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The American Express® Platinum Edge Credit Card

Get the edge with $200 to spend on travel each year1
*Terms & Conditions

Card Type
Annual Fee
$195 p.a.
Interest Rate
20.74% p.a on purchases2
Interest Free Period
Up to 55 days3

Make the most of your benefits


Enjoy $200 to spend on travel each year that can be used on eligible flights, hotels, car hire or experiences when booked through American Express Travel

Earn rewards points fast

Earn 3 Membership Rewards points per $1 spent at major supermarkets and petrol stations.4

Complimentary travel insurance

Enjoy complimentary domestic and overseas travel insurance5 for you, your partner and your dependent children when you pay for your return trip on your Card.

0% p.a. balance transfers

Take advantage of 0% p.a. on balance transfers for the first 12 months.6 A one-off credit plan establishment fee of 1% applies. If you pay your balance transfer over time, an interest-free period will not apply to your purchases. Learn More

Travel Benefits

    Not only will you receive $200 to spend on travel each year1 when booked through American Express Travel but you'll also enjoy complimentary travel insurance5 for you, your partner and dependent children under the age of 22 when you pay for your return trip on your American Express® Platinum Edge Credit Card. Cover includes:
    • Overseas Medical Emergency Expenses Cover5 up to $2,500,000
    • Personal Liability Cover5 up to $1,000,000
    • Travel Cancellation Cover5 up to $10,000
    • Travel Inconvenience Cover5 for flight or luggage delays and missed connections
    • Up to $10,000 cover for loss or damage to baggage, money or documents5

    World Class Service & Protection

    Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:
    • Buyer’s Advantage5, extending the manufacturers' warranty on items purchased with your Card by up to 12 months
    • Purchase Protection5, covering eligible stolen or damaged items purchased with your Card
    • Refund Protection5, covering the cost of recent and unused purchases when a store refuses a return.
    • Online Fraud Protection Guarantee7, protecting you from unauthorised charges made on your Account
    • Emergency Card replacement8, for lost or stolen Cards virtually anywhere in the world.
    • Compatibility with Apple Pay, Samsung Pay and Google Pay.
    Reward Yourself
    Earn points with ease
    Earn Membership Rewards points for every dollar you spend on your Card and see how quickly they add up:
    • Earn 3 Membership Rewards points4 per $1 spent at major supermarkets and petrol stations
    • Earn 2 Membership Rewards points4 per $1 spent in a foreign currency, overseas and online
    • Earn 1 Membership Rewards point4 per $1 spent on all other purchases
    • Enjoy no limit on the amount of Membership Rewards points you can earn each year
    • Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account9
    Choose your rewards
    Turn your points into your next travel adventure, special gift, must-have purchase or unforgettable experience:
    • Transfer points to an Airline or Hotel partner program10 including Virgin Australia, Singapore Airlines and Hilton Honours.
    • Book with points online at American Express Travel11 or Webjet12
    • Turn your points into unforgettable experiences with Ticketmaster13
    • Redeem points for gift cards14 from leading retailers or to pay for charges on your Account15
    To save time before applying for your Platinum Edge Credit Card, make sure you can say ‘yes’ to the following:
    • I have an annual income of $50,000 or more
    • I have no history of bad debt or payment default
    • I am aged 18 years or over
    • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
    If all the above are true, apply now and start enjoying the benefits of Card Membership.

    Please click
    here to read the Key Facts Sheet for this Credit Card.

    Ready to Apply?

    Applying takes less than 10 minutes, and you could get a response in less than 60 seconds.