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AMEX EXPRESS CHECKOUT TERMS - Australia

Last Modified: September 2017

Amex Express Checkout allows you to retrieve your card details whilst purchasing online. Your use of Amex Express Checkout is governed by and subject to these Amex Express Checkout Terms. By using Amex Express Checkout, you agree to these Amex Express Checkout Terms.

1. Amex Express Checkout 

Amex Express Checkout enables you to retrieve your payment details (such as your name, address and card information) using your American Express online User ID and Password when you make a purchase online with a merchant.

2. Using Amex Express Checkout 

When you use Amex Express Checkout we share your payment details directly with the merchant. The merchant then uses those details to process and ship your purchase in the usual way. We are not responsible for the merchant’s use of your payment details and will not be liable to you for any loss you suffer as a result. As with all purchases you make online, you should review the merchant’s security and privacy policies.

If you are using Amex Express Checkout on behalf of a company or business, you must be authorised to do so.


Make sure your payment and shipping details are correct 


Before you complete your purchase, you should check that the information in your checkout (such as your name and shipping address) is complete, accurate and up to date.


Security and protecting your User ID and Password  


Make sure you protect your American Express online User ID or Password and do not share them with anyone. You must not allow anyone to use the Amex Express Checkout on your behalf. If you do, you will be responsible for all resulting charges on your account. 


Notice anything unusual or suspicious? 


If you believe that someone has accessed or used your card account, or if you are aware of any fraudulent or suspicious activity, you must inform us and change your American Express online User ID and Password immediately.

3. Eligibility 

Not all cards are eligible for Amex Express Checkout. Cards issued by our partner Banks, Corporate Cards, David Jones Storecard, Small Business Cards for specific merchants, and Prepaid Travel Cards are not eligible.

4. Merchants’ Goods & Services 

American Express provides Amex Express Checkout to make it easier for you to pay for goods and services online. You purchase those goods and services directly from the merchant and not from American Express.

The fact that you can use Amex Express Checkout at a particular merchant does not mean that American Express endorses, recommends or sponsors the merchant in any way.

5. Data Protection & Privacy 

We use your personal information to manage your use of Amex Express Checkout. We also collect aggregated data and information based on your use of Amex Express Checkout and we may share this information with some merchants. We always use your personal information in accordance with our Online Privacy Statement.

6. Breach of the Amex Express Checkout Terms  

We may suspend or terminate your use of Amex Express Checkout at any time if you breach these Amex Express Checkout Terms.

7. Availability & Interruptions 

From time to time, you may not be able to use Amex Express Checkout due to system failures, maintenance or repair. Sometimes, we may also need to limit your use of Amex Express Checkout and impose transaction, volume or other restrictions to ensure that it runs efficiently for all users. We do not guarantee that Amex Express Checkout will always be available and we are not responsible if you suffer any loss or damage due to such a lack of availability or service interruptions. You should always ensure you have your card available in case your purchase cannot be processed using Amex Express Checkout.

8. Limitations and Exclusions of Liability 

We will not be liable for any loss or injury you suffer as a result of:

  1. Express Checkout being unavailable or Express Checkout being interrupted in any way. It is your responsibility to ensure you have an alternative payment option handy at all times;
  2. a data compromise event, fraud or security incident, provided we have taken reasonable steps to protect your Payment Information in compliance with applicable laws and regulations;
  3. any unforeseeable events or circumstances that are outside of our control;
  4. you not complying with these Express Checkout Terms or your own negligence; and
  5. anything done by an Express Checkout Merchant (for example, with your Payment Information).

9. Intellectual Property 

American Express owns all rights, title and interest in and to Amex Express Checkout including without limitation all intellectual property rights. The trademarks, logos and service marks displayed on the Amex Express Checkout website are the property of American Express. You must not modify, copy, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from any portion of Amex Express Checkout. You must not remove, obscure or alter the copyright notice, trade-marks or any other proprietary rights notices belonging to American Express and other third parties affixed to, contained within or accessed in conjunction with or through Amex Express Checkout.

Any feedback or suggestions you provide in connection with the use of Amex Express Checkout, including any survey responses or automatic feedback, will not be treated confidentially. American Express may share any feedback and suggestions with others and will not pay you any money for this.

10. Changes to Express Checkout & Terms  

We may withdraw Amex Express Checkout at any time by giving you reasonable notice. We may make changes to Amex Express Checkout without notice to you, unless those changes are detrimental to you. We will update the "Last Modified" date and post the revised Terms of Use at Amex Express Checkout Terms.


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