Start of menu
Close Menu
img

Go more places with AMA and American Express

  • $149 welcome bonus1
  • Reduced Annual Card fee of $149 (usually $195 p.a.)
  • Receive a $200 Travel Credit2 each year (Membership Rewards Ascent enrolees only)
  • Choose the Rewards program that suits you best - Membership Rewards Ascent3 or Qantas Direct4
  • Transfer your points to a choice of 9 airline rewards5 programs
  • Complimentary worldwide Travel Insurance6

See where the rewards could take you

Enjoy an annual $200 Travel Credit


Pack your bags and prepare to get away with a $200 Travel Credit to put towards your travels each year you hold this Card. Use your Travel Credit on eligible flights, hotels, car hire or experiences with American Express Travel2 (Membership Rewards Ascent enrollees only)

img
Flights More >

img
Accommodation More >

img
Car Hire More >

See the potential in your everyday purchases

Choose the Rewards program that suits you best between Membership Rewards Ascent3 or Qantas Direct4.

Join Membership Rewards Ascent3 and earn Membership Rewards points for your spend then transfer to any of our 9 Airline Rewards Partners5 or redeem for a Gift Card7 or Credit8.

Or join Qantas Direct4 and the points you earn from eligible purchases will be automatically transferred to your Qantas Frequent Flyer account each month.

3 pts

per dollar spent at
major supermarkets
.

2 pts

per dollar spent at
major petrol stations
.

1 pt

per dollar spent on
practically everything else
.

0.5 pts

per dollar spent
utilities, insurance and
government agencies

How much do you spend per month?

$
$
$
$

per month
points per month

Redeem for
Travel

0

If you're planning a trip, simply transfer your points into one of our preferred Airline Rewards Partners10 program and book directly with the partner.

Redeem for
Gift Cards

0

Shop at your favourite stores with Gift Cards from popular retailers11

Redeem for
Credit

Select + Pay with points12

Pay off your eligible Card purchases with your Membership Rewards points12

Calculator is for illustrative purposes only. Earn rate and redemption rate is correct at 1 February 2018 and is subject to change without notice. Earn rate calculations are based on enrolment in Membership Rewards Ascent program3. Earn rate and redemption for Qantas Direct4 enrolment may be different. Please refer to the individual rewards program Terms and Conditions for full details.

img

Complimentary Travel Insurance
Travel with peace of mind with protection6 for you, your partner and dependent children when you pay for travel on your American Express® Platinum Edge Credit Card. Terms and conditions apply.

Overseas medical emergencies

Be covered for up to $2,500,000

Travel inconvenience and cancellation

Covers delays, missed connections and more

Baggage, money and documentation

Be covered for up to $10,000

Personal liability


Be covered for up to $1,000,000

0% p.a. on balance transfers for the first 12 months

See how much you could save with our Balance Transfer9. A one-off credit plan establishment fee of 1% applies. Learn More


1

Balance
$

Up to $10,000

Interest
%

Paid currently p.a.

Savings
$
0

after 12 months*



*This is an estimate. It is provided for illustrative purposes only. Click here for full balance transfer Terms and Conditions.
Calculator Assumptions
A credit plan establishment fee (1% of approved balance transfer amount) is charged on the American Express Card. You don't make any other purchases or incur any other fees for the duration of the promotional period. Any annual Card fee is excluded from this calculation. The interest rate applying to your non-American Express Credit Card (from which your balance is transferring) will not change. You pay the minimum repayment of 2.5% of outstanding balance or $30 (whichever is higher) at the end of each month. 'Your savings' is based on interest saved on balance transfer only. Interest is calculated assuming there are 30 days in each month. The payment due date is assumed to be 30 days after the statement issue date. When there is no interest savings or a negative interest saving after the twelve month period the calculator will display $0.00.

Extras you can use all over

img
Amex Offers

Savings from your favourite brands and stores with no vouchers to print, no coupons to collect and no hassle.

Find out more >

img
Mobile Payments

The fast, secure and convenient way to pay with a simple tap of your device. This Card is now enabled for use with Apple Pay, Samsung Pay and Google Pay.

Find out more >

img

American Express Invites


Secure pre-sale tickets for some of the hottest acts in town. Plus, we reserve some of the best seats in the house at venues across Australia.

Find out more >

img

Welcomed at more places


More of the places you love to shop welcome American Express. Use your Card to dine, get your favourite wine delivered, or book flights for your next holiday - and get invites to special events, deals from brands you love, and selected Card Members can enjoy airport lounge access. Does your Card do that?



