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The American Express® Platinum Edge Credit Card
Get the edge with $200 to spend on travel each year1
*Terms & Conditions
Card Type
Annual Fee
$195 p.a.
Interest Rate
20.74% p.a on purchases2
Interest Free Period
Up to 55 days3
Make the most of your benefits
$200 TO SPEND ON TRAVEL1
Enjoy $200 to spend on travel each year that can be used on eligible flights, hotels, car hire or experiences when booked through American Express Travel
Earn rewards points fast
Earn 3 Membership Rewards points per $1 spent at major supermarkets and petrol stations.4
Complimentary travel insurance
Enjoy complimentary domestic and overseas travel insurance5 for you, your partner and your dependent children when you pay for your return trip on your Card.
Reward Yourself
Earn points with ease
- Earn 3 Membership Rewards points4 per $1 spent at major supermarkets and petrol stations
- Earn 2 Membership Rewards points4 per $1 spent in a foreign currency, overseas and online
- Earn 1 Membership Rewards point4 per $1 spent on all other purchases
- Enjoy no limit on the amount of Membership Rewards points you can earn each year
- Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account6
Choose your rewards
Turn your points into your next travel adventure, special gift, must-have purchase or unforgettable experience:
- Transfer points to an
Airline or Hotel partner program7 including Virgin Australia, Singapore Airlines and Hilton Honours. - Book with points online at American Express Travel8 or Webjet9
- Turn your points into unforgettable experiences with Ticketmaster10
- Redeem points for gift cards11 from
leading retailers or to pay for charges on your Account12
World Class Service & Protection
Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:
Buyer’s Advantage5 , extending the manufacturers' warranty on items purchased with your Card by up to 12 monthsPurchase Protection5 , covering eligible stolen or damaged items purchased with your CardRefund Protection5 , covering the cost of recent and unused purchases when a store refuses a return.Online Fraud Protection Guarantee13 , protecting you from unauthorised charges made on your Account- Emergency Card replacement14, for lost or stolen Cards virtually anywhere in the world.
- Compatibility with Apple Pay, Samsung Pay and Google Pay.
Travel Benefits
Not only will you receive $200 to spend on travel each year1 when booked through American Express Travel but you'll also enjoy complimentary travel insurance5 for you, your partner and dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card. Cover includes:
- Overseas Medical Emergency Expenses Cover5 up to $2,500,000
- Personal Liability Cover5 up to $1,000,000
- Travel Cancellation Cover5 up to $10,000
- Travel Inconvenience Cover5 for flight or luggage delays and missed connections
- Up to $10,000 cover for loss or damage to baggage, money or documents5
Eligibility
To save time before applying for your Platinum Edge Credit Card, make sure you can say ‘yes’ to the following:
- I have an annual income of $50,000 or more
- I have no history of bad debt or payment default
- I am aged 18 years or over
- I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
If all the above are true, apply now and start enjoying the benefits of Card Membership.
Please click here to read the Key Facts Sheet for this Credit Card.
Please click here to read the Key Facts Sheet for this Credit Card.
Ready to Apply?
Applying takes less than 10 minutes, and you could get a response in less than 60 seconds.
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Receive a welcome bonus of 80,000 Membership Rewards points1
When you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1
- Receive $450 to spend on travel each year
4 , which can be redeemed for eligible flights, hotels, car hire or unique experiences through American Express Travel. - Transfer your points to a choice of
10 Airline Partner Programs 5 including Qantas, Virgin Australia and Singapore Airlines - Complimentary access for you and a guest to over 1,200 VIP Airport Lounges with Priority Pass
6 - Complimentary worldwide Travel Insurance and Purchase Protection
10
Get set to explore new horizons
Receive 50,000 Membership Rewards Bonus Points1
Receive 50,000 Membership Rewards Bonus Points
When you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. This offer is available to new Card Members only1
- Earn Membership Rewards points for every $1 spent
6 - Transfer your points to a choice of
9 Airline Partner Programs 7 including Virgin Australia and Singapore Airlines - Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your phone or contract with your American Express Explorer® Credit Card
7
Discover the Card with no annual Card fee
- No Annual Fee
- Earn Qantas Points for every $1 spent
3 - Refund and Purchase protection
8