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American Express®
Velocity Escape Card

Escape sooner with 7,500 bonus Velocity Points2

Your application should take less than 10 minutes and you may get a response in 60 seconds
Terms and Conditions

American Express®
Velocity Platinum Card

Escape sooner with 50,000 bonus Velocity Points12

Your application should take less than 10 minutes and you may get a response in 60 seconds
Terms and Conditions
CARD TYPE
Credit Card
ANNUAL FEE
$0 annual Card fee
CARD TYPE
Credit Card
ANNUAL FEE
$349 annual Card fee

Highlights

  • Earn 2 Velocity Points for every $1 spent on your Card with Virgin Australia and 1 Point for every $1 spent everywhere else1
  • 7,500 bonus Velocity Points when you apply by 30 June 2015, are approved and spend $300 on your new2 Card within the first 3 months2.
  • Purchase Protection & Refund Protection3
  • Online fraud protection guarantee4
  • 0.99% p.a. on balance transfers for the first 6 months5 - A one-off credit plan establishment fee of 1% applies to any balances transferred.

Highlights

  • Earn up to 3 Velocity Points per $1 spent on eligible purchases11. See Velocity Frequent Flyer section for further details
  • 50,000 bonus Velocity Points when you apply by 30 June 2015, are approved and spend $500 on your new12 Card within the first 3 months12.
  • Enjoy a complimentary Virgin Australia return domestic flight every anniversary year after your first Card spend in that anniversary year13
  • Enjoy 2 complimentary single entry passes to the domestic Virgin Australia lounge each anniversary year at selected airports14
  • Complimentary Domestic & International Travel Insurance15
  • Discount Business Class Companion Fares16
  • 0.99% p.a. on balance transfers for the first 6 months15 - A one-off credit plan establishment fee of 1% applies to any balances transferred.

Velocity Frequent Flyer

Earn 2 Velocity Points for every $1 spent on purchases with Virgin Australia and 1 Point for every $1 spent everywhere else1

  • No limit to the number of Velocity Points you can earn as long as your Card account is current and in good standing
  • Velocity Points earned on your Card are transferred directly to your Velocity Account each month and can be redeemed for a range of rewards including flights, accommodation, car hire, gift cards and much more6
  • With over 500 destinations to choose from, you can redeem your Points for domestic or international flights thanks to Velocity's global network of airline partners6. See where your Velocity Points could take you

Supplementary Cards7 with no annual Card fee
You have access to Supplementary Credit Cards at no extra cost. What's more, Velocity Points earned on each Supplementary Card will be credited to your Velocity Account, so you can earn Points faster7.

Balance Transfer

A balance transfer with your new American Express Credit Card can be a simple way to help you save on interest payments and consolidate your finances.


Take advantage of our promotional rate of 0.99% p.a. for the first 6 months on balance transfers5. A one-off 1% credit plan establishment fee applies to any balances transferred.


At the end of the first 6 months, the standard rate of interest will be charged on any remaining balance transferred.


To learn more about our balance transfer offer for new American Express Card Members please visit here.

Protection comes as standard

Purchase Protection3
Purchase protection covers eligible items you have purchased with your American Express Velocity Escape Card. If they're stolen or damaged within 90 days of the purchase date, they'll either be repaired or refunded.


Refund Protection3
If you try to return an unused eligible item that you purchased with your American Express Velocity Escape Card within 90 days of the date of purchase on your Card and the establishment refuses to take it back, we'll refund the purchase price.


Online fraud protection guarantee4
Shop online with confidence, because with our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge while shopping on the internet.

Velocity Frequent Flyer

Earn 3 Velocity Points for every $1 spent on eligible purchases with Virgin Australia and tens of thousands of restaurants in Australia, 2 Points for every $1 spent with eligible airlines, accommodation, major cruise and tour operators, and spend in foreign currency, and 1 Point for every $1 spent with other providers, including American Express insurances and 0.5 for every $1 spent with providers of utilities, telecommunications, government services and other insurances.

  • Access substantial savings based on when and where you fly, when you and a guest travel Business Class to selected Virgin Australia international long-haul destinations, including flights to Europe and the US that codeshare with Etihad or Delta16
  • No limit to the number of Velocity Points you can earn as long as your Card account remains current and in good standing
  • Velocity Points earned on your Card are transferred directly to your Velocity Account each month and can be redeemed for a range of flights, accommodation, car hire, gift cards and much more6
  • With over 500 destinations to choose from, you can redeem your Points for domestic or international flights thanks to Velocity's global network of airline partners6. See where your Velocity Points could take you

Supplementary Cards7 with no annual Card fee
You have access to Supplementary Credit Cards at no extra cost. What's more, Velocity Points earned on each Supplementary Card will be credited to your Velocity Account, so you can earn Points faster7.

