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The American Express® Platinum Card

Introducing the metal Card

Minimum Income
I have an annual income of $100,000 or more
Annual Fee
$1,450 p.a.
Card Type
Cash Flow Period
Up to 44 cash flow days2 and No pre-set spending limit3
Receive up to 200,000 Membership Rewards® Points
That’s 150,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. Plus, an additional 50,000 Bonus Membership Rewards Points in Year 2 upon fee renewal. T&Cs apply. New Card Members only.
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*Terms & Conditions

Key Benefits

Earn 2.25 points for every $1 spent on purchases

Except on government bodies where you'll earn 1 point per $1 spent4

$450 Travel Credit each year

Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels, car hire or unforgettable experiences5 with the Platinum Travel Service. Learn more about the Travel Credit here.

Access to 1200+ Airport Lounges

Access 1,200+ Airport Lounges in more than 130 countries6, including the Centurion® Lounge, International American Express Lounges, Priority PassTM  Lounges and more

Transfer your points

Transfer your points to a choice of 10 major Airline Reward Partner Programs7, including Qantas Frequent Flyer and Velocity Frequent Flyer

Rewards

Earn points quickly
As a new Platinum Card Member, you’ll Receive up to 200,000 Membership Rewards® Points
That’s 150,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. Plus, an additional 50,000 Bonus Membership Rewards Points in Year 2 upon fee renewal. T&Cs apply. New Card Members only.1 Plus, you’ll see how quickly your points add up, earning:
  • 2.25 Membership Rewards points for every dollar you spend on your Card, except at government bodies in Australia4
  • 1 Membership Rewards point for every dollar spent at government bodies in Australia4
  • Earn even more points by adding up to four Additional Platinum Cards to your Account for friends or family, at no extra cost8
What’s more, with no cap on earn rate, you’ll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year
    And enjoy the rewards
    • Transfer your points to 10 major Airline Reward Partner programs7, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, Emirates Skywards and Air New Zealand AirpointsTM
    • Transfer points to your choice of two hotel partner programs - Hilton Honors9 and Marriott Bonvoy10
    • Use your points to pay for travel7, pay for eligible purchases on your Account with Select + Pay with points11, shop with points online at David Jones12 or redeem for Gift Cards13 with our retail and entertainment partners

    Shopping and Entertainment

    Receive up to $75 credit from NET-A-PORTER
    Spend across NET-A-PORTER and MR PORTER to receive a credit of up to $75, twice per calendar year.14 That's up to $150 that you can get back each year for simply shopping your favourite brands. Enrolment required each calendar year.
      The Australian Premium Subscription
      The Australian Premium subscription gives you access to The Australian’s news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Economist and Harvard Business Review, as well as biannual virtual events featuring some of The Australian’s most experienced political and business journalists. The complimentary The Australian Premium subscription is available to Primary and Additional Platinum Card Members.15
        Amex Offers
        Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it.
        From credits on your Account to bonus points, our eligible Card Members16 are offered opportunities to be rewarded in many ways, just by using their Card.
        As a Card Member, you will receive exciting offers from brands like David Jones, Country Road, Ampol, Lululemon, La Mer, Kogan, Luxury Escapes and Liquorland, to name a few.
          Shop Small
          Support your favorite local businesses through our Shop Small movement and get rewarded.
          As a Card Member, you will receive special offers to help make your local community even stronger.
            Centr by Chris Hemsworth
            Ready to put your wellbeing first? We’re partnering with Centr – the program created by Chris Hemsworth’s team – to give you a new complimentary 12-month subscription valued at $119.99/year17. Offer ends 14 February 2022
              The American Express Experiences program
              The American Express Experiences program18 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining.
                Shop with confidence
                • Buyer’s Advantage19, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
                • Purchase Protection19, will keep your protected with cover should your eligible items be stolen or damaged
                • Refund Protection19, is also available should a store refuse to accept the return of an eligible item
                • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
                Platinum Travel Benefits
                Access over 1,200 Airport Lounges worldwide
                You'll have access to over 1,200 Airport Lounges across 130 countries6, thanks to The American Express Global Lounge CollectionTM. Platinum Primary Card Membership includes access to The Centurion® Lounge, International American Express Lounges, Priority PassTM Lounges, Plaza Premium Lounges, Delta Sky Club® Lounges (when flying Delta) and Virgin Australia Domestic Lounges (when flying Virgin Australia).
                Fine Hotels + Resorts program
                Enjoy complimentary benefits worth an average total value of more than $700 AUD* at over 1,000 iconic 5-star properties worldwide when you book with Fine Hotels + Resorts20. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a special amenity at each property, such as a US$100 food and beverage credit or massage for two.
                International Airline Program
                Our International Airline Program21 offers savings of up to 20% on First and Business Class fares with some of the world’s leading airlines, like Qantas Airways, Virgin Australia, Emirates and more.
                Hotel Elite Status
                With Hotel Elite Status, you’ll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold Status9 and Marriott BonvoyTM Gold Elite Status10 and Radisson Rewards21.
                Complimentary Accor Plus membership valued at $399
                You also receive complimentary Accor Plus membership23 valued at $399, which grants you a complimentary night’s accommodation each year and up to 50% off your dining bill at over 1,100 participating Accor Hotels restaurants.
                Complimentary Travel Insurance
                Travel with confidence and peace of mind, thanks to complimentary domestic and overseas travel insurance19 for you, your partner and your dependent children up to the age of 24 years when you book and pay for travel with your Platinum Card or with Membership Rewards points, including:
                • Medical Emergency Expenses Cover19, including repatriation
                • Transport Accident Cover19 for travel on public transport
                • Travel Inconvenience Cover19 which covers you for time delay, missed connections and luggage setbacks
                • Loss Damage Waiver Cover for car rental damage of up to $125,00019
                • Platinum Card Member insurance19 covers up to 4 Additional Platinum Card Members
                Premier Platinum Benefits
                Platinum Card® Concierge
                Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip.
                  24/7 Platinum Card Services
                  Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards8
                    Purchase Protection
                    • Buyer’s Advantage19, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
                    • Purchase Protection19, will keep your protected with cover should your eligible items be stolen or damaged
                    • Refund Protection19, is also available should a store refuse to accept the return of an eligible item
                    • Fraud Protection Guarantee24 means you won't be held responsible for any unauthorised charges made without your knowledge
                    Eligibility
                    To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:
                    • I have an annual income of $100,000 or more
                    • I have no history of bad debt or payment default
                    • I am aged 18 years or over
                    • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
                    If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

                    Ready to Apply?

                    Receive up to 200,000 Membership Rewards® Points
                    That’s 150,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. Plus, an additional 50,000 Bonus Membership Rewards Points in Year 2 upon fee renewal. T&Cs apply. New Card Members only.1