The American Express Velocity Platinum Card

The American Express Velocity Platinum Card

Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 within the first 3 months of Card Membership1
Card Type: Credit Card
Annual Fee: $375
Interest Rate: 20.74%p.a.2

The American Express Velocity Escape Card

The American Express Velocity Escape Card

$0 annual Card fee when you apply and are approved
Card Type: Credit Card
Annual Fee: $0
Interest Rate: 20.74%p.a.2

HIGHLIGHTS

REWARDS

TRAVEL

WORLD CLASS SERVICE

ELIGIBILITY

Select Category
HighLights
  • Welcome Offer
  • Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 within the first 3 months of Card Membership. This offer is available to new American Express Card Members only1
  • Earn Rate
  • 1.25 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent3Earn 1 additional Velocity Point per $1 spent with Virgin Australia3
  • Earn 0.75 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent3Earn 1 additional Velocity Point per $1 spent with Virgin Australia3
  • More Benefits
  • Complimentary Virgin Australia return Economy domestic flight between selected cities each anniversary year4Two complimentary single entry passes to the domestic Virgin Australia lounge each anniversary year at selected airports6Receive 100 Velocity Frequent Flyer Status Credits, when you spend a minimum of $50,000 within your Card Membership year8Two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport90% p.a. on balance transfers for the first 12 months5 - A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases until the balance transfer is paid off. Learn More$0 annual Card fee for up to 4 Additional Cards7 so you can earn more Velocity PointsEligible for use with Apple Pay, Samsung Pay and Google PayTM
  • 0% p.a. on balance transfers for the first 12 months5 - A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases until the balance transfer is paid off. Learn More$0 annual Card fee for up to 4 Additional Cards7 so you can earn more Velocity PointsEligible for use with Apple Pay, Samsung Pay and Google PayTM
Reward Yourself
Travel
World Class Service
Eligibility
HighLights
  • Welcome Offer
  • Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 within the first 3 months of Card Membership. This offer is available to new American Express Card Members only1
  • Earn Rate
  • 1.25 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent3Earn 1 additional Velocity Point per $1 spent with Virgin Australia3
  • More Benefits
  • Complimentary Virgin Australia return Economy domestic flight between selected cities each anniversary year4Two complimentary single entry passes to the domestic Virgin Australia lounge each anniversary year at selected airports6Receive 100 Velocity Frequent Flyer Status Credits, when you spend a minimum of $50,000 within your Card Membership year8Two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport90% p.a. on balance transfers for the first 12 months5 - A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases until the balance transfer is paid off. Learn More$0 annual Card fee for up to 4 Additional Cards7 so you can earn more Velocity PointsEligible for use with Apple Pay, Samsung Pay and Google PayTM
Reward Yourself
  • Velocity Points
  • 1.25 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent3Earn 1 additional Velocity Point per $1 spent with Virgin Australia3
  • Amex Offers
  • Access to Amex Offers where you can enjoy offers on flights, hotels and shopping
  • Access to Amex Offers where you can enjoy offers on flights, hotels and shopping
  • Velocity Reward Seats
    Act like you're rolling in it with your Velocity Points
    With 90,000 Velocity Points
    Fly Return Economy reward Sydney to Los Angeles from 89,600 Velocity Points, plus AUD $281.16 in taxes, fees and carrier charges10
    With 50,000 Velocity Points
    Fly Return Economy reward Sydney to Bali from 44,600 Velocity Points, plus AUD $195.36 in taxes, fees and carrier charges10
Travel
  • Insurance
  • Complimentary Domestic and International Travel Insurance when you pay for travel with your American Express Velocity Platinum Card11
  • Global Card Support
  • Global Card support means you can enjoy account assistance any time of the day or night
  • Global Card support means you can enjoy account assistance any time of the day or night
World Class Service
  • Platinum Priority Service
  • You can contact Platinum Priority Service for queries about your Card Account, to redeem your complimentary Virgin Australia domestic economy return flight, make insurance claims, or report a lost or stolen Card
  • Refund Protection
  • If you try to return an unused eligible item that you purchased with your American Express Velocity Platinum Card within 90 days of the date of purchase and the establishment refuses to take it back, we'll refund the purchase price11
  • Purchase Protection
  • Purchase protection covers eligible items you have purchased with your American Express Velocity Platinum Card. If they're stolen, lost or damaged within 90 days of the purchase date, they'll either be repaired or refunded11
  • Fraud Protection Guarantee
  • Shop with confidence, because with our Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge13
  • Shop with confidence, because with our Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge13
Eligibility
  • To save time before you apply for your American Express Velocity Credit Card, it's best to make sure you can say yes to the following:
  • I am aged 18 or overI am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)I have a personal gross (pre-tax) annual income of $65,000 or moreI have no history of bad debt or payment defaultIf you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply nowPlease click here to read the Key Facts Sheet for this Credit Card.

