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120,000 Membership Rewards Bonus PointsView Footnote 1

New American Express Card Members will receive 120,000 Membership Rewards points if they apply for the Platinum Business Card by 2 October 2017 are approved and spend $5,000 in the first 2 months from the Card approval dateView Footnote 1. This is enough for 5 return flights from Sydney to MelbourneView Footnote 2.

Terms & Conditions

Card Type:
Charge Card

Annual Fee:
$1,500 p.a.

1. Offer only available to new American Express Card Members who apply by 2 October 2017, are approved and spend $5,000 on their new Card in the first 2 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 120,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au

2. The flight values are valid as 6 June 2017 and are based on a Virgin Australia domestic return flight from Sydney to Melbourne on an eligible route departing and returning in the period 10 October 2017 to 20 October 2017. These values are for an Economy Reward Flight and include GST and fees. Based on an average cost per return flight of $189/22,200 Velocity Points. Fares may vary depending on flight dates, availability and times.

Introductory 100,000 Membership Rewards Bonus Points

New Card Members will receive an introductory 100,000 Membership Rewards Bonus Points if they apply by 2 October 2017 and spend $3,000 in the first 3 months from the Card approval dateView Footnote 3.

Terms & Conditions

Card Type:
Credit Card

Annual Fee:
$395 p.a.

3. Offer only available to new American Express Card Members who apply by 2 October 2017, are approved and spend $3,000 on their new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 100,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the terms and conditions of the Membership Rewards program available at www.membershiprewards.com.au. Introductory Membership Rewards Bonus Points may vary dependent on the time of approval.

10,000 Membership Rewards Bonus PointsView Footnote 4

New American Express Card Members who apply for the Gold Business Card, are approved and spend $1,000 in the first 2 months of Card Membership will receive 10,000 Membership Rewards pointsView Footnote 4.

Terms & Conditions

Card Type:
Charge Card

Annual Fee:
$169 p.a.

Membership Rewards fee (optional):
$80 p.a.

4. Offer only available to new American Express Gold Business Card Members who apply, are approved and spend $1,000 on their new Card in the first 2 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice . Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 10,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.  Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au

The perfect payment solution

The Qantas American Express Business Card is the perfect way to pay for business expenses, like stock and supplies, utilities, travel and fuel. It allows you to extend your cash flow by up to 51 days while also rewarding you with Qantas Points on your eligible purchasesView Footnote 5.

Terms & Conditions

Card Type:
Charge Card

Annual Fee:
$299 p.a.

5. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms. Points are earned in accordance with and subject to the Qantas American Express Business Card Points Terms and Conditions available at americanexpress.com.au/businesst&cs, and exclusions apply. Eligible purchases do not include annual fees, late payment fee, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Business Card Points Terms and Conditions available at americanexpress.com.au/businesst&cs. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

More rewarding business

Extend your cash flow with up to 51 days to payView Footnote 6, consolidate your company’s expenses and earn Membership Rewards on your purchases.

Terms & Conditions

Card Type:
Charge Card

Annual Fee:
$109 p.a.

Membership Rewards fee (optional):
$80 p.a.

6. Depending upon when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.

Reward yourself

Be rewarded for your everyday spend and take to the skies sooner with the Qantas American Express Business Credit Card.

Card Type:
Credit Card

Annual Fee:
$160 p.a.

Let your business expenses pay you back with rewards

You will earn 2 Velocity PointsView Footnote 7 per dollar spent when you use your Card for purchases with Virgin AustraliaView Footnote 7 and 1 Velocity PointView Footnote 7 per dollar spent on Card purchases. This excludes spend on utilities, insurance providers (with the exception of
American Express) and government bodies where you'll earn 0.5 points for every $1 spent.

Terms & Conditions

Card Type:
Charge Card

Annual Fee:
$249 p.a.

7. Velocity Points are earned in accordance with and subject to the Velocity American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the Velocity American Express Card Points Terms and Conditions available here. The earn rate of 2 Points per $1 spent on Virgin Australia only applies to purchases made in Australia. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

Accelerate your rewards

Earn 2 Membership Rewards pointsView Footnote 8 per dollar spent on all purchases excluding utilities, insurance (except those issued by American Express) and government bodies in Australia where you earn 0.5 Membership Rewards pointsView Footnote 8 per dollar spent. Once you have reached the cap of 100,000 Membership Rewards points you'll earn 1 point per dollar spent, excluding the above categories where you'll still earn 0.5 per dollar spentView Footnote 8

Terms & Conditions

Card Type:
Credit Card

Annual Fee:
$160 p.a.

8. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Card Member enrolled in Membership Rewards, and your account is kept in good standing and is not overdue. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

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Benefits Details

Terms and Conditions 1

Offer only available to new American Express Card Members who apply by 2 October 2017, are approved and spend $5,000 on their new Card in the first 2 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 120,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au

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Terms and Conditions 2

The flight values are valid as 6 June 2017 and are based on a Virgin Australia domestic return flight from Sydney to Melbourne on an eligible route departing and returning in the period 10 October 2017 to 20 October 2017. These values are for an Economy Reward Flight and include GST and fees. Based on an average cost per return flight of $189/22,200 Velocity Points. Fares may vary depending on flight dates, availability and times.

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Terms and Conditions 3

Offer only available to new American Express Card Members who apply by 2 October 2017, are approved and spend $3,000 on their new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 100,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the terms and conditions of the Membership Rewards program available at www.membershiprewards.com.au. Introductory Membership Rewards Bonus Points may vary dependent on the time of approval.

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Terms and Conditions 4

Offer only available to new American Express Gold Business Card Members who apply, are approved and spend $1,000 on their new Card in the first 2 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice . Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation. 10,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.  Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au

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Terms and Conditions 5

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms. Points are earned in accordance with and subject to the Qantas American Express Business Card Points Terms and Conditions available at americanexpress.com.au/businesst&cs, and exclusions apply. Eligible purchases do not include annual fees, late payment fee, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Business Card Points Terms and Conditions available at americanexpress.com.au/businesst&cs. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

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Terms and Conditions 6

The GST breakdown on statements generally meets the information requirements of the relevant legislative instruments outlined in your Card Member agreement. In circumstances where transactions are categorised as mixed supplies or no GST breakdown has been provided, you are advised to obtain a Tax Invoice or Adjustment Note to support your GST input tax claims. It is advised to consult your accountant or tax advisor to assess the accuracy of your GST input tax claims.

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Terms and Conditions 6

Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.

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Terms and Conditions 7

Velocity Points are earned in accordance with and subject to the Velocity American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the Velocity American Express Card Points Terms and Conditions available at here. The earn rate of 2 Points per $1 spent on Virgin Australia only applies to purchases made in Australia. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

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Terms and Conditions 8

Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Card Member enrolled in Membership Rewards, and your account is kept in good standing and is not overdue. There may be taxation implications associated with your participation in the Membership Rewards Program. You are advised to consult your accountant or tax advisor to determine if there are any implications from your participation in the program.

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