View all Cards

The Qantas American Express Ultimate Card

Card Type
Annual Fee
$450 p.a.
Interest Rate
20.74% p.a. on purchases3
Interest Free Period
Up to 44 days4
Receive 80,000 bonus Qantas Points1 and get $100 back when you spend $150 or more at Qantas Wine2 when you apply by 3 September 2020, are approved and spend $3,000 on your new Card within the first 3 months. New Card Members only.1
*Terms & Conditions

Key Benefits

Earn Qantas Points

Earn up to 1.25 Qantas Points per $1 spent on everyday purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent5. Earn 2.25 Qantas Points per $1 spent on eligible Qantas products and services6.

$450 Annual Qantas Travel Credit

Receive a $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year when booked through American Express Travel7.

Airport Lounge Access

Enjoy two complimentary American Express Airport Lounge entries8, plus two Qantas Club Lounge8 invitations each year after purchasing select Qantas products and services.

Additional Cards at no extra cost

Earn more Qantas Points with up to 4 Additional Cards for family members or friends, at no extra fee10.

Qantas Rewards

Outstanding Qantas Points earning potential
  • Earn 2.25 Qantas Points per $1 spent on eligible Qantas products and services6
  • Earn 1.25 Qantas Points per $1 spent on all other purchases excluding government bodies in Australia5
  • Earn 0.5 Qantas Points per $1 spent on government bodies in Australia5
  • Uncapped points earning potential with no limit on the amount of Qantas Points you can earn11
  • Earn points faster by adding up to 4 Additional Cards to your Account for family or friends, at no extra fee. All points earnt will be credited to your Account10
See where your points can take you
Points will be transferred to your Qantas Frequent Flyer account each month and can be redeemed for Classic Flight Rewards11 such as:
  • A Qantas economy one way Classic Flight Reward from Sydney to Singapore, from 25,200 Qantas Points plus taxes, fees and carrier charges of $138
  • A Qantas economy one way Classic Flight Reward from Brisbane to San Francisco, from 41,900 Qantas Points plus taxes, fees and carrier charges of $203
  • A Qantas economy one way Classic Flight Reward from Sydney to London, from 55,200 Qantas Points plus taxes, fees and carrier charges of $242
  • Points quoted are for a Qantas Economy one way Classic Flight Reward. Taxes, fees and carrier charges quoted are accurate as at 23 October 2019 but may vary at the time of booking
Exclusive Qantas Benefits
  • Complimentary Qantas Wine Premium Membership13, allowing you to enjoy gourmet food, exceptional wines and exclusive access to food and wine events around Australia
  • Earn 3 points per dollar spent on all Qantas Wine purchases13
  • Complementary Qantas Wine delivery within Australia14

Service and Protection

Shop with confidence
Use your Card with confidence knowing you’re protected by the world-class service and protection of American Express with these great benefits:
  • Purchase Protection15, covering eligible items purchased with your Card
  • Refund Protection15, covering the cost of eligible items when a store refuses a return
  • Fraud Protection Guarantee16, protecting you from unauthorised charges made on your Account
  • Emergency Card replacement17, for lost or stolen Cards to virtually anywhere in the world
  • Compatibility with Apple Pay, Samsung Pay and Google Pay, helping you check-out faster.
  • Plan It™ Instalments is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
Travel Benefits
$450 Annual Qantas Travel Credit
Enjoy a $450 Qantas Travel Credit each Membership year to use on eligible domestic and international Qantas flights. Just use your annual Qantas Travel Credit to book online with American Express Travel6. Learn more about the Qantas Travel Credit
    Airport Lounge Access
    Relax before your next trip thanks to airport lounge access. You'll enjoy two complimentary entries to The American Express Airport Lounge at Sydney or Melbourne International Airports8, plus two Qantas Club Lounge invitations following an eligible Qantas product or service purchase on your Card8.
      Complimentary Travel Insurance
      Travel with peace of mind knowing that you, your partner and your dependent children under the age of 25 are covered with domestic and international insurance when you pay for your return trip on your Card15. Cover includes:
      • Medical Emergency Expenses Cover up to $2,500,00015
      • Transport Accident Cover up to $400,00015
      • Travel Cancellation Cover up to $12,50015
      • Up to $10,000 cover for loss or damage to baggage, money or documents15
      • Travel Inconvenience Cover up to $200 if your flight is delayed15
      Eligibility
      To save time before you apply for your Qantas American Express Ultimate Card, it's best to make sure you can say yes to the following:
      • I have an annual income of $65,000 or more
      • I have no history of bad debt or payment default
      • I am aged 18 years or over
      • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
      If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.


      Please click here to read the
      Key Facts Sheet for this Credit Card.

      Ready to Apply?

      Receive 80,000 bonus Qantas Points1 and get $100 back when you spend $150 or more at Qantas Wine2 when you apply by 3 September 2020, are approved and spend $3,000 on your new Card within the first 3 months. New Card Members only.1