Balance Transfer

A balance transfer with your new American Express Credit Card can be a simple way to help you save on interest payments and consolidate your finances.


Take advantage of our promotional rate of 0.99% p.a. for the first 6 months on balance transfers5. A one-off 1% credit plan establishment fee applies to any balances transferred.


At the end of the first 6 months, the standard rate of interest will be charged on any remaining balance transferred.


To learn more about our balance transfer offer for new American Express Card Members please visit here.

Protection comes as standard

Purchase Protection15
Purchase protection covers eligible items you have purchased with your American Express Velocity Platinum Card. If they're stolen, lost or damaged within 90 days of the purchase date, they'll either be repaired or refunded.

Refund Protection15
If you try to return an unused eligible item that you purchased with your American Express Velocity Platinum Card within 90 days of the date of purchase on your Card and the establishment refuses to take it back, we'll refund the purchase price.

Online fraud protection guarantee4
Shop online with confidence, because with our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge while shopping on the internet.

Complimentary Domestic & International Travel Insurance15
Here are just some of the insurance benefits you and your family could receive when you pay for travel with your American Express Velocity Platinum Card:

  • Overseas Medical Emergency Expenses and Repatriation – up to $2,500,00015
  • Travel Cancellation – up to $12,50015
  • Baggage, Money and Documents Cover – up to $10,00015
  • Personal Liability Cover – up to $2,000,00015
  • Transport Accident Cover – up to $400,00015

Travel Inconvenience Cover15
When you pay for travel with your Card or redeem your complimentary flight, you'll have the reassurance of knowing you're covered for Travel Delay, Missed Connections and Luggage Delay.

At your service, wherever you are

Emergency Card replacement
Nothing can replace your American Express Velocity Escape Card – except another American Express Velocity Escape Card. So if your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you've notified us, you won't be liable for any unauthorised charges8, and we'll organise for a replacement Card to be delivered.

American Express Online Services

  • Check your purchases and payments or update your contact details, 24 hours a day, seven days a week
  • Nominate 'Paperless Statements' and receive email notification to log on and view your statement online
  • You can rest assured that American Express employs the latest technology to keep your Account number secure to protect your safety and privacy online.

American Express Travel Services
With over 2,200 Travel and Foreign Exchange Services locations in more than 140 countries, you have our personal commitment that travel assistance is just around the corner9.

At your service, wherever you are

Emergency Card replacement
Nothing can replace your American Express Velocity Platinum Card – except another American Express Velocity Platinum Card. So if your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you've notified us, you won't be liable for any unauthorised charges8, and we'll organise for a replacement Card to be delivered virtually anywhere in the world.

American Express Online Services

  • Check your purchases and payments or update your contact details, 24 hours a day, seven days a week
  • Nominate 'Paperless Statements' and receive email notification to log on and view your statement online
  • You can rest assured that American Express employs the latest technology to keep your Account number secure to protect your safety and privacy online

American Express Travel Services
With over 2,200 Travel and Foreign Exchange Services locations in more than 140 countries, you have our personal commitment that travel assistance is just around the corner9.

Platinum Priority Service
You can contact Platinum Priority Service for queries about your Card Account, to redeem your complimentary Virgin Australia domestic economy return flight or complimentary Business Class companion flight, make insurance claims, or report a lost or stolen Card.

The numbers at a glance

$0 annual Card fee so you can put more of your money towards your next escape.


$0 annual Card fee for up to 4 Supplementary Cards7 so you can earn more Points.


7,500 bonus Velocity Points when you apply by 30 June 2015, are approved and spend $300 on your new2 Card within the first 3 months2.


0.99% p.a. on balance transfers for the first 6 months5 - A one-off credit plan establishment fee of 1% applies to any balances transferred.


20.74% p.a. interest rate on purchases10 .

The numbers at a glance

$349 annual Card fee includes a host of benefits you simply can't put a price on, plus a complimentary Virgin Australia domestic economy return flight13 after your first Card spend every anniversary year.


$0 annual Card fee per Supplementary Card7 so you can earn more Points.


50,000 bonus Velocity Points when you apply by 30 June 2015, are approved and spend $500 on your new12 Card within the first 3 months12.


