Rewards Credit Cards from American Express

It’s never been easier to turn everyday

purchases into rewards you’ll love.


Earn points on everyday spending

Every time you use your American Express® Rewards Credit Card to pay, you’ll earn Membership Rewards points. It makes every purchase more rewarding, from buying groceries to paying bills.


What is the American Express Membership Rewards Program?

Our Membership Rewards loyalty program rewards Card Members with Membership Rewards points whenever they use their American Express Card. The more you use your Card, the more Membership Rewards points you can earn. Membership Rewards points can then be redeemed for travel, Gift Cards, entertainment, experiences, and so much more.


Earn points faster

Some Rewards Cards from American Express earn more than 1 point per dollar spent at certain locations. It’s just one of the ways you can maximise your points earning potential and make your Card work harder for you.



How can I use my points?

There are so many ways you can use your Membership Rewards points to pay for, and experience, the things you love in life.


Man and woman on boat


Redeem points for travel with one of our Airline Partner Programs, one of Hotel Partner Programs3 or Amex Travel4

Man trying on hat


Shop with Points at David Jones5 online and Ticketmaster6

Man shopping with daughter

Gift Cards

Choose a Gift Card from a wide range of retail, entertainment and travel partners7

Do Membership Rewards points expire?

One of the many great things about Membership Rewards points is that they do not expire, as long as your Account is current and in good standing. Most American Express Cards have no cap on the amount of points you can earn. That means, you can save Membership Rewards points until you are ready to use them.

Cards that make life more rewarding

Receive a $200 Travel Credit each Membership year8

Earn Membership Rewards points for every $1 spent9

Get complimentary domestic and international Travel Insurance10

Invitations11  to exclusive Season Launch parades, fashion events and more

Complimentary alterations12 on women’s and men’s apparel purchased instore, excluding David Jones Bridal

Complimentary Priority Delivery13 to your door by courier for items purchased instore, on the following business day

Receive a $400 Travel Credit each Membership year14

Earn Membership Rewards points for every $1 spent15

Pay for your phone or contract with your American Express Explorer® Credit Card and get Smartphone Screen Insurance for up to $50016

Why choose a Travel Rewards Card from American Express?

Man and woman using Card at airport

Relax before taking off


Selected Travel Rewards Credit Cards also offer benefits such as complimentary airport lounge access so that you can relax and recharge before your flight.

Man and woman on holiday

Know you’re covered while

Depending on your Credit Card, you may have travel insurance which covers you for flight delays, missed connections, or delayed luggage, anywhere in the world.

Book directly through
American Express Travel

Discover a world of travel experiences, benefit from the very best service and earn Membership Rewards points when you book your travel directly through American Express Travel. Better yet, you can pay, or part pay with your Membership Rewards points4.

Live life to the fullest with American Express Membership

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.

What do you want from a Card?

Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.

Balance Transfer


Roll your Card
balances into one


Frequent Flyer

Maximise rewards
for every trip


Take advantage of
premium benefits
and service

No Annual Fee

Save money with no
annual fee to pay