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With benefits like these, the only
question left is ‘Where next?’

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Up to 2 points per $1 spent on eligible purchases2

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Up to 2 points per $1 spent on eligible purchases2

Earn 2 points per $1 spent on purchases2 and 0.5 points with government bodies including ATO and Australia Post.

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$400 Travel Credit each year3

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$400 Travel Credit each year3

Get $400 each year to spend on eligible flights, prepaid hotels, car rental or experiences with American Express Travel.3

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8 Airline Partner Programs to choose from4

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8 Airline Partner Programs to choose from4

Redeem flights with Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Air New Zealand Airpoints™, Asia Miles™, Malaysian Airlines Enrich, Singapore Airlines KrisFlyer, or THAI Royal Orchid Plus.4

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Extras when you're travelling

Travel Insurance

Cover for overseas medical emergencies, travel cancellations and lost or stolen bags – for you, your partner and dependant children.5

Car Rental Cover

Loss Damage Waiver Cover for car rental up to $100,000.5

Airport Lounge Access

Relax before your flight with up to two entries each year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1.6

Extras when you're between trips

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Smartphone Screen Insurance

Accidentally broken your Smartphone screen? You'll be reimbursed for the screen repair up to $500 after a 10% excess when you pay for your phone or contract with your Card. Waiting period may apply.7

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Purchase Protection

Had something stolen or broken within 90 days of purchase? You can have it repaired or refunded – up to a value of $20,000 in any one year period.5

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Buyer's Advantage

Extend your manufacturer's warranty by up to 12 months on eligible items purchased with your your American Express Explorer Credit Card with no excess.5

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Refund Protection

Had a change of heart and been refused a refund? If it's unused, and within 90 days of purchase, you will be reimbursed up to $500 per eligible item.5

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Welcomed at more places


More of the places you love to shop welcome American Express. Use your card to dine, get your favourite wine delivered, or book flights for your next holiday - and get invites to special events, deals from brands you love, and selected Card Members can enjoy airport lounge access. Does your Card do that?



The American Express Explorer® Credit Card

Cut the time between landing and take off with the American Express Explorer® Credit Card.

Enjoy:

  • Receive 50,000 Membership Rewards Bonus Points when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1
  • Up to 2 Membership Rewards points per $1 spent on eligible purchases with no points cap2
  • $400 Travel Credit each year3
  • 8 Airline Partner Programs to choose from4
  • Travel Insurance5 and Airport Lounge Access6
  • 0% p.a. on balance transfers for the first 12 months8 — A one-off credit plan establishment fee of 1% applies. Learn about Balance Transfers
  • An annual Card fee of $395 p.a.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the American Express Explorer Credit Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 3 October 2017 and are subject to change.

® Registered Trademark of American Express Company. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Android, Android Pay, and the Android Logo are trademarks of Google Inc. Samsung Pay is available on select Samsung devices.

Click to expand Terms and Conditions

Click to collapse Terms and Conditions

1. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online, are approved and spend $1,500 on their new Card in the first 3 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). 50,000 Membership Rewards Bonus points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

2. Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au. Certain transactions will earn 0.5 points per dollar with Merchants classified as; “government”, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.

3. To redeem the Travel Credit, you must have paid the annual fee and minimum payment by the due date. The $400 Travel Credit can be redeemed against any single eligible travel booked and paid through American Express Travel online. The Travel Credit can be used for 365 days from the anniversary date and cannot be carried forward to any subsequent year. For bookings less than $400 any unused portion of the Travel Credit will be forfeited, Terms and Conditions apply.

4. Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au. You must be a member of the airline partner program, joining fees may apply and points transferred will be subject to the terms and conditions of the applicable airline partner program.

5. The American Express Explorer Credit Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here. You must use your American Express Explorer Credit Card pay for your return trip in order to be eligible for the travel insurance or pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs.

6. Entry into The American Express Lounge is governed by the full Terms and Conditions available at goodgoing.com.au/lounge. All entrants must adhere to the General Conditions of Entry. American Express Explorer Credit Card Members are entitled to two (2) entries into The American Express Lounge per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.

7. Smartphone Screen Insurance when you pay for your phone or contract with your American Express Explorer Credit Card. Maximum of 2 claims per 12-month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. A waiting period may apply. Please read American Express Explorer Credit Card Insurance Terms and Conditions available here.

8. Offer not available for Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period.  Balances may not be transferred from another Credit Card issued by American Express Australia Limited. The promotional balance transfer rate will be eligible for 12 months from the date the Card is approved, after which any remaining balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply to Balance Transfer balances, and you may be charged interest on other purchases and fees if you do not pay your Closing Balance (including any outstanding balance transfers), in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer terms and conditions.