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We have summarised some important things you need to know about Apple Pay before you proceed:

Using Apple Pay with an American Express card

Apple Pay allows you to make purchases using your American Express card with a compatible Apple device (such as an iPhone or Apple Watch). Your Card Member Agreement governs the use of your card in Apple Pay.


Any person with your device passcode or a fingerprint registered to your device will be able to authorise transactions using your card in Apple Pay. Do not let anyone else, including family members, have their fingerprint registered to your device while your card is registered in Apple Pay. You must keep your device safe and secure at all times, and your device passcode secret.

If your device is lost or stolen

Call us immediately using the number on the back of your card if you believe that your Apple device has been lost, stolen or compromised in any way. We can suspend or remove your card from Apple Pay to prevent further unauthorised use.

Using your information

We will use your information in accordance with the American Express Online Privacy Statement. This may include using your information to present you with servicing updates, targeted offers, advertising or promotions.

As soon as you register your card to your device, Apple may access and process your information, including information about your transactions. Apple’s use of your personal information is solely governed by Apple’s privacy policy.

Using Apple technology

In order to use Apple Pay, you must agree to Apple’s terms of use and privacy policy. American Express has no control over Apple’s decisions to change Apple Pay or any of its services or products (including Apple’s terms of use or privacy policies).