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The American Express® Platinum Edge Credit Card

Receive a $200 Travel credit each year3
*Terms & Conditions

Card Type
Annual Fee
$195 p.a.
Interest Rate
20.74% p.a on purchases1
Interest Free Period
Up to 55 days2

Key Benefits


Start your holiday with a $200 Travel Credit each year3. Learn more about redeeming Travel Credits


0% p.a. on balance transfers for the first 12 months4 — A one-off credit plan establishment fee of 1% applies Learn More


Earn 3 Membership Rewards point for every $1 spent at major supermarkets5


Be covered for domestic and international Travel when you pay for return travel on your Card6

Reward Yourself

With the Platinum Edge Credit Card, you’ll be enrolled in the Membership Rewards Ascent program5, with no points cap, plus the points you earn per $1 spent stays the same, regardless of your monthly spend
  • Earn 3 Membership Rewards points per dollar spent at major supermarkets and petrol stations5
  • Earn 2 Membership Rewards points per dollar spent in a foreign currency overseas and online5
  • Earn 1 Membership Rewards point per dollar spent on all other purchases5
  • No cap on earn rate. You’ll receive up to 3 Membership Rewards points per $1 spent, no matter how much you spend each month
  • Redeem your points for flights with any of our 9 leading airline partner programs7 or online for Gift Cards8 or even credit on your account9
  • Book any travel and pay with your points instantly online at Webjet10
  • Earn points faster with up to 4 Additional Cards for family members or friends for no extra fee11
  • Turn your points into an experience with Ticketmaster. Simply book at and select ‘Membership Rewards’ as your payment option12
  • Connect to a world of special benefits at Amex Connect


Not only will you receive a $200 Travel Credit each year3 but you'll also enjoy protection for you, your partner and dependent children when you pay for travel on your American Express® Platinum Edge Credit Card.
  • Overseas Medical Emergency Expenses Cover6 up to $2,500,000 towards medical treatment
  • Personal Liability Cover6 up to $1,000,000
  • Baggage, Money and Documentation Cover6 up to $10,000 to cover loss or damage to baggage, money or documents
  • Travel Cancellation Cover6 up to $10,000 in the event your travel is cancelled for specific reasons
  • Travel Inconvenience Cover6 may cover you for flight delays, missed connections or luggage delays

    Learn more about the Travel Credit

World Class Service

American Express offers unique and effective tools and services to save you time and help you stay on top of your finances
  • With our Online Fraud Protection Guarantee13 you will not be held liable for any unauthorised charges, provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions
  • With Buyer’s Advantage, you can extend your manufacturer’s warranty by up to 12 months on items. You’re covered for up to $10,000 per year and $10,000 per claim, with no excess6
  • If an item should break or is stolen within 90 days, Purchase Protection will replace it. You’re covered for up to $20,000 per year and $2,500 per claim with a $50 excess per claim6
  • If you have a change of heart and are refused a refund on an unused item within 90 days, Refund Protection will reimburse you. You’re covered for up to $2,000 per year and $500 per claim, with $50 excess6
  • Global Card Support means you can enjoy account assistance any time of the day or night
  • This American Express Card is eligible for use with Apple Pay, Samsung Pay and Google Pay.
Take advantage of
A promotional balance transfer offer of 0% p.a. for the first 12 months4 to help you save on interest repayments and pay your other balances sooner. A one-off 1% credit plan establishment fee applies and you can transfer up to 70% of your approved credit limit to a maximum of $10,000. This offer is for new applicants only. See how much you could save with our Balance Transfer Calculator
Money saving offers from top brands which can be saved straight to your Card with our exclusive Amex Offers program.
American Express Invites giving you access to a wide range of sought-after events, including music, theatre and film, often before tickets go on sale to the general public.
To save time before you apply for your Platinum Edge Credit Card, it's best to make sure you can say yes to the following:
  • I have an annual income of $50,000 or more
  • I have no history of bad debt or payment default
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

Please click here to read the
Key Facts Sheet for this Credit Card.

Ready to Apply?

Receive a $200 Travel credit each year3