0.99% p.a. on balance transfers for the first 6 months5 - A one-off credit plan establishment fee of 1% applies to any balances transferred.


20.74% p.a. interest rate on purchases10 .

Eligibility

To save time before you apply for your American Express Velocity Escape Credit Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have a personal gross (pre-tax) annual income of $35,000 or more
  • I have no history of bad debt or payment default
  • If self-employed, I have been trading for at least 18 months, or 12 months if I hold an existing American Express issued Card

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Eligibility

To save time before you apply for your American Express Velocity Platinum Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have a personal gross (pre-tax) annual income of $65,000 or more
  • I have no history of bad debt or payment default
  • And if self employed, I have been trading for at least 18 months or 12 months if I hold an existing American Express issued Card

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Your application should take less than 10 minutes and you may get a response in 60 seconds

Your application should take less than 10 minutes and you may get a response in 60 seconds

Terms and Conditions

To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption is subject to the Member Terms and Conditions as amended from time to time.

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, and reside in Australia. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fee, charges and interest rates, is correct as at 15 October 2014 and are subject to change.

1. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. The earn rate of 2 Points per $1 spent applies only to Virgin Australia purchases made in Australia.

2. Offer only available to new American Express Card Members who apply by 30 June 2015, are approved and spend $300 on their new card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Please allow 8 to 10 weeks after the $300 spend benchmark has been met for the 7,500 bonus Velocity Points to be awarded to the Card Member's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

3. American Express Velocity Escape Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Escape Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000, and ACE. This landing page does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.

4. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.

5. Balance transfers are only available to new applicants who apply online or by phone by 30 June 2015 and are approved. A one off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $7,500 or 50% of your approved credit limit, whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express Credit Card or American Express Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a six-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest- free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. Click here for full Balance Transfer terms and conditions.

6. Velocity membership and Points earn and redemption are subject to the Velocity Membership Terms and Conditions available here.

7. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Velocity Points earned on the Supplementary Card will be credited to the primary Card Member's Velocity account.

8. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

9. Comprises Travel and Foreign Exchange Services locations of American Express; not all services available at all locations. Travel services are provided by American Express International, Inc. (ABN 15 000 618 208). Incorporated with Limited Liability in Delaware, USA. 12 Shelley Street, Sydney NSW.

10. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 15 October 2014 and is subject to change.

11. Velocity Points are earned in accordance with and subject to the American Express Velocity Card Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. Spending at restaurants, airlines and accommodation, major cruise and tour operators categories will only be eligible for increased Velocity Points if the merchant is categorised as eligible according to its merchant code. Each merchant is typically assigned a code and categorised based on what they primarily sell. For example, spend on dining within a retail department store, hotel, pub and liquor outlet may not be eligible for the additional Points for restaurants. Velocity Points are awarded on the Australian-dollar billed amount of the spend in foreign currency. Except for spend at merchants where you earn 3, 2 or 0.5 Points per $1 spent, you earn 1 Point for every $1 spent including if the purchase is made with someone other than the provider of the goods or service, for example through a third party such as a travel aggregator. The earn rate of 3 Points per $1 spent on Virgin Australia only applies to purchases made in Australia.

12. Offer only available to new American Express Card Members who apply by 30 June 2015, are approved and spend $500 on purchases on their new Card within the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Please allow 8 to 10 weeks after the $500 spend benchmark has been met for the 50,000 bonus Velocity Points to be awarded to the Card Member's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

13. The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available here.

14. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity membership card annually on or after each annual Card fee renewal date. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.

15. American Express Velocity Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Platinum Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000, and ACE. This landing page does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.

16. Offer provides discounts when you purchase standard adult Business Class fares for yourself and one guest when flying with Virgin Australia international long haul or Virgin Australia international long-haul flights that codeshare or interline with Etihad Airways or Delta Airlines to selected destinations. Flights on other partner airlines are not included in this offer. Discounts vary. The Basic Card Member must be one of the passengers travelling and both passengers must be travelling together on the same flight and in the same fare class. All fees, taxes and surcharges apply to both guests, are not discounted and must be paid in full. Offer applies to new bookings made via American Express Membership Travel Services using your American Express Velocity Platinum Card. Offer is subject to seat availability in the nominated class of the Business cabin which may be limited at peak times such as weekends, Christmas or school holidays. Route availability is subject to change. Neither American Express nor Virgin Australia guarantees that seats will be available at the times you may wish to fly. Offered in accordance with the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Velocity Frequent Flyer membership required. Travel with Virgin Australia is subject to the Virgin Australia Conditions of Carriage available here.