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The American Express® Platinum Edge Credit Card

Card Type
Annual Fee
$0 Annual Card Fee in the first year, saving you $1952
Interest Rate
20.74% p.a on purchases3
Interest Free Period
Up to 55 days4
Receive 50,000 Bonus Membership Rewards when you apply online by 19 October 2021, are approved and spend $1,500 on your new Card within the first 3 months. T&Cs apply. New Card Members only.1
$0 Annual Card Fee in the first year, saving you $195
The American Express® Platinum Edge Credit Card will have a $0 introductory annual Card fee for the first year of Card Membership. After the first year, the annual Card fee for the Card will be $195 per year2
*Terms & Conditions

Make the most of your benefits

Earn rewards points fast

Earn 3 Membership Rewards points per $1 spent at major supermarkets and petrol stations5

Up to $500 for screen repairs

Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card6

$200 to spend on travel each year

Receive $200 to spend on eligible domestic and international flights, hotels, car hire or unique experiences with American Express Travel7

Additional Cards at no extra cost

Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee8

Reward Yourself

Earn points with ease
Earn Membership Rewards points for every dollar you spend on your Card and see how quickly they add up:
  • Earn 3 Membership Rewards points5 per $1 spent at major supermarkets and petrol stations
  • Earn 2 Membership Rewards points5 per $1 spent in a foreign currency, overseas and online
  • Earn 1 Membership Rewards point5 per $1 spent on all other purchases
  • Enjoy no limit on the amount of Membership Rewards points you can earn each year
  • Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account8
Choose your rewards
Turn your points into your next travel adventure, special gift, must-have purchase or unforgettable experience:
  • Transfer points to an Airline or Hotel partner program9 including Virgin Australia, Singapore Airlines and Hilton Honors
  • Book travel with points online at American Express Travel10 or Webjet11
  • Turn your points into unforgettable experiences with Ticketmaster12
  • Redeem points for gift cards13 from leading retailers or to pay for charges on your Account14

Service and Protection

Shop and travel the world with confidence
Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:
  • Buyer’s Advantage6, extending the manufacturers' warranty on eligible items purchased with your Card by up to 12 months
  • Purchase Protection6, covering eligible items purchased with your Card
  • Refund Protection6, covering the cost of eligible items when a store refuses a return
  • Fraud Protection Guarantee15, protecting you from unauthorised charges made on your Account
  • Emergency Card replacement16, for lost or stolen Cards virtually anywhere in the world
  • Plan It™ Instalments17 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
  • Compatibility with Apple Pay, Samsung Pay and Google Pay
Travel Benefits
$200 annual Travel Credit
Receive $200 to spend on travel each Membership year with American Express Travel. Redeemable for eligible domestic or international flights, hotels, car hire, experiences and more, you can book travel for yourself or anyone you choose7. Redeem the Travel Credit here.
    Complimentary Travel Insurance
    Complimentary domestic and international travel insurance6 for you, your partner and your dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card. Cover includes:
    • Overseas Medical Emergency Expenses Cover6 up to $2,500,000
    • Personal Liability Cover6 up to $1,000,000
    • Travel Cancellation Cover6 up to $10,000
    • Travel Inconvenience Cover6 for flight or luggage delays and missed connections
    • Up to $10,000 cover for loss or damage to baggage, money or documents6
    Eligibility
    To save time before applying for your Platinum Edge Credit Card, make sure you can say ‘yes’ to the following:
    • I have an annual income of $50,000 or more
    • I have no history of bad debt or payment default
    • I am aged 18 years or over
    • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
    If all the above are true, apply now and start enjoying the benefits of Card Membership.


    Please click
    here to read the Key Facts Sheet for this Credit Card.

    Ready to Apply?

    Receive 50,000 Bonus Membership Rewards when you apply online by 19 October 2021, are approved and spend $1,500 on your new Card within the first 3 months. T&Cs apply. New Card Members only1.