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Mobile Payments





Simple payments with mobile wallets


Contactless mobile payments with your American Express® Card are a secure and no-touch way to pay.



High value purchases


Mobile payments can be used for large or small purchases. Pay any amount with just a touch and follow the prompts on your device and terminal.



A rewarding experience


Continue to earn rewards when you make payments using your American Express Card with a mobile wallet. 



Shop safe


Four layers of security

provide you with peace of

mind when shopping.



Convenient and fast


Left your cash and cards at

home? Pay with your phone, in seconds with a single touch.



Explore the mobile wallet that's right for you


Mobile Wallet Security

You authorise each payment.

Whether it’s a passcode, biometric recognition (face, iris or fingerprint scan) or a secure tap without unlocking your phone, you’re in control.

Encrypted details.

To help protect transactions from fraud, your Card details aren’t saved to your phone. Instead, your device is given a unique token that’s then sent to the merchant.

Instant fraud alerts.

Log in and Set up Account alerts to know instantly if we spot anything odd or unusual in your Account.

Take control

Phone lost or stolen?

You can remove the Card from your wallet instantly via your Online Account. Click here to suspend or remove your Card or manage your wallet.



Are you replacing your Card?

You can still use your mobile wallet whilst your Card is being replaced. Once your Card is replaced we’ll update your wallet automatically.



where can i use contactless


Where to use your Mobile Wallet


You can use your Mobile Wallet at thousands of places that welcome American Express

contactless payments, either in-store, online or in-app. Pay for your groceries

or a new pair of trainers with your Mobile Wallet.


On the go? 


You can use your Mobile Wallet on bus, train, metro, light rail and ferry services across the Opal Network, enjoying Opal benefits plus American Express rewards.