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American Express® Qantas Business Rewards Card

New American Express Card Members will receive 100,000 bonus Qantas Points. Minimum spend criteria of $3,000 applies1.

QANTAS POINTS2 Earn up to 2 Qantas Points
per $1 spent2
51 DAYS3 Up to 51 days to
pay for your
purchases3
CHARGE CARD No pre-set spending
limit when you pay your balance in full every month4
$450 ANNUAL FEE $0 Supplementary Fee5 (up to 99 Cards). The annual fee may be tax deductible6, provided the Card is used
solely for business purposes.

HIGHLIGHTS

  • 100,000 bonus Qantas Points when you apply by 31 December 2017 and spend $3,000 in the first 2 months of Card approval date1. New Card Members only.
  • Earn 2 Qantas Points2 per $1 spent on Qantas products and services
  • Earn up to 1.25 Qantas Points per $1 spent on everyday purchases2
  • Earn TRIPLE Qantas Points for business on eligible flights7
  • Receive two domestic Qantas Club lounge passes per year8

Apply Now

REWARDS

Earning Qantas Points

Use your American Express Qantas Business Rewards Card for a wide range of everyday business purchases and turn your expenses into rewards:

  • 2 Qantas Points per $1 spent2 on Qantas products and services
  • 1.25 Qantas Points per $1 spent2 on Card purchases, except
  • 0.5 Qantas Points per $1 spent2 on utilities, insurance providers (with the exception of American Express) and government bodies

Earn TRIPLE Qantas Points when you fly

  • Earn TRIPLE Qantas Points7 for your business on eligible Qantas flights with your Card
  • Plus you’ll continue to earn Qantas Points and Status Credits as a Qantas Frequent Flyer member9

Redeeming Qantas Points

  • Receive points monthly Your points will be credited to your Qantas Business Rewards account every month
  • Enjoy the flexibility to transfer your Qantas Points to any Qantas Frequent Flyer account10 and use to offset your business travel costs or reward yourself, your staff or family with flights, upgrades or products from the Qantas Store

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TRAVEL

2 Qantas Club Lounge passes

Receive two complimentary domestic Qantas Club lounge passes per membership year8 once your business makes an Eligible Qantas Purchase on your Card during that year.

American Express Travel Insurance

Receive complimentary domestic and international travel insurance cover for you, your partner and employees holding Supplementary Cards when you use your Card to pay for your travel arrangements11.

Travel Inconvenience Cover

Travel Inconvenience Cover11 will cover you for flight delays, missed connections or delayed luggage when you purchase your trip on your Card.

Transport Accident Cover

Transport Accident Cover11 - up to $300,000.

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WORLD-CLASS SERVICE

Save time with MYOB

American Express provides transaction data feeds to MYOB accounting software, ensuring a more time efficient and seamless business experience12. Card Members must be enrolled with MYOB for the automatic transaction data feed to take place.

For more information and to enrol your American Express Card, please visit myob.com.au/bank-feeds

Keep track of expenditure

Download statements and transaction details, view balances and keep track of business expenditure using QuickenTM, MYOB® or Microsoft® Excel.

$0 Supplementary Cards

Gain better visibility of your staff expenses with $0 Supplementary Cards5 linked to your account. Up to 99 Supplementary Cards available.

Embrace greater efficiency, access and control

American Express Access LineTM is a smarter way to pay. Settle payments with your domestic and international suppliers using your American Express Card, even if they don’t accept American Express Card payments13.

Online Fraud Protection Guarantee

Online Fraud Protection Guarantee14 means you won't be held responsible for any unauthorised purchases made online, provided you notify us immediately.

Emergency Card replacement

Emergency Card replacement15 - with our global network of offices, we can usually get a replacement Card to you virtually anywhere in the world. Call us on 1300 132 639 from Australia or on +612 9271 8666 from abroad.

Global customer service team

Our global customer service team is here to help - wherever you are in the world, whatever the time of day. Plus, our contact centre is a multi award winner of the Customer Service Excellence Awards.

csia_2014_national_winner


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ELIGIBILITY

Am I eligible?

To save time before you apply for your American Express Qantas Business Rewards Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident
  • I have a personal gross (pre-tax) annual income of $24,000 or more
  • I have no history of bad debt or payment default

If you can say yes, go ahead. Your application can take less than 10 minutes and we'll give you a response in approximately 5-10 working days - so apply now.


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TERMS AND CONDITIONS

American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 30 August 2017 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Offer only available to new American Express Card Members who apply by 31 December 2017, are approved and spend $3,000 on their new Card in the first 2 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion Card Members are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). 100,000 bonus Qantas Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the American Express Qantas Business Rewards Card Points Terms and Conditions.

2. A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee, fees and charges for travellers cheques and foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as “utilities” including gas, water and electricity providers; “government” including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and “insurance” excluding insurances offered by American Express. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions.

3. Depending upon when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.

4. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.

5. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

6. There may be tax implications. You are advised to check with your accountant or tax advisor for further information.

7. A business must be a Qantas Business Rewards Member to earn TRIPLE Qantas Points for business. TRIPLE Qantas Points for business are only available for American Express Qantas Card Member when the Card is used to make an eligible Qantas flight booking. An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. A Member’s ABN and traveller’s Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. Qantas will allocate 3 times the number of Qantas Points to the business under the Qantas Business Rewards Airline Reward Scheme terms and conditions. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Business Rewards Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms and conditions.

8. Provided the Basic Card Member is a Qantas Frequent Flyer and has registered their Qantas Frequent Flyer number with your business’ American Express Qantas Business Rewards Card, your business is eligible to receive two Qantas Club Lounge Invitations each anniversary year of Card Membership once your business makes an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by the business. Visit the Complimentary Invitations Portal to access invitations, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club terms and conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your business’ American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.

9. You must be a Qantas Frequent Flyer member to earn Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. Qantas Points and Status Credits (where applicable) are earned on eligible flights with a Qantas or applicable oneworld® Alliance Airline or Airline Partner flight number on your ticket. Qantas Points and Status Credits may not be earned on some fare types and booking classes. See terms and conditions and the Airline Earning Tables for details on the conditions for the applicable airline.

10. In order to transfer Qantas Points from a Qantas Business Rewards account to an individual's Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).

11. American Express Card Insurances are subject to terms, conditions and exclusions. The complimentary travel insurance cover is also subject maximum age limits, pre-existing medical conditions and limits and is available when you use your American Express Qantas Business Rewards Card to pay for return domestic or international travel. American Express Card Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (“Chubb”) and are subject to the terms, conditions and exclusions contained in the American Express Card insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (“AEII”) of 12 Shelley Street, Sydney 2000 and Chubb.

12. MYOB bank feed is available to American Express Cards issued by American Express Australia Limited with the exception of David Jones American Express Cards and American Express Corporate Cards. The Card must be active at the time of enrolment.

13. The information has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply. For further information, please refer to the relevant PDS: Telegraphic Transfers. Access Line is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1300 855 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments account and be registered to use Access Line. International Payments are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL no. 237996). Incorporated with Limited Liability in Delaware, USA.

14. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.

15. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.