$149

welcome bonus1

Just apply, be approved and spend $750 on your new Card within the first 3 months and we’ll credit your account with $1491. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1.

Reduced

annual Card fee

As an AMA member, you’ll save $46 each year with our reduced annual Card fee of $149 (usually $195 p.a.). One of the perks your association has negotiated for you.

Terms and Conditions

Rated 5 stars by CANSTAR in the '2016 Outstanding Value – ‘Credit Card for Frequent Flyer’ category.

American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 February 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.
This product is only available to AMA members.

Tap to expand
Click to collapse

1. Offer only available to new American Express Card applicants who are current AMA members, apply, are approved and spend $750 on their new Card in the first 3 months from date of Card approval. Cash advances, balance transfers, charges for travellers cheques, fees and commissions are not eligible spend. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (Cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). The $149 Credit will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. American Express may be unable to apply the Credit to the Account if it has been suspended or cancelled prior to the Credit being issued.

2. American Express® Platinum Edge Credit Card Members are eligible for one Travel Credit of $200 per year. Subject to Travel Credit terms and conditions, to redeem the Travel Credit, you must have paid the annual fee and minimum payment by the due date. The Travel Credit can be redeemed for any eligible travel booked and paid online through American Express Travel in a single booking. For bookings less than $200 any unused portion of the Travel Credit will be forfeited. Eligible travel includes Flight, Hotel, Car Hire and Experience bookings only and may not be used towards Cruises. The Travel Credit can be used for 365 days from the anniversary date and cannot be carried forward to any subsequent year. Your travel credit for that year will be forfeited if you cancel your booking, subject to supplier’s terms and conditions plus applicable fees.

3. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Participating retailers include the following merchants who have been classified as "major supermarkets" where you will earn 3 points for every $1 spent: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux and Woolworths. Participating retailers include the following merchants who have been classified as "major petrol stations" where you will earn 2 points for every $1 spent: Ampol, BP, Caltex Woolworths, Gull, Metro, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. You will earn 1 point for every $1 spent everywhere else except for merchants classified as: "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; “telecommunications” including goods and services purchased from phone, mobile and internet service providers and "insurance" where you will earn 0.5 points per $1 spent (excluding insurances offered by American Express, where you’ll earn 1 point per $1 spent).

4. Qantas Direct enrolment required. Qantas Frequent Flyer members only. Earning of points is subject to the Terms and Conditions of the Qantas Direct program for American Express Cards available at americanexpress.com.au/QDTerms Exclusions and limitations apply. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms A joining fee may apply. Once Qantas Frequent Flyer points have been transferred to your Qantas Frequent Flyer membership account, they are governed by the Terms and Conditions of the Qantas Frequent Flyer program and cannot be reversed. Participating retailers include the following merchants who have been classified as "major supermarkets" where you will earn 3 points for every $1 spent: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux and Woolworths. Participating retailers include the following merchants who have been classified as "major petrol stations" where you will earn 2 points for every $1 spent: Ampol, BP, Caltex Woolworths, Gull, Metro, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 0.5 merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; “telecommunications” including goods and services purchased from phone, mobile and internet service providers and "insurance" excluding insurances offered by American Express.

5. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. 

6. The American Express Platinum Edge Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here. You must use your American Express Platinum Edge Card to pay for your return trip in order to be eligible for the travel insurance. You are not eligible for the travel insurance if you use Qantas Points to purchase your trip. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313. Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs.

7. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.

8. A minimum of 2,000 points must be redeemed at any one time. You must qualify with the Terms and Conditions in order to redeem points. Tickets must be purchased using your eligible American Express Card and will be charged to that day’s purchase.

9. Offer not available for Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period. Balances may not be transferred from another Credit Card issued by American Express Australia Limited. The promotional balance transfer rate will be eligible for 12 months from the date the Card is approved, after which any remaining balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply to Balance Transfer balances, and you may be charged interest on other purchases and fees if you do not pay your Closing Balance (including any outstanding balance transfers), in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer terms and conditions.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Google Pay and the Google Logo are trademarks of Google LLC.

American Express is committed to providing the AMA and its members with the highest level of support, including a financial contribution, which may be used towards the AMA's activities and programs. American Express will advise AMA of the names, and the members numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5400. The Australian Medical Association Limited (ABN 37 008 462 793), 42 Macquarie Street, Barton ACT 2600.