American Express Credit Know How
At American Express we want you to have the very best credit card experience possible. Here you’ll find all the Credit Card information and advice that you need to make an informed decision about applying for the right American Express® Credit Card in Australia for you.
Getting your Card
We make it easy for you to choose the best Credit Card for your own needs. Know the basic difference between a Credit Card and a Charge Card, get a thorough overview of how interest rates and other charges are applied and find out what you need to apply for a Credit Card in Australia.
Using your Card
Having a rewarding Credit Card is great, but it’s what you do with it that really counts. To use your American Express Credit Card to its best potential we have all you need to know about credit card repayments and credit card limits. Stay safe with our guide to Card protection and, if you’re heading outside Australia, make sure you know what happens when you use your Card abroad.
Which Card is for you?
Cards for Frequent Flyers
Are you a high flyer or a world explorer? Whether you travel from Australia for business or pleasure, our Qantas American Express Credit Cards are your ideal travel companion. This is the card that can really take you places.Learn More
One Card, plenty of Rewards
American Express Cards are designed to reward every expense you make with loyalty points, shopping or travel rewards to make life a special experience for you and your beloved ones.Learn More
The Premium Experience
American Express Premium Cards are a higher class of Credit Card, for those who appreciate the finer things in life. With faster rewards, exclusive travel privileges and outstanding service, these cut-above Cards offer something really special.Learn More
Ready for Business
Looking for a Credit Card that means business? The American Express Business Cards are specifically designed to meet the needs of small business owners in Australia and, with the power to help cash flow, cut paperwork and consolidate expenses, they make perfect partners that are easy to work with.Learn More
Types of Cards
Flexible payments with Credit Cards
With such a wide range of American Express Credit Cards available in Australia, you don’t have to settle for anything less than the right card for you. From the lowest interest rates to the best rewards and luxury experiences, choosing between them will be the hard part.Learn More
Charge Cards, get rewarded with every purchase
For prompt payers who like to settle their account in full each month, American Express has a rewarding selection of Charge Cards to choose from. Sign up to one of our Rewards programs, use your Charge Card as normal and watch the points pile up.Learn More
Cards with Balance Transfer Offers
American Express Balance Transfer Credit Cards make money management even easier. Switch your balances to us and a low rate could help you save interest, save money and repay your balance sooner. Why wait, when you can make the switch and save today?Learn More
Credit Cards without Annual Fee
No one likes to pay for something that they don’t have to. American Express No Annual Fee Credit Cards do exactly what they say on the tin – they charge no annual fee! And that doesn’t mean that they skimp on rewards, benefits or service either. All the features, no fee.Learn More