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The American&nbsp;Express Cashback<sup>TM</sup> Credit Card

The American Express CashbackTM Credit Card

Respend your money with Cashback

Monthly Fee$10
Interest Rate20.74%p.a.2
Interest Free PeriodUp to 55 days3

Get up to 6% Cashback

up to $200 Cashback for the first 3 months when you apply and are approved. Available to new Card Members only.1

How You Earn Cashback



for your first 3 months

up to $200. New Card Members Only.1



when you save Shop Small Offer

and spend at participating businesses. Up to $200 Cashback. Valid until 22/03/20224



on all purchases

for every $1 spent, excluding government bodies in Australia where you earn 0.5% cashback5

All Benefits


To save time before you apply for your CashbackTM Credit Card, it's best to make sure you can say 'yes' to the following:
  • I have an annual income of $40,000 or more
  • I have no history of bad debt or payment
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident or hold a long term visa
If you answered 'yes', apply today to start enjoying the benefits of Card Membership.
Please click here to read the Key Facts Sheet for this Credit Card.

Important Information

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

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Smartphone Screen insurance of up to $500 each year
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The American Express Explorer® Credit Card

Receive 50,000 Bonus Membership Rewards Points

When you apply online, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.