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The American Express Explorer® Credit Card
Get set to explore new horizons
Card Type
Annual Fee
$395 p.a.
Interest Rate
20.74% p.a. on purchases2
Interest Free Period
Up to 55 days3
50,000 Membership Rewards bonus points1 when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1
*Terms & Conditions
Explore the benefits
Earn 2 points per $1 spent on purchases
Except on government bodies where you'll earn 1 point per $1 spent4
$400 to spend on travel each year
Receive $400 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel5
Complimentary domestic and international Travel Insurance
For you, your partner and your dependent children under the age of 22 when you purchase a return trip on your Card6
Airport Lounge access
Enjoy two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport7
Rewards
Earn points everyday
- Earn 2 Membership Rewards points per $1 spent on purchases excluding government bodies in Australia4
- Earn 1 Membership Rewards point per $1 spent at government bodies in Australia4
- Earn points faster by adding an Additional Card for up to 4 family members or friends, at no extra fee8
- Enjoy no limit on the amount of Membership Rewards points you can earn, no matter how much you spend each month
Choose your rewards
- Redeem points with your choice of
9 Airline Partner Program9 including Virgin Australia and Singapore Airlines or with our Hotel Partner, Hilton Honours - Book travel online with Webjet10 or American Express Travel11 and pay with points
- Use points for gift cards12 from
leading retailers , or to pay for charges on your Account13 - Turn your points into unforgettable experiences at Ticketmaster14
Service and Protection
Protection when you need it most
Smartphone Screen Insurance6 , covering up to $500 for repairs if you break your screen when you pay for your phone outright or monthly bill with your American Express Explorer Credit CardBuyer’s Advantage6 , extending the manufacturers' warranty by up to 12 months on eligible items purchased with your CardPurchase Protection6 , covering you for the replacement of eligible items purchased on your CardRefund Protection6 , cover for eligible items purchased on your Card should a store refuse a returnFraud Protection Guarantee15 , keeping you protected from unauthorised charges made on your Account- Emergency Card replacement16, for lost or stolen Cards virtually anywhere in the world.
- Use your Card securely around the world and check-out with Apple Pay, Samsung Pay and Google Pay
Plan It™ Instalments 18 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
Travel Benefits
$400 annual Travel CreditEnjoy $400 to spend on travel each year with American Express Travel. Redeem your Travel Credit for domestic or international flights, hotels, car hire, experiences and more5
Airport Lounge AccessRelax before your flight with two complimentary entries per calendar year to the American Express Lounge at Sydney or Melbourne International Airports7
The Hotel CollectionReceive up to US$100 hotel credit and room upgrade (when available) at select hotels in The Hotel Collection when you book two consecutive nights’ stay17. You will receive $1 for each dollar spent on dining, spa and resort activities, up to USD100.
Complimentary Travel InsuranceComplimentary domestic and international travel insurance6 for you, your partner and your dependent children under the age of 22 when you pay for a return trip on your Card including:
- Medical Emergency Expenses Cover6 up to $2,500,000
- Personal Liability Cover6 up to $2,000,000
- Travel Cancellation Cover6 up to $30,000
- Travel Inconvenience Cover6 for flight or luggage delays and missed connections
- Up to $10,000 cover for loss or damage to baggage, money or documents6
Eligibility
Before you apply for your American Express Explorer® Credit Card, make sure you can say 'yes' to the following:
- I have an annual income of $65,000 or more
- I agree to access my statements online through American Express
- I am aged 18 years or over
- I have no history of bad debt or payment default
- I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
If you can say 'yes', go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now
Read the Key Facts Sheet for this Credit Card.
Read the Key Facts Sheet for this Credit Card.
Ready to Apply?
Applying takes less than 10 minutes, and you could get a response in less than 60 seconds.
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55,000 bonus Qantas Points1
When you apply online, are approved and spend $3,000 on your new Card within the first 3 months. New Card Members only.1
- 55,000 bonus Qantas Points
1 - Earn Qantas Points for every $1 spent
10 - $450 Qantas Travel Credit each year
4
Enjoy $200 to spend on travel each year1
- Earn Membership Rewards points for every $1 spent
4 - Complimentary domestic and international Travel Insurance
5 - Transfer your points to a choice of
9 Airline Partner Programs 7 including Virgin Australia and Singapore Airlines
Smartphone Screen insurance of up to $500 each year when you purchase your phone outright or pay your monthly phone bill with your American Express Essential Credit Card4
- No Annual Fee
- Whether you’re out to lunch or off overseas, earn Membership Rewards points for every $1 spent
1 - Transfer your points to a choice of
9 Airline Partner Programs including Virgin Australia and Singapore Airlines2 - Cracked phone screen? No problem. Included Smartphone Screen Insurance has you covered with up to $500 for screen repairs when you pay for your phone bill or monthly contract on your Card
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