Business Charge Cards vs.
Discover which type of Card is best for your business.
American Express Business Credit Cards and Charge Cards both offer a convenient way to improve your business’ cash flow while earning points1 on your essential purchases. However, there are a few things you’ll want to consider before choosing one that’s right for you.
Flexible Payment Option (FPO)
FPO2 is a Charge Card feature that allows you to carry over a portion of your
monthly balance up to the FPO limit and pay it off over time, instead of in full each statement period (interest charges apply).
It can provide you with instant access to a line of credit, without the need for you to dip into your personal savings, take out a loan or put up additional security.