The American Express® Platinum Card

If you love benefits and services that go the extra mile,
choose The Platinum Card from American Express

 

The American Express® Platinum Card

If you love benefits and services that go the extra mile,
choose The Platinum Card from American Express

 

American Express Platinum Benefits and Rewards

 

For a Card that delivers on every level, look no further than The American Express® Platinum Card. On top of the unmatched levels of service and benefits you would expect, like redeeming and earning points and complimentary travel insurance1. American Express Platinum benefits include VIP privileges and travel perks such as a $450 Travel Credit each year2 and airport lounge access3

Rewards points – woman sightseeing in car.

Rewards Points

 

The Platinum Card offers an elevated Membership Rewards program. Up to 2.25 Membership Rewards points per dollar spent2, which can then be redeemed for travel, shopping, gift cards and more.

Annual $450 Travel Credit – dinner at the end of a wharf.

Annual $450 Travel Credit

 

For each year you hold the Platinum Card, you will receive $450 to spend on travel3. For you or anyone you choose, the Travel Credit can be redeemed through American Express Travel for pre-paid airfares, car hire or hotel bookings.

Access over 1200 Airport Lounges – man in a lounge.

Access 1400+ Airport Lounges

 

As part of Platinum Card Membership, you will receive access to The American Express Global Lounge CollectionTM. Providing access to 1,400+ airport lounges in over 650 cities across 140 countries and counting. Lounges include The Centurion® Lounge, Priority Pass Lounges and more4.

Transfer points to Travel Partners – couple in pool overlooking city

Enjoy $400 Global Dining Credit

 

Enjoy a credit worth up to $400 per calendar year when you dine from a curated collection of restaurants both locally and abroad. That’s up to $200 to spend in Australia, and up to $200 o spend overseas.

A separate one-time enrolment is required5.

Transfer points to Travel Partners – couple in pool overlooking city

Transfer points to Travel Partners

 

With Platinum, you can transfer points to a choice of 12 major Airline Reward Partner programs including Qantas Frequent Flyer, Velocity Frequent Flyer, Singapore Airlines and more6.

Complimentary Travel Insurance – woman in deck chair

Complimentary Travel Insurance

 

The Platinum Card comes with complimentary travel insurance when your return trip is paid for on your Card when travelling in Australia or overseas7.

Amazon Prime Subscription Credit

 

Enjoy a credit for your monthly or annual Amazon Prime subscription up to the benefit limit of $84 per calendar year until 31 December 2025. A one-time enrolment is required. Exclusions apply8.

Amex Experiences App

 

The Amex Experiences App* gives you unrivalled access to Platinum restaurants, travel, events and exclusive Member offers. Download to browse and book today.

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The American Express®
Platinum Card


Platinum service. Platinum rewards.

 

Get more of the benefits that matter to you. Receive $450 to spend on travel each year2, rewards points on every dollar spent and complimentary access for you and a guest to over 1,400 VIP Lounges around the world3.

 

Discover an array of outstanding benefits and rewards with The American Express® Platinum Card.

 


Card Type: Charge Card
Annual Fee: $1,450 p.a.
Cash Flow Period: Up to 44 cash flow days9 and no pre-set spending limit10
   

Platinum Card Frequently Asked Questions

What is a Platinum or Premium Card?

Platinum and Premium Cards offer great value benefits, more perks and richer rewards than a standard Card. These benefits normally come with a higher annual fee, so you should weigh up the value of these benefits together with the way you spend to see how the Card will suit your lifestyle.

 

The term ‘Platinum’ has less to do with the actual Card colour, and more to do with the breadth and quality of benefits that come with the Card. This category typically provides the richest benefits available by American Express and other Card providers.

Is the American Express® Platinum Card a Charge Card?

Yes, the American Express® Platinum Card is a Charge Card. Different to Credit Cards, Charge Cards have no pre-set spending limit8, giving you greater purchasing power by allowing you to make larger purchases on your Card, all while earning points. But that doesn’t mean unlimited spending. You’ll need to pay off the full balance each month to avoid incurring a fee. Learn more about Charge Cards here.

What is the annual fee for the American Express® Platinum Card?

The American Express® Platinum Card has a fee of $1,450 per annum.

What is a Charge Card?

The American Express® Platinum Card is a Charge Card. Charge Cards are not Credit Cards, but they do offer another form of Card payment. They have no pre-set spending limit8, but that does not mean unlimited spending. Charge Cards give you greater purchasing power allowing you to make larger purchases on your Card, and earn points too. Learn more about Charge Cards.

How do I get The American Express® Platinum Card?

Application is simple and takes less than 10 minutes to complete. We have broken it down into 3 easy steps:

 

STEP 1

To make the application process as smooth as possible, you will need your driver’s licence and some financial information like income, employment details, superannuation and living expenses.

 

STEP 2

If you have made the decision to apply for The American Express® Platinum Card, read the Terms and Conditions, then click on the ‘Apply now’ button to start your application.

 

STEP 3

If you have all the required information, your Credit Card application should take you less than 10 minutes to complete. You will receive a response back in less than 60 seconds.

How do I upgrade to The American Express® Platinum Card?

If you are a current Card Member, you may be eligible to upgrade your current Charge Card to The Platinum Card. To see if you are eligible, simply log in to your Online Account or call the number on the back of your Card.

Discover more Premium Cards from American Express

Receive a $450 Qantas Travel Credit each year1

Enjoy two entries to The Centurion® Lounge each calendar year10 and two Qantas Club lounge invitations each year after your first spend on selected Qantas Products and Services10

Receive a complimentary Virgin Australia
return Economy domestic flight11

 

Enjoy two entries to The Centurion® Lounge each calendar year1 and two complimentary Virgin Australia Lounge passes each Membership year12

Learn more about Platinum

See how The American Express® Platinum Card entitles you to upgrades, access to special benefits substantial savings and more.