

Simply spend $3,000 on your new Velocity Business Card within 2 months of your approval date. Offer ends 12 January 2022. New Card Members only.1G

Velocity Frequent Flyer

Supercharge your points with Velocity.

Earn up to 2 Velocity Points on every dollar5G

Earn Velocity Points on every $1 spent on your Card with:
  • 2 points per $1 on travel spend with Virgin Australia
  • 1 point per $1 on everyday spend
  • 0.5 points per $1 on ATO and government spend.

Plus, you’ll enjoy uncapped points earn and the convenience of an automatic monthly points transfer to your Velocity account.

Earn double the points in a single transaction with Velocity Partners5G

Use your Card to pay for products and services with eligible Velocity Partners, covering everything from rideshare to parcel delivery, and earn additional Points – accelerating your business’ points earn.

Save on business travel courtesy of your points

Redeem your Velocity Points to save on business-class flights, upgrades, hotel stays, and car rental for you and your employees.

Redeem points on your business expenses

Use your Velocity Points on new appliances and tech for your business, or celebrate your clients’ and employees’ achievements with a range of Gift Cards7G from leading retailers.

Cash Flow Management

Seize opportunities at a moment’s notice with inbuilt cash flow.

No pre-set spending limit

Your Velocity Business Card gives you access to no pre-set spending limit.3G This allows you to make and manage purchases, investments, and supplier payments – without relying on your business and personal assets as collateral. And because your statement is paid off in full each month, you won’t incur interest on the balance.

Give your business up to 51 days to pay for purchases4G

Take advantage of up to 51 cash flow days.

Flexible Payment Option8G

Optimise your cash flow by choosing to pay off a portion of your balance, up to your FPO limit, over time. This allows you to navigate business fluctuations and seize opportunities.

Use AccessLine™ to pay when suppliers don’t usually accept Cards

When you enrol in AccessLine9G, you can use your Card to make payments even when suppliers don’t accept Cards, including rent and equipment. Plus, you’ll still earn points on every dollar and enjoy up to 51 cash flow days. 4G

Easily manage and consolidate employee expenditure

Maximise your cash flow and reporting efficiencies with Employee Cards issued to key staff. By consolidating their spend into a single payment method, you’ll not only gain the increased control and visibility needed to make informed decisions, Employee Cards earn points at the same rate as the Primary Card.

Compare our Business Cards

American Express Velocity Business Card

American Express® Velocity Business Card

Welcome Bonus

New American Express Card Members receive 75,000 bonus Velocity Points. Apply by 12 January 2022 and spend $3,000 within 2 months of approval date.1G

Annual Fee

$249

Card Type

Charge Card
Up to 51 days to pay for your purchases4G

Earn Rate

Earn up to 2 Velocity Points per $1 spent5G

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members receive 200,000 Membership Rewards Bonus Points plus a $300 credit. Apply by 12 January 2022 and spend $5,000 within 3 months of approval date.1C

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases4C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent5C

American Express Gold Business Card

American Express® Gold Business Card

Welcome Bonus

New American Express Card Members receive 100,000 Membership Rewards Bonus Points. Apply by 12 January 2022 and spend $1,000 within 2 months of approval date.1B Membership Rewards enrolment required, fees apply.

Annual Fee

$169
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases4B

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent5B

Swipe right to view more

Travel Extras

Take your business benefits with you on the go.

A double pass to Virgin Australia lounges6G

Relax before take-off with two complimentary single-entry passes each year to the Virgin Australia lounge in selected domestic airports.

Keep covered wherever life takes you

Travel with confidence for business or pleasure, both internationally and domestically, with comprehensive Travel Insurance for you, your family, and your employees.10G

Coverage includes:
- Travel emergency medical insurance cover up to $2,500,000
- Business trip completion cover up to $20,000
- Travel cancellation cover up to $10,000
- Personal third-party liability cover up to $1,000,000

Card Member Perks

More ways your Card Membership keeps you a step ahead.

BALANCE WORK AND WELLBEING WITH A 12-MONTH COMPLIMENTARY SUBSCRIPTION TO CENTR11G

With complimentary membership to Chris Hemsworth’s fitness and wellbeing app, you can access dietitian-approved meal plans, world-class training programs, meditation, and more. Offer ends 14 February 2022.

LEAVE YOUR WALLET AT HOME

Use Apple Pay®, Samsung Pay®, or GooglePay® on your mobile or wearable device to pay quickly and securely using your linked Card.12G

KEEP YOUR FINANCES AT YOUR FINGERTIPS WITH THE AMEX APP13G

Monitor and manage your business spend and Card benefits when you’re on the go with the Amex App. Plus get 24/7 support whenever you need it with the Live Chat service.

Swipe right to view more

Business Management and Support

Stay on top of all aspects of your Card with American Express management support features.

Automate your financial reporting

Using automatic feeds from your American Express Card Accounts into your existing Microsoft® Excel, Quicken™, and MYOB®14G software, you can streamline your business’ reconciliation and reporting.

Withdraw cash at ATM locations globally

Use your Card to access cash from a nominated linked bank account worldwide.

Quickly replace Cards when you need them

Replace Cards that are lost or stolen almost anywhere in the world within 48 hours.15G

Stay secure with fraud protection16G

Your Card is protected by American Express’ global fraud detection and unauthorised transaction liability coverage, helping to shield you and your business against unauthorised transactions.

Check You're Eligible

This Card is designed for businesses with turnover up to $2 million.

To apply for an American Express Velocity Business Card, you’ll need to meet the following criteria:

Be over 18 years of age

Be an Australian citizen or a permanent resident

Have a good credit history and no payment defaults

Have an annual business revenue of $75,000 or more

Your business must have a valid ABN registered for GST

Swipe right to view more

Ready to apply?

Enjoy travel privileges and earn Velocity Points at a great rate.

Call 139 323

Monday to Friday 9:00am to 5:00pm AEST

American Express Velocity Business Card
American Express® Velocity Business Card