American Express Go™ is a Virtual Card solution and mobile app that allows contractors, staff and company guests who don’t have dedicated company Cards to make pre-approved payments on the go—while giving Program Administrators visibility into and control over when, where and how much is spent.

Benefits for your people and your bottom line

Issue Cards faster

Issue Virtual Cards in just a few clicks. Employees can download the Amex Go™ Mobile App to start using them almost immediately.

Increase transparency

Set parameters in the American Express Go portal to gain visibility into how your money is being spent.

Reduce reimbursements

Pre-allocate spend on Virtual Cards to increase user accountability and reduce time spent processing reimbursements.

How does American Express Go work?

Create Virtual Cards

Program Administrators create Virtual Cards within the American Express Go portal, including customisable fields such as cost centre and spend limits.

Commence Use

The Virtual Card is automatically pushed to the user’s mobile app, enabling them to make payments online, over the phone or in person using contactless payment technology.

Charge Authorised

American Express authorises the charge and confirms that the payment falls within the approved parameters, then pays the supplier. Transactions appear in the app and portal as they occur.

Report & Reconcile

Spend is captured in the app. Program Administrators can download a statement from the portal and make payments to American Express within their monthly billing cycle.

Case study: providing funds to a remote workforce

The Challenge: As an insurance firm ramped up its remote-work capabilities, it needed to be able to quickly provide funds to its dispersed workforce. The process they had in place, a combination of company-issued Cards and employees using personal Cards and requesting reimbursement, made it difficult to understand where company funds had been used and by whom. The firm wanted to regain control of remote spending, and hoped to speed up reconciliation processes at the same time.

The Solution: The firm introduced American Express Go, allowing Program Administrators (PAs) to set up individual profiles on Virtual Cards that allowed remote employees, contractors and company guests to spend within set parameters. The result? PAs spent less time on reconciliation and reimbursement—and the people doing the spending didn’t have to wait to be reimbursed.

Start your American Express Go application

Fill out the form to request a call back from a Specialist, or reach out to us at 1300 729 483, Monday to Friday 9am-5pm.

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Frequently Asked Questions

An American Express virtual Card has a 15-digit number, expiration date, security code and associated billing postcode, just like a regular Corporate Card. Virtual Cards offer improved control with the ability for companies to define the amount and time frame.

There is a one-time fee of $3 per user (which includes unlimited virtual Cards). Prices are subject to change.

American Express Virtual Cards can be used wherever American Express Contactless is accepted. Foreign transaction fees may apply.