The American Express Velocity Platinum Card

The American Express Velocity Platinum Card

Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 within the first 3 months of Card Membership1
Card Type: Credit Card
Annual Fee: $375
Interest Rate: 20.74%p.a.2

The American Express Velocity Escape Card

The American Express Velocity Escape Card

$0 annual Card fee when you apply and are approved
Card Type: Credit Card
Annual Fee: $0
Interest Rate: 20.74%p.a.2
TERMS AND CONDITIONS
To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption is subject to the Member Terms and Conditionsas amended from time to time.

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, and reside in Australia. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fee, charges and interest rates, is correct as at 1 July 2019 and are subject to change.
1. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online for the American Express Velocity Platinum Credit Card, are approved, and spend $3,000 on their new Card within the first 3 months. This is a limited time offer which may be withdrawn or changed at any time without notice. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the bonus Velocity Points offer. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. 50,000 bonus Velocity Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.​
2. Interest Rate. This interest rate does not apply for Cash Advances and associated fees.
3. Velocity Points. As long as your account remains current and in good standing. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. Certain transactions will earn 0.5 points per dollar with Merchants classified as; 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. The additional Velocity Point earned per $1 spent applies only to Virgin Australia purchases made in Australia.
4. Complimentary Flight. The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.
5. Balance Transfers. Offer not available for Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period. Balances may not be transferred from another Credit Card issued by American Express Australia Limited. The promotional balance transfer rate will be eligible for 12 months from the date the Card is approved, after which any remaining balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply to balance transfer balances, and you may be charged interest on other purchases and fees if you do not pay your Closing Balance (including any outstanding balance transfers), in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer terms and conditions.
6. Virgin Australia Lounge. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity membership Card annually on or after each annual Card fee renewal date. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.
7. Additional Card Members. Additional Card Members must be 16 years of age or over. Additional Card Members were previously referred to as “Supplementary Card Members”. The basic Card Member will be liable to pay for all transactions made by Additional Card Members.
8. Status Credits. 100 Velocity Frequent Flyer Status Credits will be awarded when you spend a minimum of $50,000 (on Eligible Spend) within your card membership year. Card membership year means 365 days from the anniversary date of your American Express Velocity Platinum Card. Eligible Spend does not include cash type purchases on a Card, for example travellers cheques and foreign currencies or any interest, fees or charges (including late payment or dishonoured payments) charged to the Card account. Please allow up to 2 weeks after you meet the minimum spend requirement for the Velocity Frequent Flyer Status Credits to be credited to your Velocity account. In addition to Status Credits, Velocity members need to fly on Virgin Australia marketed flights to earn Eligible Sectors to upgrade or maintain a level of membership. To find out more about the Status Credit and Eligible Sector requirements for Velocity membership levels please visit velocityfrequentflyer.com/content/Status/.
9. American Express Lounge. Entry into The American Express Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. American Express Velocity Platinum Card Members are entitled to a total of two (2) entries into the American Express Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member's children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card.
10. Velocity Reward Seats. The quoted redemption fares are correct as at 01 July 2019 and are subject to change.  Fares are subject to availability, and seats are limited and may not be available at peak times or on all flights. Price is based on a return economy Reward Seat fare and must be booked on the Velocity website. Taxes, fees and carrier charges are payable in addition to Velocity Points redeemed and are not eligible for Points earn. Price may vary until ticketed. All payments made by debit/credit card are subject to a payment surcharge. For Rewards Seat bookings on: (i) Virgin Australia operated flights; (ii) Delta Air Lines operated and marketed flights between Sydney and Los Angeles; or, (iii) Etihad Airways operated flights, a carrier charge will apply, view more information here. Add $40 or 5,200 Points for international short haul bookings or $70 or 8,800 Points for international long haul booking per person for bookings made on the phone. A checked baggage allowance is included in your fare, view Reward Seat Baggage Allowances for details. Name changes are not permitted. Other changes, refunds and cancellation are permitted prior to travel and may incur a fee and any applicable fare difference. You may also be entitled to a refund under the Australian Consumer Law in certain circumstances.   View the Velocity Rewards Seat fare rules for more information. Some flights may be operated by a partner airline. Different baggage allowances and conditions may apply to these flights.  Full terms and conditions at velocityfrequentflyer.com
11. American Express Velocity Platinum Card Insurance. The American Express Velocity Platinum Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here. You must use your American Express Velocity Platinum Card to pay for your return trip or eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This landing page does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs.
12. American Express Velocity Escape Card Insurance. The American Express Velocity Escape Card insurance is subject to terms, conditions and exclusions - see the full terms and conditions available here. You must use your American Express Velocity Escape Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This landing page does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs
13. Fraud Protection Guarantee. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
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