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The American Express® Platinum Card

Introducing the metal Card

Minimum Income
I have an annual income of $100,000 or more
Annual Fee
$1,450 p.a.
Card Type
Cash Flow Period
Up to 44 cash flow days2 and No pre-set spending limit3
80,000 Membership Rewards bonus points when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only1
*Terms & Conditions

Key Benefits

Earn 2.25 points for every $1 spent on purchases

Except on government bodies where you'll earn 1 point per $1 spent4

$450 Travel Credit each year

Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels, car hire or unforgettable experiences5 with the Platinum Travel Service. Learn more about the Travel Credit here.

Access to 1200+ Airport Lounges

Access 1,200+ Airport Lounges in more than 130 countries6, including the Centurion® Lounge, International American Express Lounges, Priority PassTM  Lounges and more

Transfer your points

Transfer your points to a choice of 10 major Airline Reward Partner Programs7, including Qantas Frequent Flyer and Velocity Frequent Flyer

Rewards

Earn points quickly
As a new Platinum Card Member, you’ll receive 80,000 Membership Rewards Bonus Points when you apply online, are approved and spend $3,000 on your new Platinum Card in the first 3 months from the Card approval date1. Plus, you’ll see how quickly your points add up, earning:
  • 2.25 Membership Rewards points for every dollar you spend on your Card, except at government bodies in Australia4
  • 1 Membership Rewards point for every dollar spent at government bodies in Australia4
  • Earn even more points by adding up to four Additional Platinum Cards to your Account for friends or family, at no extra cost8
What’s more, with no cap on earn rate, you’ll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year
    And enjoy the rewards
    • Transfer your points to 10 major Airline Reward Partner programs7, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, Emirates Skywards and Air New Zealand AirpointsTM
    • Transfer points to your choice of two hotel partner programs - Hilton Honors9 and Marriott Bonvoy10
    • Use your points to pay for travel7, pay for eligible purchases on your Account with Select + Pay with points11, shop with points online at David Jones12 or redeem for Gift Cards13 with our retail and entertainment partners

    Service and Protection

    Platinum Service
    Platinum Concierge can arrange incredible travel and dining experiences for you. Our team can recommend amazing restaurants and experiences - from local gems to wonders of the world or help you plan an unforgettable trip whether it be near or far
      Enjoy access to premium events
      From sporting events to fashion shows and fine dining, your Platinum Card is the key to a range of specially curated events and experiences14
        Complimentary digital access to the Australian Financial Review
        Valued at $628 per year, with your Platinum Card Membership, you'll enjoy a complimentary AFR15. Keep up with the latest news about business, finance, investment and politics from Australia and worldwide
          Smartphone Screen Insurance
          Up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract16
            Shop with confidence
            • Buyer’s Advantage16, extending the manufacturers' warranty on items purchased with your Card by up to 12 months
            • Purchase Protection16, will keep your protected with cover should your eligible items be stolen or damaged
            • Refund Protection16, is also available should a store refuse to accept the return of an eligible item
            • Compatibility with Apple PaySamsung Pay and Google Pay
            Platinum Travel Benefits
            Access over 1,200 Airport Lounges worldwide
            You'll have access to over 1,200 Airport Lounges across 130 countries6, thanks to The American Express Global Lounge CollectionTM. Platinum Primary Card Membership includes access to The Centurion® Lounge, International American Express Lounges, Priority PassTM Lounges, Plaza Premium Lounges, Delta Sky Club® Lounges (when flying Delta) and Virgin Australia Domestic Lounges (when flying Virgin Australia).
            Fine Hotels & Resorts program
            Enjoy complimentary benefits worth an average total value of more than $700 AUD* at over 1,000 iconic 5-star properties worldwide when you book with Fine Hotels & Resorts17. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a special amenity at each property, such as a US$100 food and beverage credit or massage for two.
            International Airline Program
            Our International Airline Program18 offers savings of up to 20% on First and Business Class fares with some of the world’s leading airlines, like Qantas Airways, Virgin Australia, Emirates and more.
            Hotel Elite Status
            With Hotel Elite Status, you’ll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold Status9 and Marriott BonvoyTM Gold Elite Status10, Radisson Hotel Group19 and Shangri-La20.
            Complimentary Accor Plus membership valued at $399
            You also receive complimentary Accor Plus membership21 valued at $399, which grants you a complimentary night’s accommodation each year and up to 50% off your dining bill at over 1,100 participating Accor Hotels restaurants.
            Complimentary Travel Insurance
            Travel with confidence and peace of mind, thanks to complimentary domestic and overseas travel insurance16 for you, your partner and your dependent children up to the age of 24 years when you book and pay for travel with your Platinum Card or with Membership Rewards points, including:
            • Medical Emergency Expenses Cover16, including repatriation
            • Transport Accident Cover16 for travel on public transport
            • Travel Inconvenience Cover16 which covers you for time delay, missed connections and luggage setbacks
            • Loss Damage Waiver Cover for car rental damage of up to $125,00016
            • Platinum Card Member insurance16 covers up to 4 Additional Platinum Card Members
            Premier Platinum Benefits
            Whenever you need us, we’re here.
            • Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip
            • The American Express Experiences program14 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
            • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards8
            • Buyer’s Advantage16, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
            • Purchase Protection16, covering eligible stolen or damaged items purchased with your Card
            • Refund Protection16, is also available should a store refuse to accept the return of an eligible item
            • Platinum Card Member insurance16 covers up to 4 Additional Card Members when you book and pay for your return trip with your Platinum Card or Membership Rewards points8
            • Fraud Protection Guarantee22, means you won't be held responsible for any unauthorised charges made without your knowledge
            • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
            Eligibility
            To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:
            • I have an annual income of $100,000 or more
            • I have no history of bad debt or payment default
            • I am aged 18 years or over
            • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
            If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

            Ready to Apply?

            Receive a welcome bonus of 80,000 Membership Rewards points1 when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1